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Esquire Financial Holdings, Inc. (ESQ)
NASDAQ: ESQ · Real-Time Price · USD
129.15
+2.24 (1.77%)
At close: Nov 6, 2026, 4:00 PM EST
129.00
-0.15 (-0.12%)
After-hours: Nov 6, 2026, 7:30 PM EST

ESQ Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.

Operating Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Income
50.8243.6641.0128.5217.93
Depreciation & Amortization
1.971.451.271.171.22
Other Amortization
1.721.841.261.381.01
Gain (Loss) on Sale of Investments
0.040.43-3.580.540.78
Provision for Credit Losses
9.684.74.533.496.96
Accrued Interest Receivable
-2.52-0.99-3.36-1.570.33
Change in Other Net Operating Assets
-6.73-11.111.95.310.37
Other Operating Activities
0.02-1.11-2.55-1.330.65
Operating Cash Flow
59.8442.2142.438.830.08
Operating Cash Flow Growth
41.76%-0.45%9.29%28.98%92.94%

Investing Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Capital Expenditures
-3.16-0.71-0.61-0.07-1
Investment in Securities
0.53-2.3656.24-58.76-33.21
Purchase / Sale of Intangibles
-2.42-2.44-2.4-1.16-1.94
Net Decrease (Increase) in Loans Originated / Sold - Investing
-367.93-189.48-259.23-161.38-134.35
Other Investing Activities
10.89-113.28-9.41-0.130.01
Investing Cash Flow
-362.09-308.27-215.4-221.5-170.49

Financing Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Long-Term Debt Repaid
-0-0-0-0-0
Net Debt Issued (Repaid)
-0-0-0-0-0
Issuance of Common Stock
0.890.510.110.330.03
Repurchase of Common Stock
-3.99-3.42-1.36-0.34-
Common Dividends Paid
-5.86-4.85-3.72-2.15-
Net Increase (Decrease) in Deposit Accounts
420.77234.94179.06199.83224.36
Financing Cash Flow
411.81227.17174.09197.67224.38

Net Cash Flow

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Cash Flow
109.56-38.881.0914.9783.97

Free Cash Flow

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Free Cash Flow
56.6841.541.838.7229.08
Free Cash Flow Growth
36.58%-0.71%7.93%33.19%95.92%
Free Cash Flow Margin
41.41%34.55%38.34%47.94%50.33%
Free Cash Flow Per Share
6.544.895.014.713.66

Additional Metrics

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash Interest Paid
17.9613.438.131.620.83
Cash Income Tax Paid
15.31817.598.655.96
SEC Filings: 10-K · 10-Q