Esquire Financial Holdings, Inc. (ESQ)
NASDAQ: ESQ · Real-Time Price · USD
129.15
+2.24 (1.77%)
At close: Nov 6, 2026, 4:00 PM EST
129.00
-0.15 (-0.12%)
After-hours: Nov 6, 2026, 7:30 PM EST
ESQ Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 471.5 | 235.89 | 126.33 | 165.21 | 164.12 | 149.16 |
Investment Securities | - | 9.01 | 9.41 | 10.63 | 64.61 | 52.68 |
Mortgage-Backed Securities | 512.67 | 306.7 | 310.41 | 199.11 | 187.65 | - |
Total Investments | 512.67 | 315.71 | 319.81 | 209.74 | 252.26 | 52.68 |
Gross Loans | 3,426 | 1,758 | 1,397 | 1,208 | 948.55 | 784.98 |
Allowance for Loan Losses | -44.68 | -24.02 | -20.98 | -16.63 | -12.22 | -9.08 |
Other Adjustments to Gross Loans | - | - | - | -0.67 | -1.26 | -0.47 |
Net Loans | 3,381 | 1,734 | 1,376 | 1,191 | 935.07 | 775.44 |
Property, Plant & Equipment | 3.77 | 6.47 | 5.62 | 4.33 | 5 | 5.71 |
Other Intangible Assets | - | 3.63 | 4.12 | 2.88 | 3.4 | - |
Loans Held for Sale | - | - | - | - | - | 14.1 |
Accrued Interest Receivable | - | 12.64 | 10.12 | 9.13 | 5.77 | 4.2 |
Long-Term Deferred Tax Assets | - | 11.12 | 13.13 | 11.63 | 9.57 | 2.85 |
Other Long-Term Assets | 188.72 | 45.8 | 37.32 | 23.18 | 20.45 | 174.64 |
Total Assets | 4,805 | 2,366 | 1,893 | 1,617 | 1,396 | 1,179 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Accrued Expenses | - | 9.92 | 9.18 | 8.84 | 9.25 | 3.64 |
Interest Bearing Deposits | 2,867 | 1,484 | 1,135 | 933.15 | 783.36 | 611.44 |
Institutional Deposits | - | 3.04 | 9.32 | 0.87 | 0.55 | 7.62 |
Non-Interest Bearing Deposits | 1,110 | 576.46 | 497.96 | 473.27 | 444.32 | 409.35 |
Total Deposits | 3,978 | 2,063 | 1,642 | 1,407 | 1,228 | 1,028 |
Current Portion of Leases | - | 0.99 | - | - | - | - |
Long-Term Leases | - | 1.65 | 3.5 | 2.18 | - | 2.99 |
Other Long-Term Liabilities | 40.9 | 0.5 | 0.5 | - | - | - |
Total Liabilities | 4,019 | 2,076 | 1,655 | 1,418 | 1,237 | 1,035 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 786.62 | 0.09 | 0.09 | 0.08 | 0.08 | 0.08 |
Additional Paid-In Capital | - | 109.89 | 104.05 | 99.71 | 96.39 | 93.61 |
Retained Earnings | - | 197.79 | 152.93 | 114.26 | 77.71 | 51.46 |
Treasury Stock | - | -9.68 | -5.69 | -2.27 | -0.91 | -0.57 |
Comprehensive Income & Other | - | -8.49 | -14.29 | -13.24 | -15.12 | -0.85 |
Total Common Equity | 786.62 | 289.6 | 237.09 | 198.56 | 158.16 | 143.74 |
Shareholders' Equity | 786.62 | 289.6 | 237.09 | 198.56 | 158.16 | 143.74 |
Total Liabilities & Equity | 4,805 | 2,366 | 1,893 | 1,617 | 1,396 | 1,179 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | - | 2.64 | 3.5 | 2.18 | - | 2.99 |
Net Cash (Debt) | 471.5 | 233.25 | 122.83 | 163.03 | 213.69 | 196.44 |
Net Cash Growth | 97.85% | 89.89% | -24.65% | -23.71% | 8.78% | 73.26% |
Net Cash Per Share | 50.55 | 26.93 | 14.47 | 19.53 | 26.02 | 24.72 |
Filing Date Shares Outstanding | 11.79 | 8.19 | 7.94 | 7.77 | 7.7 | 7.6 |
Total Common Shares Outstanding | 11.79 | 8.11 | 7.86 | 7.77 | 7.69 | 7.61 |
Book Value Per Share | 66.70 | 35.73 | 30.16 | 25.54 | 20.56 | 18.90 |
Tangible Book Value | 539.73 | 285.97 | 232.97 | 195.68 | 154.76 | 143.74 |
Tangible Book Value Per Share | 45.77 | 35.28 | 29.64 | 25.17 | 20.12 | 18.90 |