First Business Financial Services, Inc. (FBIZ)

FBIZ Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Interest Income	136.69	124.21	112.59	98.42	84.66
Net Interest Income Growth	10.05%	10.32%	14.39%	16.25%	9.85%
Non-Interest Income	31.94	29.26	30.25	29.43	28.1
Non-Interest Income Growth	9.15%	-3.27%	2.78%	4.73%	4.31%
Revenues Before Loan Losses	168.63	153.47	142.84	127.85	112.76
Provision for Credit Losses	8.66	8.83	8.18	-3.87	-5.8
Revenue	159.97	144.64	134.65	131.72	118.57
Revenue Growth (YoY)	10.60%	7.42%	2.23%	11.09%	35.96%
Compensation Expenses	67.87	63.11	61.06	57.74	51.71
Selling, General & Admin	27.5	26.7	22.98	19.34	17.42
Other Non-Interest Expenses	4.15	3.68	4.53	2.39	2.41
Total Non-Interest Expense	99.52	93.48	88.58	79.47	71.54
Pretax Income	60.45	51.15	47.14	52.24	47.03
Provision for Income Taxes	10.13	6.91	10.11	11.39	11.28
Net Income	49.44	43.37	36.15	40.18	35.76
Net Income Attributable to Preferred Dividends	0.88	0.88	0.88	0.68	-
Net Income to Common	49.44	43.37	36.15	40.18	35.76
Net Income Growth	14.01%	19.97%	-10.01%	12.36%	110.60%
Shares Outstanding (Basic)	8	8	8	8	8
Shares Outstanding (Diluted)	8	8	8	8	8
Shares Change (YoY)	0.12%	0.21%	-1.16%	-1.06%	-0.83%
EPS (Basic)	5.94	5.20	4.33	4.75	4.17
EPS (Diluted)	5.94	5.20	4.33	4.75	4.17
EPS Growth	14.23%	20.09%	-8.84%	13.91%	111.67%
Free Cash Flow	8.66	8.83	8.18	35.42	35.6
Free Cash Flow Growth	-1.95%	7.87%	-76.90%	-0.50%	35.00%
Free Cash Flow Per Share	1.06	1.08	1.01	4.31	4.28
Dividends Per Share	1.160	1.000	0.910	0.790	0.720
Dividend Growth	16.00%	9.89%	15.19%	9.72%	9.09%
Profit Margin	31.46%	30.59%	27.50%	31.02%	30.16%
FCF Margin	5.41%	6.10%	6.08%	26.89%	30.03%
EBITDA	0	0	0	4.07	3.55
EBITDA Margin	0.00%	0.00%	0.00%	3.09%	3.00%
Effective Tax Rate	16.76%	13.50%	21.45%	21.79%	23.97%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q