First Business Financial Services, Inc. (FBIZ)
NASDAQ: FBIZ · Real-Time Price · USD
74.87
-2.44 (-3.16%)
Nov 5, 2026, 4:00 PM EST - Market closed
FBIZ Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 33.68 | 31.79 | 29.9 | 32.71 | 26.18 | 10.11 |
Investment Securities | 119.74 | 121.62 | 104.94 | 132.16 | 93.72 | 86.18 |
Trading Asset Securities | 78.57 | 36.52 | 65.76 | 55.6 | 68.58 | 26.34 |
Mortgage-Backed Securities | 357.91 | 374.05 | 302.26 | 224.08 | 160.23 | 154.41 |
Total Investments | 556.22 | 532.18 | 472.97 | 411.83 | 322.53 | 266.93 |
Gross Loans | 3,677 | 3,376 | 3,115 | 2,852 | 2,445 | 2,242 |
Allowance for Loan Losses | -36.54 | -35.88 | -35.79 | -31.28 | -24.23 | -24.34 |
Other Adjustments to Gross Loans | -3.1 | -2.87 | -1.87 | -1.36 | -1.45 | -2.99 |
Net Loans | 3,637 | 3,337 | 3,077 | 2,819 | 2,419 | 2,215 |
Property, Plant & Equipment | 8.86 | 9.99 | 10.93 | 12.75 | 12.03 | 6.6 |
Goodwill | - | 10.7 | 10.7 | 10.7 | 10.7 | 10.7 |
Other Intangible Assets | 11.83 | 1.29 | 1.21 | 1.32 | 1.46 | - |
Loans Held for Sale | - | 18.85 | 13.5 | 4.59 | 2.63 | 3.57 |
Accrued Interest Receivable | 13.58 | 13.1 | 12.88 | 13.28 | 9.4 | 5.5 |
Restricted Cash | 58.6 | 7.7 | 127.8 | 106.8 | 76.5 | 47 |
Other Current Assets | 6.16 | 4.79 | 4.22 | 4.27 | 3.82 | 2.69 |
Long-Term Deferred Tax Assets | 14.75 | 13.18 | 12.6 | 9.51 | 11.71 | 6.18 |
Other Real Estate Owned & Foreclosed | - | - | 0.05 | 0.25 | 0.1 | 0.16 |
Other Long-Term Assets | 97.35 | 92.03 | 67.5 | 68.82 | 62.9 | 65.06 |
Total Assets | 4,444 | 4,082 | 3,853 | 3,508 | 2,977 | 2,653 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Bearing Deposits | 3,220 | 2,889 | 2,604 | 2,231 | 1,549 | 1,360 |
Institutional Deposits | 52 | 113 | 67.3 | 120.2 | 81.6 | 7.9 |
Non-Interest Bearing Deposits | 477.87 | 378.77 | 436.11 | 445.38 | 537.11 | 589.56 |
Total Deposits | 3,750 | 3,380 | 3,107 | 2,797 | 2,168 | 1,958 |
Short-Term Borrowings | 63.51 | 36.93 | 57.07 | 51.95 | 61.42 | 28.78 |
Current Portion of Leases | 0.41 | 1.62 | - | - | - | - |
Accrued Interest Payable | 8.63 | 9.42 | 10.18 | 10.86 | 4.05 | 1.01 |
Long-Term Debt | 54.89 | 54.81 | 54.7 | 49.42 | 40.43 | 34.15 |
Federal Home Loan Bank Debt, Long-Term | 132.5 | 197.25 | 265.35 | 281.5 | 416.38 | 368.8 |
Long-Term Leases | 5.95 | 5.74 | 7.93 | 8.95 | 10.18 | 5.41 |
Trust Preferred Securities | - | - | - | - | - | 10.08 |
Pension & Post-Retirement Benefits | - | - | - | - | 2.3 | 1.9 |
Other Long-Term Liabilities | 24.01 | 24.13 | 22.27 | 18.8 | 13.01 | 12.44 |
Total Liabilities | 4,040 | 3,710 | 3,525 | 3,218 | 2,716 | 2,420 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Preferred Stock, Redeemable | 11.99 | 11.99 | 11.99 | 11.99 | 11.99 | - |
Common Stock | 0.1 | 0.1 | 0.1 | 0.1 | 0.09 | 0.09 |
Additional Paid-In Capital | 98.85 | 96.49 | 93.55 | 90.62 | 87.51 | 85.8 |
Retained Earnings | 340.54 | 305.54 | 265.78 | 230.73 | 203.51 | 170.02 |
Treasury Stock | -35.32 | -32.79 | -31.4 | -30.13 | -27.16 | -22.03 |
Comprehensive Income & Other | -11.55 | -9.74 | -11.43 | -13.72 | -15.31 | -1.46 |
Total Common Equity | 392.61 | 359.59 | 316.6 | 277.6 | 248.65 | 232.42 |
Shareholders' Equity | 404.6 | 371.59 | 328.59 | 289.59 | 260.64 | 232.42 |
Total Liabilities & Equity | 4,444 | 4,082 | 3,853 | 3,508 | 2,977 | 2,653 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 257.26 | 296.34 | 385.04 | 391.82 | 528.4 | 447.22 |
Net Cash (Debt) | -145.01 | -228.04 | -289.38 | -303.51 | -433.64 | -410.76 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share | -17.68 | -27.95 | -35.51 | -37.33 | -52.71 | -49.40 |
Filing Date Shares Outstanding | 8.33 | 8.34 | 8.3 | 8.31 | 8.35 | 8.46 |
Total Common Shares Outstanding | 8.36 | 8.33 | 8.29 | 8.31 | 8.36 | 8.46 |
Book Value Per Share | 46.98 | 43.19 | 38.17 | 33.39 | 29.74 | 27.48 |
Tangible Book Value | 380.78 | 347.61 | 304.69 | 265.57 | 236.49 | 221.72 |
Tangible Book Value Per Share | 45.56 | 41.75 | 36.74 | 31.94 | 28.28 | 26.22 |