First Business Financial Services, Inc. (FBIZ)
NASDAQ: FBIZ · Real-Time Price · USD
55.19
+0.65 (1.19%)
Apr 2, 2026, 4:00 PM EDT - Market closed
FBIZ Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 |
Net Income | 51.4 | 44.25 | 37.03 | 40.86 | 35.76 | 16.98 |
Depreciation & Amortization | 3.84 | 3.74 | 3.64 | 4.07 | 3.55 | 3.47 |
Provision for Credit Losses | 9.5 | 8.83 | 8.18 | -3.87 | -5.8 | 16.81 |
Stock-Based Compensation | 3.01 | 2.79 | 2.98 | 2.58 | 2.51 | 1.87 |
Net Change in Loans Held-for-Sale | -5.31 | -8.91 | -1.96 | 0.94 | 5.13 | -3.49 |
Other Adjustments | 1.95 | 3.45 | 8.46 | -3.23 | -1.11 | -2.38 |
Changes in Accrued Interest and Accounts Receivable | 33.95 | 6.22 | -21.5 | -7.73 | -6.77 | -11.13 |
Changes in Accounts Payable | -31.15 | -2.87 | 15.47 | 5.03 | 2.73 | 4.51 |
Operating Cash Flow | 67.52 | 57.49 | 52.29 | 38.65 | 35.99 | 26.64 |
Operating Cash Flow Growth | 38.18% | 9.94% | 35.31% | 7.37% | 35.13% | -8.11% |
Net Change in Loans Held-for-Investment | -291.5 | -267.41 | -408.62 | -199.47 | -86.66 | -439.22 |
Net Change in Securities and Investments | -95.04 | -45.06 | -75.65 | -27.83 | -20.31 | -1.48 |
Capital Expenditures | -0.6 | -0.22 | -2.88 | -3.22 | -0.39 | -0.26 |
Sale of Property, Plant & Equipment | - | 0.03 | - | - | 0.04 | - |
Other Investing Activities | -25.43 | -15.81 | -19.69 | -14.75 | -3.69 | -13.54 |
Investing Cash Flow | -424.38 | -328.47 | -506.85 | -245.27 | -111.01 | -454.51 |
Net Change in Deposits | 363.12 | 310.36 | 628.57 | 210.28 | 102.41 | 325.14 |
Short-Term Debt Issued | 1,198 | 1,132 | 1,564 | 2,422 | 788.3 | 1,348 |
Short-Term Debt Repaid | -1,280 | -1,148 | -1,699 | -2,375 | -814 | -1,250 |
Net Short-Term Debt Issued (Repaid) | -82.55 | -16.15 | -134.88 | 47.58 | -25.7 | 98.76 |
Long-Term Debt Issued | - | 20 | 15 | 20 | - | - |
Long-Term Debt Repaid | - | -15 | - | -19.17 | - | - |
Net Long-Term Debt Issued (Repaid) | 0.12 | 0.28 | -6.01 | -5.13 | 10 | 0.3 |
Issuance of Common Stock | 0.16 | 0.14 | 0.13 | 0.13 | 0.16 | 0.07 |
Repurchase of Common Stock | -1.39 | -1.27 | -2.97 | -6.13 | -5.48 | -1.67 |
Net Common Stock Issued (Repurchased) | -1.23 | -1.13 | -2.84 | -5.99 | -5.32 | -1.61 |
Issuance of Preferred Stock | - | - | - | 11.99 | - | - |
Net Preferred Stock Issued (Repurchased) | - | - | - | 11.99 | - | - |
Common Dividends Paid | -9.35 | -8.32 | -7.58 | -6.69 | -6.17 | -5.65 |
Preferred Share Dividends Paid | -0.88 | -0.88 | -0.88 | -0.68 | - | - |
Other Financing Activities | - | - | - | - | - | 0.74 |
Financing Cash Flow | 269.24 | 289.17 | 491.39 | 252.19 | 75.22 | 417.68 |
Net Cash Flow | -87.62 | 18.19 | 36.83 | 45.57 | 0.2 | -10.19 |
Free Cash Flow | 66.92 | 57.27 | 49.41 | 35.42 | 35.6 | 26.37 |
Free Cash Flow Growth | 16.85% | 15.91% | 39.48% | -0.50% | 35.00% | -8.31% |
FCF Margin | 42.34% | 39.60% | 36.41% | 26.89% | 30.03% | 30.24% |
Free Cash Flow Per Share | 8.22 | 7.03 | 6.08 | 4.31 | 4.28 | 3.15 |
Levered Free Cash Flow | -25.87 | 34.37 | -110.02 | 80.76 | 19.17 | 112.62 |
Unlevered Free Cash Flow | 6.04 | 6.87 | -5.28 | -1.86 | -0.88 | -3.42 |
Updated Oct 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.