First Business Financial Services, Inc. (FBIZ)

FBIZ Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	37.35	29.9	32.71	26.18	10.11	30.21
Investment Securities	120.67	104.94	132.16	93.72	86.18	81.13
Trading Asset Securities	37.63	65.76	55.6	68.58	26.34	49.38
Mortgage-Backed Securities	363.96	302.26	224.08	160.23	154.41	143.51
Total Investments	522.27	472.97	411.83	322.53	266.93	274.01
Gross Loans	3,337	3,115	2,852	2,445	2,242	2,153
Allowance for Loan Losses	-36.69	-35.79	-31.28	-24.23	-24.34	-28.52
Other Adjustments to Gross Loans	-1.72	-1.87	-1.36	-1.45	-2.99	-6.75
Net Loans	3,298	3,077	2,819	2,419	2,215	2,117
Property, Plant & Equipment	10.51	10.93	12.75	12.03	6.6	7.81
Goodwill	-	10.7	10.7	10.7	10.7	10.7
Other Intangible Assets	12.04	1.21	1.32	1.46	-	0.03
Loans Held for Sale	13.48	13.5	4.59	2.63	3.57	8.7
Accrued Interest Receivable	13.73	12.88	13.28	9.4	5.5	8.56
Restricted Cash	7	127.8	106.8	76.5	47	26.7
Other Current Assets	5.77	4.22	4.27	3.82	2.69	2.17
Long-Term Deferred Tax Assets	12.54	12.6	9.51	11.71	6.18	7.22
Other Real Estate Owned & Foreclosed	-	0.05	0.25	0.1	0.16	0.03
Other Long-Term Assets	92.29	67.5	68.82	62.9	65.06	60.68
Total Assets	4,035	3,853	3,508	2,977	2,653	2,568
Interest Bearing Deposits	2,801	2,604	2,231	1,549	1,360	1,354
Institutional Deposits	131.7	67.3	120.2	81.6	7.9	28.7
Non-Interest Bearing Deposits	400.7	436.11	445.38	537.11	589.56	472.82
Total Deposits	3,333	3,107	2,797	2,168	1,958	1,856
Short-Term Borrowings	38.73	57.07	51.95	61.42	28.78	54.93
Current Portion of Leases	0.4	1.49	-	-	-	-
Accrued Interest Payable	10.16	10.18	10.86	4.05	1.01	1.58
Long-Term Debt	54.78	54.7	49.42	40.43	34.15	24.67
Federal Home Loan Bank Debt, Long-Term	211.9	265.35	281.5	416.38	368.8	394.5
Long-Term Leases	7.29	6.44	8.95	10.18	5.41	6.39
Trust Preferred Securities	-	-	-	-	10.08	10.06
Pension & Post-Retirement Benefits	-	-	-	2.3	1.9	1.6
Other Long-Term Liabilities	20.21	22.27	18.8	13.01	12.44	12.44
Total Liabilities	3,677	3,525	3,218	2,716	2,420	2,362
Preferred Stock, Redeemable	11.99	11.99	11.99	11.99	-	-
Common Stock	0.1	0.1	0.1	0.09	0.09	0.09
Additional Paid-In Capital	95.81	93.55	90.62	87.51	85.8	83.13
Retained Earnings	294.84	265.78	230.73	203.51	170.02	140.43
Treasury Stock	-32.77	-31.4	-30.13	-27.16	-22.03	-16.55
Comprehensive Income & Other	-11.65	-11.43	-13.72	-15.31	-1.46	-0.93
Total Common Equity	346.33	316.6	277.6	248.65	232.42	206.16
Shareholders' Equity	358.32	328.59	289.59	260.64	232.42	206.16
Total Liabilities & Equity	4,035	3,853	3,508	2,977	2,653	2,568
Total Debt	313.09	385.04	391.82	528.4	447.22	490.54
Net Cash (Debt)	-238.11	-289.38	-303.51	-433.64	-410.76	-410.96
Net Cash Per Share	-29.21	-35.51	-37.33	-52.71	-49.40	-49.01
Filing Date Shares Outstanding	8.32	8.3	8.31	8.35	8.46	8.51
Total Common Shares Outstanding	8.32	8.29	8.31	8.36	8.46	8.57
Book Value Per Share	41.60	38.17	33.39	29.74	27.48	24.06
Tangible Book Value	334.29	304.69	265.57	236.49	221.72	195.44
Tangible Book Value Per Share	40.16	36.74	31.94	28.28	26.22	22.81

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q