First Business Financial Services, Inc. (FBIZ)
NASDAQ: FBIZ · Real-Time Price · USD
51.54
+1.67 (3.35%)
Nov 21, 2025, 4:00 PM EST - Market closed
FBIZ Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
Net Income | 51.4 | 44.25 | 37.03 | 40.86 | 35.76 | 16.98 | Upgrade |
Depreciation & Amortization | 3.84 | 3.74 | 3.64 | 4.07 | 3.55 | 3.47 | Upgrade |
Gain (Loss) on Sale of Assets | 0.03 | 0.18 | 0.09 | -0.43 | 0.09 | 0.38 | Upgrade |
Gain (Loss) on Sale of Investments | 6.66 | 6.39 | 4.05 | 0.68 | - | 2.4 | Upgrade |
Provision for Credit Losses | 9.5 | 8.83 | 8.18 | -3.87 | -5.8 | 16.81 | Upgrade |
Net Decrease (Increase) in Loans Originated / Sold - Operating | -2.63 | -6.97 | 0.1 | 3.48 | 9.17 | -0.59 | Upgrade |
Accrued Interest Receivable | 33.95 | 6.22 | -21.5 | -7.73 | -6.77 | -11.13 | Upgrade |
Change in Other Net Operating Assets | - | - | - | - | - | -1.4 | Upgrade |
Other Operating Activities | -7.83 | -6.62 | -0.8 | -4.47 | -1.62 | -3.73 | Upgrade |
Operating Cash Flow | 67.52 | 57.49 | 52.29 | 38.65 | 35.99 | 26.64 | Upgrade |
Operating Cash Flow Growth | 38.18% | 9.94% | 35.31% | 7.37% | 35.13% | -8.11% | Upgrade |
Capital Expenditures | -0.6 | -0.22 | -2.88 | -3.22 | -0.39 | -0.26 | Upgrade |
Sale of Property, Plant and Equipment | - | 0.03 | - | - | 0.04 | - | Upgrade |
Investment in Securities | -114.2 | -63.34 | -101.22 | -40.77 | -24.3 | -3.98 | Upgrade |
Income (Loss) Equity Investments | 3.16 | 3.31 | 4.92 | 0.72 | 0.37 | - | Upgrade |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -291.5 | -267.41 | -408.62 | -199.47 | -86.66 | -439.22 | Upgrade |
Other Investing Activities | -18.07 | 2.47 | 5.87 | -1.81 | 0.3 | -11.04 | Upgrade |
Investing Cash Flow | -424.38 | -328.47 | -506.85 | -245.27 | -111.01 | -454.51 | Upgrade |
Short-Term Debt Issued | - | - | - | - | - | 29.61 | Upgrade |
Long-Term Debt Issued | - | 1,153 | 1,579 | 2,442 | 798.3 | 1,319 | Upgrade |
Total Debt Issued | 1,198 | 1,153 | 1,579 | 2,442 | 798.3 | 1,349 | Upgrade |
Short-Term Debt Repaid | - | - | - | - | - | -29.61 | Upgrade |
Long-Term Debt Repaid | - | -1,163 | -1,705 | -2,399 | -814 | -1,220 | Upgrade |
Total Debt Repaid | -1,280 | -1,163 | -1,705 | -2,399 | -814 | -1,250 | Upgrade |
Net Debt Issued (Repaid) | -82.43 | -10.87 | -125.89 | 43.28 | -15.7 | 99.06 | Upgrade |
Issuance of Common Stock | 0.16 | 0.14 | 0.13 | 0.13 | 0.16 | 0.07 | Upgrade |
Repurchase of Common Stock | -1.39 | -1.27 | -2.97 | -6.13 | -5.48 | -1.67 | Upgrade |
Preferred Stock Issued | - | - | - | 11.99 | - | - | Upgrade |
Common Dividends Paid | -9.35 | -8.32 | -7.58 | -6.69 | -6.17 | -5.65 | Upgrade |
Preferred Dividends Paid | -0.88 | -0.88 | -0.88 | -0.68 | - | - | Upgrade |
Total Dividends Paid | -10.22 | -9.2 | -8.45 | -7.37 | -6.17 | -5.65 | Upgrade |
Net Increase (Decrease) in Deposit Accounts | 363.12 | 310.36 | 628.57 | 210.28 | 102.41 | 325.14 | Upgrade |
Other Financing Activities | - | - | - | - | - | 0.74 | Upgrade |
Financing Cash Flow | 269.24 | 289.17 | 491.39 | 252.19 | 75.22 | 417.68 | Upgrade |
Net Cash Flow | -87.62 | 18.19 | 36.83 | 45.57 | 0.2 | -10.19 | Upgrade |
Free Cash Flow | 66.92 | 57.27 | 49.41 | 35.42 | 35.6 | 26.37 | Upgrade |
Free Cash Flow Growth | 38.35% | 15.91% | 39.48% | -0.50% | 35.00% | -8.31% | Upgrade |
Free Cash Flow Margin | 42.34% | 39.60% | 36.41% | 26.89% | 30.03% | 31.09% | Upgrade |
Free Cash Flow Per Share | 8.21 | 7.03 | 6.08 | 4.31 | 4.28 | 3.15 | Upgrade |
Cash Interest Paid | 110.25 | 109.61 | 75.53 | 20.11 | 13.21 | 18.41 | Upgrade |
Cash Income Tax Paid | 0.92 | 0.16 | 7.46 | 8.04 | 14.52 | 3.45 | Upgrade |
Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.