First Business Financial Services, Inc. (FBIZ)

FBIZ Statistics

Total Valuation

FBIZ has a market cap or net worth of $401.11 million. The enterprise value is $690.49 million.

Market Cap	401.11M
Enterprise Value	690.49M

Important Dates

The next estimated earnings date is Thursday, April 24, 2025, after market close.

Earnings Date	Apr 24, 2025
Ex-Dividend Date	Feb 14, 2025

Share Statistics

FBIZ has 8.30 million shares outstanding. The number of shares has increased by 0.21% in one year.

Current Share Class	8.30M
Shares Outstanding	8.30M
Shares Change (YoY)	+0.21%
Shares Change (QoQ)	-0.05%
Owned by Insiders (%)	5.62%
Owned by Institutions (%)	68.48%
Float	7.83M

Valuation Ratios

The trailing PE ratio is 9.30 and the forward PE ratio is 8.88.

PE Ratio	9.30
Forward PE	8.88
PS Ratio	2.72
Forward PS	2.36
PB Ratio	1.27
P/TBV Ratio	1.32
P/FCF Ratio	7.00
P/OCF Ratio	6.98
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	16.31
EV / Sales	4.77
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	12.06

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	6.72
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 14.31%.

Return on Equity (ROE)	14.31%
Return on Assets (ROA)	1.20%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$414,413
Profits Per Employee	$121,309
Employee Count	349
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, FBIZ has paid $6.91 million in taxes.

Income Tax	6.91M
Effective Tax Rate	13.50%

Stock Price Statistics

The stock price has increased by +38.24% in the last 52 weeks. The beta is 0.88, so FBIZ's price volatility has been lower than the market average.

Beta (5Y)	0.88
52-Week Price Change	+38.24%
50-Day Moving Average	50.06
200-Day Moving Average	45.10
Relative Strength Index (RSI)	45.11
Average Volume (20 Days)	30,734

Short Selling Information

The latest short interest is 46,960, so 0.57% of the outstanding shares have been sold short.

Short Interest	46,960
Short Previous Month	44,861
Short % of Shares Out	0.57%
Short % of Float	0.60%
Short Ratio (days to cover)	2.32

Income Statement

In the last 12 months, FBIZ had revenue of $144.63 million and earned $42.34 million in profits. Earnings per share was $5.20.

Revenue	144.63M
Gross Profit	144.63M
Operating Income	54.01M
Pretax Income	47.47M
Net Income	42.34M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$5.20

Balance Sheet

The company has $95.66 million in cash and $385.04 million in debt, giving a net cash position of -$289.38 million or -$34.86 per share.

Cash & Cash Equivalents	95.66M
Total Debt	385.04M
Net Cash	-289.38M
Net Cash Per Share	-$34.86
Equity (Book Value)	328.59M
Book Value Per Share	38.17
Working Capital	-2.92B

Cash Flow

In the last 12 months, operating cash flow was $57.49 million and capital expenditures -$223,000, giving a free cash flow of $57.27 million.

Operating Cash Flow	57.49M
Capital Expenditures	-223,000
Free Cash Flow	57.27M
FCF Per Share	$6.90

Margins

Gross Margin	n/a
Operating Margin	37.34%
Pretax Margin	35.37%
Profit Margin	30.59%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	39.60%

Dividends & Yields

This stock pays an annual dividend of $1.16, which amounts to a dividend yield of 2.41%.

Dividend Per Share	$1.16
Dividend Yield	2.41%
Dividend Growth (YoY)	11.53%
Years of Dividend Growth	10
Payout Ratio	22.33%
Buyback Yield	-0.21%
Shareholder Yield	2.20%
Earnings Yield	10.55%
FCF Yield	14.28%

Analyst Forecast

The average price target for FBIZ is $58.75, which is 22.02% higher than the current price. The consensus rating is "Strong Buy".

Price Target	$58.75
Price Target Difference	22.02%
Analyst Consensus	Strong Buy
Analyst Count	4
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on August 31, 2015. It was a forward split with a ratio of 2:1.

Last Split Date	Aug 31, 2015
Split Type	Forward
Split Ratio	2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4