First Business Financial Services, Inc. (FBIZ)

FBIZ Statistics

Total Valuation

FBIZ has a market cap or net worth of $481.71 million. The enterprise value is $702.04 million.

Market Cap	481.71M
Enterprise Value	702.04M

Important Dates

The last earnings date was Thursday, January 29, 2026, after market close.

Earnings Date	Jan 29, 2026
Ex-Dividend Date	Feb 13, 2026

Share Statistics

FBIZ has 8.33 million shares outstanding. The number of shares has increased by 0.12% in one year.

Current Share Class	8.33M
Shares Outstanding	8.33M
Shares Change (YoY)	+0.12%
Shares Change (QoQ)	+0.02%
Owned by Insiders (%)	5.87%
Owned by Institutions (%)	70.15%
Float	7.84M

Valuation Ratios

The trailing PE ratio is 9.74 and the forward PE ratio is 9.58.

PE Ratio	9.74
Forward PE	9.58
PS Ratio	3.01
Forward PS	2.60
PB Ratio	1.30
P/TBV Ratio	1.34
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	14.20
EV / Sales	4.39
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 14.37%.

Return on Equity (ROE)	14.37%
Return on Assets (ROA)	1.27%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	5.15%
Revenue Per Employee	$434,707
Profits Per Employee	$134,359
Employee Count	368
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, FBIZ has paid $10.13 million in taxes.

Income Tax	10.13M
Effective Tax Rate	16.76%

Stock Price Statistics

The stock price has increased by +6.77% in the last 52 weeks. The beta is 0.74, so FBIZ's price volatility has been lower than the market average.

Beta (5Y)	0.74
52-Week Price Change	+6.77%
50-Day Moving Average	56.86
200-Day Moving Average	52.05
Relative Strength Index (RSI)	51.27
Average Volume (20 Days)	31,220

Short Selling Information

The latest short interest is 57,853, so 0.69% of the outstanding shares have been sold short.

Short Interest	57,853
Short Previous Month	70,899
Short % of Shares Out	0.69%
Short % of Float	0.74%
Short Ratio (days to cover)	2.39

Income Statement

In the last 12 months, FBIZ had revenue of $159.97 million and earned $49.44 million in profits. Earnings per share was $5.94.

Revenue	159.97M
Gross Profit	159.97M
Operating Income	63.68M
Pretax Income	60.45M
Net Income	49.44M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$5.94

Balance Sheet

The company has $76.00 million in cash and $296.34 million in debt, with a net cash position of -$220.34 million or -$26.47 per share.

Cash & Cash Equivalents	76.00M
Total Debt	296.34M
Net Cash	-220.34M
Net Cash Per Share	-$26.47
Equity (Book Value)	371.59M
Book Value Per Share	44.63
Working Capital	-3.25B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	39.81%
Pretax Margin	37.79%
Profit Margin	31.45%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $1.36, which amounts to a dividend yield of 2.35%.

Dividend Per Share	$1.36
Dividend Yield	2.35%
Dividend Growth (YoY)	16.35%
Years of Dividend Growth	13
Payout Ratio	20.37%
Buyback Yield	-0.12%
Shareholder Yield	2.23%
Earnings Yield	10.26%
FCF Yield	n/a

Analyst Forecast

The average price target for FBIZ is $65.00, which is 12.34% higher than the current price. The consensus rating is "Strong Buy".

Price Target	$65.00
Price Target Difference	12.34%
Analyst Consensus	Strong Buy
Analyst Count	4
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on August 31, 2015. It was a forward split with a ratio of 2:1.

Last Split Date	Aug 31, 2015
Split Type	Forward
Split Ratio	2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2