First BanCorp. (FBP)
NYSE: FBP · Real-Time Price · USD
28.67
-0.39 (-1.34%)
Aug 7, 2026, 4:00 PM EDT - Market closed
First BanCorp. Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Interest Income | 890.77 | 868.94 | 807.48 | 797.11 | 795.29 | 729.93 |
Net Interest Income Growth | 6.10% | 7.61% | 1.30% | 0.23% | 8.96% | 21.59% |
Non-Interest Income | 138.61 | 131.88 | 130.72 | 132.69 | 123.09 | 121.16 |
Non-Interest Income Growth | 5.50% | 0.88% | -1.49% | 7.80% | 1.59% | 8.94% |
Revenues Before Loan Losses | 1,029 | 1,001 | 938.2 | 929.8 | 918.39 | 851.09 |
Provision for Credit Losses | 75.17 | 85.96 | 59.92 | 60.94 | 27.7 | -65.7 |
| 954.21 | 914.86 | 878.28 | 868.86 | 890.69 | 916.79 | |
Revenue Growth | 7.28% | 4.17% | 1.08% | -2.45% | -2.85% | 69.60% |
Compensation Expenses | 251.7 | 245.15 | 235.7 | 222.86 | 206.04 | 200.46 |
Selling, General & Admin | 197.57 | 191.12 | 191.91 | 185.94 | 185.82 | 200.12 |
Other Non-Interest Expenses | 36.54 | 61.85 | 59.47 | 62.64 | 51.25 | 88.39 |
Total Non-Interest Expense | 506.19 | 498.12 | 487.07 | 471.43 | 443.11 | 488.97 |
Pretax Income | 448.02 | 416.73 | 391.21 | 397.44 | 447.58 | 427.82 |
Provision for Income Taxes | 75.46 | 71.87 | 92.48 | 94.57 | 142.51 | 146.79 |
Net Income | 372.56 | 344.87 | 298.72 | 302.86 | 305.07 | 281.03 |
Net Income to Common | 372.56 | 344.87 | 298.72 | 302.86 | 305.07 | 277.34 |
Net Income Growth | 21.49% | 15.45% | -1.37% | -0.72% | 10.00% | 178.46% |
Shares Outstanding (Basic) | 153 | 157 | 164 | 169 | 191 | 202 |
Shares Outstanding (Diluted) | 153 | 157 | 164 | 169 | 192 | 202 |
Shares Change | -5.47% | -4.42% | -3.21% | -11.81% | -4.88% | -7.28% |
EPS (Basic) | 2.44 | 2.20 | 1.82 | 1.79 | 1.60 | 1.37 |
EPS (Diluted) | 2.44 | 2.20 | 1.82 | 1.79 | 1.59 | 1.37 |
EPS Growth | 28.52% | 20.79% | 1.90% | 12.51% | 15.71% | 198.73% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 441.05 | 437.52 | 394.14 | 340.36 | 420.03 | 386.37 |
Free Cash Flow Growth | 7.52% | 11.01% | 15.80% | -18.97% | 8.71% | 37.17% |
Free Cash Flow Per Share | 2.89 | 2.79 | 2.41 | 2.01 | 2.19 | 1.91 |
Dividends Per Share | 0.760 | 0.720 | 0.640 | 0.560 | 0.460 | 0.310 |
Dividend Growth | 11.77% | 12.50% | 14.29% | 21.74% | 48.39% | 55.00% |
Profit Margin | 39.04% | 37.70% | 34.01% | 34.86% | 34.25% | 30.65% |
FCF Margin | 46.22% | 47.82% | 44.88% | 39.17% | 47.16% | 42.14% |
Effective Tax Rate | 16.84% | 17.25% | 23.64% | 23.80% | 31.84% | 34.31% |