First Commonwealth Financial Corporation (FCF)
NYSE: FCF · Real-Time Price · USD
15.54
+0.05 (0.32%)
Mar 31, 2025, 3:46 PM EDT - Market open
FCF Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|
Period Ending | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2015 |
| Interest Income on Loans | 541.29 | 490.71 | 302.21 | 267.6 | 275.19 | Upgrade
|
| Interest Income on Investments | 59.18 | 39.29 | 27.75 | 26.24 | 26.02 | Upgrade
|
| Total Interest Income | 600.46 | 530 | 329.95 | 293.84 | 301.21 | Upgrade
|
| Interest Paid on Deposits | 191.03 | 112.41 | 6.71 | 5.75 | 21.97 | Upgrade
|
| Interest Paid on Borrowings | 30.54 | 31.92 | 11.02 | 9.55 | 10.97 | Upgrade
|
| Total Interest Expense | 221.57 | 144.32 | 17.73 | 15.3 | 32.94 | Upgrade
|
| Net Interest Income | 378.89 | 385.68 | 312.22 | 278.54 | 268.27 | Upgrade
|
| Net Interest Income Growth (YoY) | -1.76% | 23.53% | 12.09% | 3.83% | -0.59% | Upgrade
|
| Trust Income | 11.82 | 10.52 | 10.52 | 11.11 | 9.1 | Upgrade
|
| Gain (Loss) on Sale of Assets | -0.45 | -0.2 | -0.34 | -0.3 | -0.68 | Upgrade
|
| Gain (Loss) on Sale of Investments | -5.45 | -0.1 | 0 | 0.02 | 0.07 | Upgrade
|
| Other Non-Interest Income | 55.43 | 54.06 | 57.24 | 55.96 | 45.33 | Upgrade
|
| Total Non-Interest Income | 98.78 | 96.41 | 98.37 | 106.45 | 93.8 | Upgrade
|
| Non-Interest Income Growth (YoY) | 2.46% | -1.99% | -7.60% | 13.49% | 11.98% | Upgrade
|
| Revenues Before Loan Losses | 477.67 | 482.08 | 410.59 | 385 | 362.07 | Upgrade
|
| Provision for Loan Losses | 29.17 | 14.81 | 21.11 | -1.38 | 56.72 | Upgrade
|
| Revenue | 448.5 | 467.27 | 389.48 | 386.37 | 305.35 | Upgrade
|
| Revenue Growth (YoY) | -4.02% | 19.97% | 0.80% | 26.53% | -9.95% | Upgrade
|
| Salaries and Employee Benefits | 144.39 | 139.07 | 122.33 | 116.41 | 116.06 | Upgrade
|
| Occupancy Expenses | 19.78 | 19.22 | 18.04 | 16.59 | 17.65 | Upgrade
|
| Federal Deposit Insurance | 5.97 | 6.26 | 2.87 | 2.53 | 2.7 | Upgrade
|
| Amortization of Goodwill & Intangibles | 5.02 | 4.98 | 3.2 | 3.5 | 3.69 | Upgrade
|
| Selling, General & Administrative | 49 | 47.75 | 43.13 | 40.6 | 37.4 | Upgrade
|
| Other Non-Interest Expense | 41.14 | 38.75 | 35.2 | 31.61 | 29.27 | Upgrade
|
| Total Non-Interest Expense | 265.31 | 256.04 | 224.76 | 211.23 | 206.77 | Upgrade
|
| EBT Excluding Unusual Items | 183.19 | 211.23 | 164.72 | 175.14 | 98.58 | Upgrade
|
| Legal Settlements | -4.59 | -4.64 | -2.83 | -2.32 | -1.41 | Upgrade
|
| Other Unusual Items | - | - | - | - | -0.87 | Upgrade
|
| Pretax Income | 178.21 | 197.56 | 160.19 | 172.82 | 90.2 | Upgrade
|
| Income Tax Expense | 35.64 | 40.49 | 32 | 34.56 | 16.76 | Upgrade
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| Net Income | 142.57 | 157.06 | 128.18 | 138.26 | 73.45 | Upgrade
|
| Net Income to Common | 142.57 | 157.06 | 128.18 | 138.26 | 73.45 | Upgrade
|
| Net Income Growth | -9.23% | 22.53% | -7.29% | 88.24% | -30.27% | Upgrade
|
| Basic Shares Outstanding | 102 | 102 | 94 | 96 | 97 | Upgrade
|
| Diluted Shares Outstanding | 102 | 102 | 94 | 96 | 98 | Upgrade
|
| Shares Change (YoY) | 0.38% | 8.45% | -2.04% | -1.96% | -0.84% | Upgrade
|
| EPS (Basic) | 1.40 | 1.55 | 1.37 | 1.45 | 0.75 | Upgrade
|
| EPS (Diluted) | 1.39 | 1.54 | 1.37 | 1.44 | 0.75 | Upgrade
|
| EPS Growth | -9.74% | 12.47% | -4.91% | 92.00% | -29.91% | Upgrade
|
| Dividend Per Share | 0.520 | 0.500 | 0.480 | 0.460 | 0.440 | Upgrade
|
| Dividend Growth | 4.00% | 4.17% | 4.35% | 4.54% | 7.32% | Upgrade
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| Effective Tax Rate | 20.00% | 20.50% | 19.98% | 20.00% | 18.58% | Upgrade
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Updated Mar 3, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.