First Commonwealth Financial Corporation (FCF)
NYSE: FCF · Real-Time Price · USD
21.02
-0.17 (-0.80%)
Oct 27, 2026, 4:00 PM EDT - Market closed
FCF Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 93.51 | 180.36 | 133.41 | 146.99 | 154.24 | 395.37 |
Investment Securities | 1,632 | 176.16 | 183.74 | 184.64 | 107.04 | 111.88 |
Trading Asset Securities | - | 9.67 | 41.57 | 32.67 | 50.74 | 26.81 |
Mortgage-Backed Securities | - | 1,432 | 1,435 | 1,333 | 1,136 | 1,487 |
Total Investments | 1,632 | 1,618 | 1,661 | 1,551 | 1,293 | 1,626 |
Gross Loans | 9,538 | 9,508 | 8,984 | 8,969 | 7,642 | 6,839 |
Allowance for Loan Losses | -133.53 | -125.77 | -118.91 | -117.72 | -102.91 | -92.52 |
Net Loans | 9,404 | 9,382 | 8,865 | 8,851 | 7,539 | 6,747 |
Property, Plant & Equipment | - | 114.28 | 116.11 | 121.02 | 115.11 | 120.78 |
Goodwill | - | 378.21 | 363.72 | 363.72 | 303.33 | 303.33 |
Other Intangible Assets | 398.59 | 16.12 | 14.86 | 18.73 | 6.19 | 8.69 |
Loans Held for Sale | 37.68 | 271.45 | 51.99 | 29.82 | 11.87 | 18.58 |
Other Real Estate Owned & Foreclosed | - | 0.99 | 0.9 | 0.42 | 0.53 | 0.64 |
Other Long-Term Assets | 631.11 | 381.13 | 378.57 | 377.08 | 356.5 | 313.68 |
Total Assets | 12,197 | 12,343 | 11,585 | 11,459 | 9,806 | 9,545 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Bearing Deposits | 7,804 | 7,446 | 6,969 | 6,515 | 5,269 | 5,272 |
Institutional Deposits | - | 432.4 | 459.9 | 288.8 | 65.5 | 51.7 |
Non-Interest Bearing Deposits | 2,470 | 2,373 | 2,250 | 2,389 | 2,671 | 2,659 |
Total Deposits | 10,274 | 10,251 | 9,678 | 9,192 | 8,005 | 7,982 |
Short-Term Borrowings | 167.67 | 158.62 | 132.12 | 656 | 461.99 | 172.58 |
Current Portion of Long-Term Debt | - | 127.83 | 0.8 | 0.77 | 0.74 | 0.71 |
Current Portion of Leases | - | 5.35 | - | - | - | - |
Long-Term Debt | 121.7 | 56.3 | 56.14 | 105.57 | 98.77 | 98.61 |
Federal Home Loan Bank Debt, Long-Term | - | 1.73 | 129.55 | 3.35 | 4.12 | 4.86 |
Long-Term Leases | - | 41 | 48.98 | 54.22 | 50.57 | 50.72 |
Trust Preferred Securities | - | 72.17 | 72.17 | 72.17 | 72.17 | 72.17 |
Pension & Post-Retirement Benefits | - | 0.41 | 0.51 | 0.56 | 0.71 | 0.99 |
Other Long-Term Liabilities | 149.61 | 74.29 | 61.49 | 60.26 | 59.05 | 52.59 |
Total Liabilities | 10,713 | 10,789 | 10,180 | 10,145 | 8,754 | 8,436 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 1,484 | 126.6 | 123.6 | 123.6 | 113.92 | 113.92 |
Additional Paid-In Capital | - | 675.75 | 631.37 | 630.15 | 497.43 | 496.12 |
Retained Earnings | - | 1,068 | 971.08 | 881.11 | 774.86 | 691.26 |
Treasury Stock | - | -251.26 | -218.37 | -208.84 | -196.44 | -183.16 |
Comprehensive Income & Other | - | -64.6 | -102.51 | -111.76 | -137.69 | -8.77 |
Shareholders' Equity | 1,484 | 1,554 | 1,405 | 1,314 | 1,052 | 1,109 |
Total Liabilities & Equity | 12,197 | 12,343 | 11,585 | 11,459 | 9,806 | 9,545 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 289.37 | 462.99 | 439.76 | 892.09 | 688.37 | 399.65 |
Net Cash (Debt) | -161.36 | -272.96 | -264.78 | -712.43 | -483.38 | 22.53 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share | -1.58 | -2.64 | -2.59 | -7.00 | -5.15 | 0.24 |
Filing Date Shares Outstanding | 100.08 | 101.75 | 101.45 | 101.93 | 102.76 | 94.01 |
Total Common Shares Outstanding | 100.08 | 102.45 | 101.36 | 101.8 | 93.07 | 93.95 |
Book Value Per Share | 14.83 | 15.17 | 13.86 | 12.91 | 11.30 | 11.81 |
Tangible Book Value | 1,085 | 1,160 | 1,027 | 931.83 | 742.56 | 797.36 |
Tangible Book Value Per Share | 10.85 | 11.32 | 10.13 | 9.15 | 7.98 | 8.49 |