First Commonwealth Financial Corporation (FCF)

FCF Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	157.15	152.3	142.57	157.06	128.18	138.26
Depreciation & Amortization	6.54	6.63	5.69	4.1	10.55	11.44
Provision for Credit Losses	41.72	36.73	29.17	14.81	21.11	-1.38
Net Change in Loans Held-for-Sale	3.37	0.09	-32.5	-12.01	3.2	28.63
Other Adjustments	10.9	-7.29	-19.15	-4.77	-1.39	-28.05
Changes in Accrued Interest and Accounts Receivable	1.31	0.13	3.28	-8.84	-6.85	5.89
Changes in Accounts Payable	-1.9	-1.03	1.22	5	1.17	-0.41
Changes in Other Operating Activities	-0.61	-0	-0.82	-4.61	-4.56	10.66
Operating Cash Flow	218.48	187.54	129.46	150.76	151.41	165.05
Operating Cash Flow Growth	49.95%	44.86%	-14.13%	-0.43%	-8.26%	56.15%
Net Change in Loans Held-for-Investment	-368.62	-563.96	-136.88	-552.38	-871.58	-161.67
Net Change in Securities and Investments	92.82	75.71	-96.55	-176.5	211.43	-484.57
Payments for Business Acquisitions	-2.34	-	4.67	14.49	-	-
Capital Expenditures	-9.74	-16.09	-15.55	-22.03	-11.21	-10.64
Sale of Property, Plant & Equipment	8.07	6.21	7.38	4.33	8.61	7.8
Other Investing Activities	314.63	105.23	119.87	157.82	73.96	83.77
Investing Cash Flow	36.14	-388.23	-121.72	-574.27	-588.79	-565.31
Net Change in Deposits	270.34	295.04	485.74	430.66	23.01	543.95
Long-Term Debt Issued	-	-	127	-	-	-
Long-Term Debt Repaid	-151.06	-21.69	-51.34	-1.27	-1.21	-51.15
Net Long-Term Debt Issued (Repaid)	-151.06	-21.69	75.66	-1.27	-1.21	-51.15
Issuance of Common Stock	0.13	0.25	0.2	0.25	0.25	0.22
Repurchase of Common Stock	-58.8	-35.79	-12.63	-14.97	-15.6	-31.3
Net Common Stock Issued (Repurchased)	-58.67	-35.55	-12.43	-14.72	-15.35	-31.08
Common Dividends Paid	-56.1	-55.49	-52.6	-50.81	-44.58	-43.61
Other Financing Activities	-57.67	65.33	-517.7	52.41	234.38	20.94
Financing Cash Flow	-53.04	247.64	-21.32	416.26	196.25	439.05
Net Cash Flow	201.58	46.95	-13.58	-7.25	-241.13	38.79
Free Cash Flow	208.75	171.45	113.92	128.73	140.21	154.41
Free Cash Flow Growth	21.75%	50.51%	-11.50%	-8.19%	-9.20%	57.42%
FCF Margin	41.71%	34.99%	25.37%	26.92%	35.97%	39.93%
Free Cash Flow Per Share	2.01	1.66	1.11	1.26	1.49	1.61
Levered Free Cash Flow	1.71	120.24	212.06	129.42	116.08	104.05
Unlevered Free Cash Flow	-4.39	-10.37	-6.18	-26.38	-10.89	16.94

Updated May 11, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q