First Commonwealth Financial Corporation (FCF)
NYSE: FCF · Real-Time Price · USD
21.02
-0.17 (-0.80%)
Oct 27, 2026, 4:00 PM EDT - Market closed
FCF Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 152.3 | 142.57 | 157.06 | 128.18 | 138.26 |
Depreciation & Amortization | 14.73 | 14.41 | 12.69 | 17.15 | 16.34 |
Gain (Loss) on Sale of Investments | -13.77 | -13.59 | -8.72 | -9.53 | -17.5 |
Provision for Credit Losses | 36.73 | 29.17 | 14.81 | 21.11 | -1.38 |
Net Decrease (Increase) in Loans Originated / Sold - Operating | 0.09 | -32.5 | -12.01 | 3.2 | 28.63 |
Accrued Interest Receivable | 0.13 | 3.28 | -8.84 | -6.85 | 5.89 |
Change in Income Taxes | -0 | -0.82 | -4.61 | -4.56 | 10.66 |
Other Operating Activities | -1.62 | -14.28 | -4.63 | 1.55 | -15.44 |
Operating Cash Flow | 187.54 | 129.46 | 150.76 | 151.41 | 165.05 |
Operating Cash Flow Growth | 44.86% | -14.13% | -0.43% | -8.26% | 56.15% |
Investing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -16.09 | -15.55 | -22.03 | -11.21 | -10.64 |
Cash Acquisitions | 4.67 | - | 14.49 | - | - |
Investment in Securities | 79.91 | -116.02 | -164.7 | 225 | -483.96 |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -462.24 | -21.07 | -397.79 | -802.95 | -85.25 |
Other Investing Activities | 5.53 | 30.91 | -4.24 | 0.37 | 14.54 |
Investing Cash Flow | -388.23 | -121.72 | -574.27 | -588.79 | -565.31 |
Financing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Short-Term Debt Issued | 65.33 | - | 52.41 | 234.38 | 20.94 |
Long-Term Debt Issued | - | 127 | - | - | - |
Total Debt Issued | 65.33 | 127 | 52.41 | 234.38 | 20.94 |
Short-Term Debt Repaid | - | -517.7 | - | - | - |
Long-Term Debt Repaid | -21.69 | -51.34 | -1.27 | -1.21 | -51.15 |
Total Debt Repaid | -21.69 | -569.03 | -1.27 | -1.21 | -51.15 |
Net Debt Issued (Repaid) | 43.64 | -442.03 | 51.14 | 233.17 | -30.21 |
Issuance of Common Stock | 0.25 | 0.2 | 0.25 | 0.25 | 0.22 |
Repurchase of Common Stock | -35.79 | -12.63 | -14.97 | -15.6 | -31.3 |
Common Dividends Paid | -55.49 | -52.6 | -50.81 | -44.58 | -43.61 |
Net Increase (Decrease) in Deposit Accounts | 295.04 | 485.74 | 430.66 | 23.01 | 543.95 |
Financing Cash Flow | 247.64 | -21.32 | 416.26 | 196.25 | 439.05 |
Net Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | 46.95 | -13.58 | -7.25 | -241.13 | 38.79 |
Free Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 171.45 | 113.92 | 128.73 | 140.21 | 154.41 |
Free Cash Flow Growth | 50.51% | -11.50% | -8.19% | -9.20% | 57.42% |
Free Cash Flow Margin | 35.31% | 25.40% | 27.55% | 36.00% | 39.96% |
Free Cash Flow Per Share | 1.66 | 1.11 | 1.26 | 1.49 | 1.61 |