First Commonwealth Financial Corporation (FCF)

FCF Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	582.31	146.99	154.24	395.37	356.58	107.16
Investment Securities	535.27	139.94	107.04	111.88	180.22	91.02
Trading Asset Securities	17.82	32.67	50.74	26.81	54.36	21.89
Mortgage-Backed Securities	1,071	1,333	1,136	1,487	1,021	1,156
Total Investments	1,624	1,506	1,293	1,626	1,256	1,269
Gross Loans	8,966	8,969	7,642	6,839	6,761	6,189
Allowance for Loan Losses	-126.11	-117.72	-102.91	-92.52	-101.31	-51.64
Net Loans	8,839	8,851	7,539	6,747	6,660	6,138
Property, Plant & Equipment	116.75	121.02	115.11	120.78	125.52	137.27
Goodwill	363.72	363.72	303.33	303.33	303.33	303.33
Other Intangible Assets	20.46	18.73	6.19	8.69	11.63	15.03
Loans Held for Sale	46.79	29.82	11.87	18.58	33.44	15.99
Restricted Cash	-	-	-	-	-	14.7
Other Real Estate Owned & Foreclosed	0.67	0.42	0.53	0.64	1.22	2.23
Other Long-Term Assets	369.74	377.08	356.5	313.68	310.25	291.7
Total Assets	11,983	11,459	9,806	9,545	9,068	8,309
Interest Bearing Deposits	7,282	6,515	5,269	5,272	5,026	4,610
Institutional Deposits	-	288.8	65.5	51.7	93.1	377.63
Non-Interest Bearing Deposits	2,464	2,389	2,671	2,659	2,320	1,690
Total Deposits	9,746	9,192	8,005	7,982	7,439	6,678
Short-Term Borrowings	569.69	656	461.99	172.58	178.68	223.32
Current Portion of Long-Term Debt	-	0.77	0.74	0.71	50.69	0.66
Current Portion of Leases	5.58	5.85	-	-	-	-
Long-Term Debt	56.1	105.57	98.77	98.61	98.45	98.28
Federal Home Loan Bank Debt, Long-Term	3.55	3.35	4.12	4.86	5.57	56.26
Long-Term Leases	44.37	48.38	50.57	50.72	53.2	59.71
Trust Preferred Securities	72.17	72.17	72.17	72.17	72.17	72.17
Pension & Post-Retirement Benefits	-	0.56	0.71	0.99	1.37	0.83
Other Long-Term Liabilities	76.59	60.26	59.05	52.59	100.69	64.26
Total Liabilities	10,574	10,145	8,754	8,436	7,999	7,253
Common Stock	123.6	123.6	113.92	113.92	113.92	113.92
Additional Paid-In Capital	631.41	630.15	497.43	496.12	494.68	493.74
Retained Earnings	948.46	881.11	774.86	691.26	596.61	577.35
Treasury Stock	-210.77	-208.84	-196.44	-183.16	-153.83	-134.91
Comprehensive Income & Other	-83.09	-111.76	-137.69	-8.77	17.23	5.58
Shareholders' Equity	1,410	1,314	1,052	1,109	1,069	1,056
Total Liabilities & Equity	11,983	11,459	9,806	9,545	9,068	8,309
Total Debt	751.45	892.09	688.37	399.65	458.76	510.4
Net Cash (Debt)	-151.32	-712.43	-483.38	22.53	-47.81	-381.35
Net Cash Per Share	-1.48	-7.00	-5.15	0.24	-0.49	-3.87
Filing Date Shares Outstanding	101.47	101.93	102.76	94.01	95.91	98.09
Total Common Shares Outstanding	101.92	101.8	93.07	93.95	95.88	98.14
Book Value Per Share	13.83	12.91	11.30	11.81	11.15	10.76
Tangible Book Value	1,025	931.83	742.56	797.36	753.66	737.31
Tangible Book Value Per Share	10.06	9.15	7.98	8.49	7.86	7.51

Source: S&P Capital IQ. Banks template. Financial Sources.