First Commonwealth Financial Corporation (FCF)
NYSE: FCF · Real-Time Price · USD
17.22
-0.40 (-2.27%)
Mar 6, 2026, 4:00 PM EST - Market closed

FCF Statistics

Total Valuation

FCF has a market cap or net worth of $1.75 billion. The enterprise value is $2.03 billion.

Market Cap1.75B
Enterprise Value 2.03B

Important Dates

The last earnings date was Tuesday, January 27, 2026, after market close.

Earnings Date Jan 27, 2026
Ex-Dividend Date Feb 6, 2026

Share Statistics

FCF has 101.75 million shares outstanding. The number of shares has increased by 1.29% in one year.

Current Share Class 101.75M
Shares Outstanding 101.75M
Shares Change (YoY) +1.29%
Shares Change (QoQ) -1.06%
Owned by Insiders (%) 2.32%
Owned by Institutions (%) 76.80%
Float 99.36M

Valuation Ratios

The trailing PE ratio is 11.71 and the forward PE ratio is 9.77.

PE Ratio 11.71
Forward PE 9.77
PS Ratio 3.61
Forward PS 3.09
PB Ratio 1.13
P/TBV Ratio 1.51
P/FCF Ratio n/a
P/OCF Ratio 9.34
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 13.30
EV / Sales 4.17
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 10.29%.

Return on Equity (ROE) 10.29%
Return on Assets (ROA) 1.27%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 6.74%
Revenue Per Employee $309,848
Profits Per Employee $97,193
Employee Count1,567
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, FCF has paid $39.06 million in taxes.

Income Tax 39.06M
Effective Tax Rate 20.41%

Stock Price Statistics

The stock price has increased by +8.99% in the last 52 weeks. The beta is 0.78, so FCF's price volatility has been lower than the market average.

Beta (5Y) 0.78
52-Week Price Change +8.99%
50-Day Moving Average 17.76
200-Day Moving Average 16.84
Relative Strength Index (RSI) 37.63
Average Volume (20 Days) 794,253

Short Selling Information

The latest short interest is 1.90 million, so 1.87% of the outstanding shares have been sold short.

Short Interest 1.90M
Short Previous Month 1.86M
Short % of Shares Out 1.87%
Short % of Float 1.91%
Short Ratio (days to cover) 2.47

Income Statement

In the last 12 months, FCF had revenue of $485.53 million and earned $152.30 million in profits. Earnings per share was $1.47.

Revenue485.53M
Gross Profit 485.53M
Operating Income 210.28M
Pretax Income 191.36M
Net Income 152.30M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $1.47
Full Income Statement

Balance Sheet

The company has $190.04 million in cash and $462.99 million in debt, with a net cash position of -$272.96 million or -$2.68 per share.

Cash & Cash Equivalents 190.04M
Total Debt 462.99M
Net Cash -272.96M
Net Cash Per Share -$2.68
Equity (Book Value) 1.55B
Book Value Per Share 15.17
Working Capital -10.08B
Full Balance Sheet

Cash Flow

Operating Cash Flow 187.54M
Capital Expenditures -16.09M
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 43.31%
Pretax Margin 39.41%
Profit Margin 31.37%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of $0.54, which amounts to a dividend yield of 3.14%.

Dividend Per Share $0.54
Dividend Yield 3.14%
Dividend Growth (YoY) 3.85%
Years of Dividend Growth 9
Payout Ratio 36.73%
Buyback Yield -1.29%
Shareholder Yield 1.85%
Earnings Yield 8.69%
FCF Yield n/a
Dividend Details

Analyst Forecast

The average price target for FCF is $19.75, which is 14.69% higher than the current price. The consensus rating is "Buy".

Price Target $19.75
Price Target Difference 14.69%
Analyst Consensus Buy
Analyst Count 4
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on November 19, 1999. It was a forward split with a ratio of 2:1.

Last Split Date Nov 19, 1999
Split Type Forward
Split Ratio 2:1

Scores

Altman Z-Score n/a
Piotroski F-Score 4