First Financial Bancorp. Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	714.47	642.05	612.01	627.77	519.14	452.12
Net Interest Income Growth	15.70%	4.91%	-2.51%	20.92%	14.82%	-0.96%
Non-Interest Income	293.99	257.44	223.57	212.42	189.64	171.51
Non-Interest Income Growth	25.26%	15.15%	5.25%	12.01%	10.57%	-9.31%
Revenues Before Loan Losses	1,008	899.48	835.58	840.19	708.78	623.62
Provision for Credit Losses	35.9	37.67	47.66	43.11	11.71	-18.12
Revenue	972.56	861.82	787.92	797.09	697.07	641.75
Revenue Growth	19.53%	9.38%	-1.15%	14.35%	8.62%	11.59%
Compensation Expenses	352.5	315.89	304.39	292.73	269.37	245.92
Selling, General & Admin	123.32	104.81	99	94.69	90.26	89.91
Other Non-Interest Expenses	138.93	119.85	116.21	91.07	95.73	64.98
Total Non-Interest Expense	614.75	540.55	519.6	478.49	455.35	400.81
Pretax Income	357.81	321.27	268.32	318.6	241.72	240.93
Provision for Income Taxes	72.6	65.67	39.49	62.73	24.11	35.77
Net Income	285.22	255.61	228.83	255.86	217.61	205.16
Net Income to Common	285.22	255.61	228.83	255.86	217.61	205.16
Net Income Growth	19.53%	11.70%	-10.56%	17.58%	6.07%	31.67%
Shares Outstanding (Basic)	100	95	94	94	94	95
Shares Outstanding (Diluted)	101	96	95	95	95	96
Shares Change	5.41%	0.79%	0.33%	0.54%	-1.37%	-2.24%
EPS (Basic)	2.87	2.68	2.42	2.72	2.33	2.16
EPS (Diluted)	2.83	2.66	2.40	2.69	2.33	2.16
EPS Growth	13.20%	10.83%	-10.78%	15.45%	7.87%	35.00%
Free Cash Flow	-	317.1	241.08	462.83	187.07	372.82
Free Cash Flow Growth	-	31.53%	-47.91%	147.42%	-49.82%	305.70%
Free Cash Flow Per Share	-	3.30	2.53	4.87	1.98	3.89
Dividends Per Share	1.000	0.980	0.940	0.920	0.920	0.920
Dividend Growth	4.17%	4.25%	2.17%	0%	0%	0%
Profit Margin	29.33%	29.66%	29.04%	32.10%	31.22%	31.97%
FCF Margin	-	36.79%	30.60%	58.07%	26.84%	58.10%
Effective Tax Rate	20.29%	20.44%	14.72%	19.69%	9.97%	14.85%

SEC Filings: 10-K · 10-Q