First Financial Bancorp. (FFBC)

First Financial Bancorp. Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	864.64	819.15	836.54	743.77	458.74	385.54
Interest Income on Investments	214.28	182.75	165.55	159.23	126.26	97.68
Total Interest Income	1,079	1,002	1,002	903	585.01	483.22
Interest Paid on Deposits	315.61	310.75	331.09	202.01	28.14	14.44
Interest Paid on Borrowings	48.84	49.11	58.99	73.22	37.72	16.66
Total Interest Expense	364.46	359.86	390.09	275.23	65.86	31.1
Net Interest Income	714.47	642.05	612.01	627.77	519.14	452.12
Net Interest Income Growth	15.70%	4.91%	-2.51%	20.92%	14.82%	-0.96%
Trust Income	35.37	32.56	28.72	26.08	23.51	23.78
Gain (Loss) on Sale of Investments	-21.8	-28.8	-54.42	-2.76	-48.86	-12.85
Other Non-Interest Income	200.12	190.95	170.23	146.89	124.23	82.89
Total Non-Interest Income	274.32	250.97	191.72	210.71	141.99	158.71
Non-Interest Income Growth	35.34%	30.90%	-9.01%	48.40%	-10.54%	-13.61%
Revenues Before Loan Losses	988.79	893.01	803.73	838.48	661.13	610.83
Provision for Loan Losses	35.9	37.67	47.66	43.11	11.71	-18.12
Revenue	952.89	855.34	756.07	795.38	649.42	628.95
Revenue Growth	21.91%	13.13%	-4.94%	22.48%	3.25%	10.41%
Salaries and Employee Benefits	337.58	300.3	288.7	277.83	255.99	236.29
Occupancy Expenses	15.11	13.07	11.85	12.11	22.21	22.14
Federal Deposit Insurance	12.06	11.2	11.21	11.95	7.19	5.63
Amortization of Goodwill & Intangibles	18.78	11	9.49	10.4	11.19	9.84
Selling, General & Administrative	124.62	107.33	102.84	97.48	81.43	77.41
Other Non-Interest Expense	99.02	91.17	63.66	67.01	29.7	29.61
Total Non-Interest Expense	607.16	534.07	487.75	476.78	407.7	380.92
EBT Excluding Unusual Items	345.73	321.27	268.32	318.6	241.72	248.03
Legal Settlements	-	-	-	-	-	-7.1
Other Unusual Items	12.08	-	-	-	-	-
Pretax Income	357.81	321.27	268.32	318.6	241.72	240.93
Income Tax Expense	72.6	65.67	39.49	62.73	24.11	35.77
Net Income	285.22	255.61	228.83	255.86	217.61	205.16
Net Income to Common	285.22	255.61	228.83	255.86	217.61	205.16
Net Income Growth	19.53%	11.70%	-10.56%	17.58%	6.07%	31.67%
Basic Shares Outstanding	100	95	94	94	94	95
Diluted Shares Outstanding	101	96	95	95	95	96
Shares Change	5.41%	0.79%	0.33%	0.54%	-1.37%	-2.24%
EPS (Basic)	2.86	2.68	2.42	2.72	2.33	2.16
EPS (Diluted)	2.83	2.66	2.40	2.69	2.30	2.14
EPS Growth	13.26%	10.83%	-10.78%	16.96%	7.48%	34.59%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Dividend Per Share	1.000	0.980	0.940	0.920	0.920	0.920
Dividend Growth	4.17%	4.25%	2.17%	0%	0%	0%
Effective Tax Rate	20.29%	20.44%	14.72%	19.69%	9.97%	14.85%

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: May 8, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Sep 1, 2026

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