Financial Institutions, Inc. (FISI)

NASDAQ: FISI · Real-Time Price · USD

41.30

-0.35 (-0.84%)

At close: Aug 10, 2026, 4:00 PM EDT

41.33

+0.03 (0.07%)

After-hours: Aug 10, 2026, 4:10 PM EDT

Financial Institutions Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	209.35	199.99	163.59	165.72	167.37	154.73
Net Interest Income Growth	17.42%	22.25%	-1.28%	-0.99%	8.17%	11.33%
Non-Interest Income	45.59	44.96	-46.68	48.24	46.27	46.91
Non-Interest Income Growth	-	-	-	4.26%	-1.35%	8.64%
Revenues Before Loan Losses	254.95	244.94	116.91	213.96	213.64	201.64
Provision for Credit Losses	11.48	11.63	6.15	13.68	13.31	-8.34
Revenue	243.46	233.32	110.76	200.28	200.33	209.97
Revenue Growth	137.22%	110.65%	-44.70%	-0.03%	-4.59%	35.49%
Compensation Expenses	75.61	72.81	66.13	71.89	69.63	60.89
Selling, General & Admin	48.26	49	48.26	43.97	42.29	38.49
Other Non-Interest Expenses	19.99	20.15	64.52	21.37	17.44	13.37
Total Non-Interest Expense	143.79	141.96	178.91	137.23	129.36	112.75
Pretax Income	99.67	91.35	-68.15	63.05	70.97	97.22
Provision for Income Taxes	17.04	16.49	-26.5	12.79	14.4	19.53
Net Income	82.63	74.87	-41.65	50.26	56.57	77.7
Net Income Attributable to Preferred Dividends	1.46	1.46	1.46	1.46	1.46	1.46
Net Income to Common	81.17	73.41	-43.11	48.81	55.11	76.24
Net Income Growth	-	-	-	-11.45%	-27.71%	106.77%
Shares Outstanding (Basic)	20	20	16	15	15	16
Shares Outstanding (Diluted)	20	20	16	15	15	16
Shares Change	10.90%	29.55%	1.34%	0.03%	-2.92%	-0.78%
EPS (Basic)	4.09	3.65	-2.75	3.17	3.58	4.81
EPS (Diluted)	4.03	3.61	-2.75	3.15	3.56	4.78
EPS Growth	-	-	-	-11.52%	-25.52%	107.83%
Free Cash Flow	56.24	13.25	72.15	7.9	125.2	63.56
Free Cash Flow Growth	99.55%	-81.63%	813.10%	-93.69%	96.99%	62.18%
Free Cash Flow Per Share	2.79	0.65	4.60	0.51	8.09	3.99
Dividends Per Share	1.260	1.240	1.200	1.200	1.160	1.080
Dividend Growth	3.28%	3.33%	0%	3.45%	7.41%	3.85%
Profit Margin	33.94%	32.09%	-37.60%	25.10%	28.24%	37.00%
FCF Margin	23.10%	5.68%	65.14%	3.95%	62.50%	30.27%
Effective Tax Rate	17.10%	18.05%	38.89%	20.28%	20.29%	20.08%

SEC Filings: 10-K · 10-Q