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Franklin Financial Services Corporation (FRAF)
NASDAQ: FRAF · Real-Time Price · USD
62.26
+1.04 (1.70%)
At close: Sep 24, 2026, 4:00 PM EDT
62.40
+0.14 (0.22%)
Pre-market: Sep 25, 2026, 4:40 AM EDT

FRAF Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
91.3585.9269.2165.7666.1965.96
Revenue Growth
21.80%24.15%5.24%-0.64%0.34%25.84%
Net Income
24.6521.2311.113.614.9419.62
Earnings Per Share
5.484.742.513.103.364.42
EPS Growth
66.60%88.84%-19.03%-7.74%-23.98%50.85%

Revenue by Segment
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023
Period EndingJun '26 Dec '25 Dec '24 Dec '23
Community Banking
73.0868.0356.5751.96
Wealth
9.419.178.547.51
Unallocated Other
-10.015.147.34
Total
92.6387.270.2566.81

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
26.88122.34202.1929.3778.87185.64
Total Debt
215.11214.69223.96154.4825.7724.47
Net Cash (Debt)
-188.23-92.34-21.78-125.1153.1161.18
Net Cash Growth
-----67.05%258.49%
Net Cash Per Share
-41.87-20.63-4.93-28.5611.9536.30

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
42.2725.4421.7626.5725.2426.35
Capital Expenditures
-1.25-0.87-2.57-0.5-12.22-8.81
Free Cash Flow
41.0224.5819.1926.0713.0317.54
Free Cash Flow Growth
67.89%28.08%-26.39%100.11%-25.74%194.77%

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
26.98%24.70%16.04%20.68%22.57%29.74%
FCF Margin
44.90%28.60%27.72%39.64%19.68%26.59%

Dividends
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.3601.3101.2801.2801.2801.250
Dividend Per Share Growth
3.08%2.34%0%0%2.40%4.17%
Dividend Yield
2.18%2.66%4.51%4.44%4.05%4.49%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
11.3610.5911.9010.1210.607.48
P/FCF Ratio
6.839.156.885.2812.168.36
PS Ratio
3.072.621.912.092.392.22