Franklin Financial Services Corporation (FRAF)
NASDAQ: FRAF · Real-Time Price · USD
47.38
-0.23 (-0.48%)
Sep 12, 2025, 4:00 PM EDT - Market closed

FRAF Income Statement

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
TTMFY 2024FY 2023FY 2022FY 2021FY 20202015 - 2019
Period Ending
Jun '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 2015 - 2019
Interest Income on Loans
807458.2841.9337.9939.19
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Interest Income on Investments
28.5627.4618.4914.529.586.75
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Total Interest Income
108.57101.4576.7656.4547.5745.94
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Interest Paid on Deposits
35.3330.9118.843.821.853.55
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Interest Paid on Borrowings
10.6413.034.281.051.050.43
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Total Interest Expense
45.9843.9423.134.862.93.98
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Net Interest Income
62.5957.5153.6451.5944.6741.96
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Net Interest Income Growth (YoY)
13.04%7.23%3.98%15.48%6.46%-0.38%
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Trust Income
8.98.547.517.157.116.04
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Gain (Loss) on Sale of Assets
----1.78-
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Gain (Loss) on Sale of Investments
-3.99-4.06-1.1-0.160.22-0.02
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Other Non-Interest Income
6.786.195.754.965.45.55
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Total Non-Interest Income
14.8113.6814.8515.2519.1915.08
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Non-Interest Income Growth (YoY)
-11.00%-7.89%-2.62%-20.54%27.24%-2.20%
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Revenues Before Loan Losses
77.471.1968.4966.8463.8657.05
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Provision for Loan Losses
2.41.982.720.65-2.14.63
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7569.2165.7666.1965.9652.42
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Revenue Growth (YoY)
8.15%5.24%-0.64%0.34%25.84%-8.53%
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Salaries and Employee Benefits
33.1932.0728.2128.225.422.55
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Occupancy Expenses
3.733.663.422.862.572.68
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Federal Deposit Insurance
1.931.710.850.740.740.46
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Selling, General & Administrative
11.8411.8211.0310.949.198.3
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Other Non-Interest Expense
6.536.646.55.965.355.38
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Total Non-Interest Expense
57.2255.950.0148.6943.2539.36
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EBT Excluding Unusual Items
17.7813.3215.7517.522.7213.06
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Pretax Income
17.7813.3215.7517.523.0113.06
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Income Tax Expense
3.252.222.162.563.40.26
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Net Income
14.5311.113.614.9419.6212.8
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Net Income to Common
14.5311.113.614.9419.6212.8
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Net Income Growth
5.90%-18.38%-8.97%-23.85%53.25%-20.57%
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Basic Shares Outstanding
444444
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Diluted Shares Outstanding
444444
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Shares Change (YoY)
-0.19%0.75%-1.44%0.11%1.70%-0.68%
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EPS (Basic)
3.312.523.113.384.442.94
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EPS (Diluted)
3.292.513.103.364.422.93
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EPS Growth
5.82%-19.03%-7.74%-23.98%50.85%-20.16%
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Dividend Per Share
1.2901.2801.2801.2801.2501.200
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Dividend Growth
0.78%--2.40%4.17%2.56%
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Effective Tax Rate
18.26%16.64%13.68%14.62%14.77%1.98%
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Updated Jul 22, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.
SEC Filings: 10-K · 10-Q