Franklin Financial Services Corporation (FRAF)
NASDAQ: FRAF · Real-Time Price · USD
64.08
+0.09 (0.14%)
At close: Jul 29, 2026, 4:00 PM EDT
64.08
0.00 (0.00%)
After-hours: Jul 29, 2026, 4:10 PM EDT

FRAF Balance Sheet

Millions USD. Fiscal year is Jan - Dec.

Assets

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Equivalents
195.03127.72203.6123.1464.9175.15
Securities and Investments
461.33463.48517.55475.31487.89530.79
Other Earning Assets
2.818.932.470.210.282.83
Gross Loans
1,6111,5611,3981,2571,051998.81
Allowance for Loan Losses
-21.86-20.66-17.65-16.05-14.18-15.07
Net Loans
1,5891,5411,3801,2411,037983.75
Net Property, Plant & Equipment
-30.833.1533.2236.0423.95
Goodwill
-9.029.029.029.029.02
Long-Term Investments
0.7511.56.2313.9810.49
Other Non-Earning Assets
86.5247.4950.1347.9850.6137.84
Total Assets
2,3352,2392,1981,8361,7001,774

Liabilities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Interest-bearing deposits
1,5831,5261,5251,2651,2521,286
Noninterest-bearing deposits
341.1310.25290.35273.05299.23298.4
Total Deposits
1,9251,8361,8161,5381,5511,584
Short-Term Interbank Borrowing and Repurchase Agreements
20020020040--
Short-Term Borrowings
---90--
Long-Term Debt
10.8610.8519.719.6619.6219.59
Other Liabilities
15.8917.1617.7816.2614.3112.79
Total Liabilities
2,1512,0642,0531,7041,5851,617

Shareholders' Equity

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Common Stock
4.714.714.714.714.714.71
Treasury Stock
-6.63-6.66-7.74-9.27-8.65-6.8
Additional Paid-in Capital
44.1443.9343.7943.6543.5443.09
Accumulated Other Comprehensive Income
-23.46-21.59-35.51-40.94-51.29-0.55
Retained Earnings
165.09154.84139.46133.99125.89116.61
Shareholders' Equity
183.85175.24144.72132.14114.2157.07
Total Liabilities & Equity
2,3352,2392,1981,8361,7001,774

Additional Metrics

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Total Debt
10.8610.8519.719.6619.6219.59
Net Cash (Debt)
-10.86-10.85-19.7-19.66-19.62-19.59
Net Cash Growth
------
Net Cash Per Share
-2.42-2.42-4.46-4.49-4.42-4.41
Book Value
183.85175.24144.72132.14114.2157.07
Book Value Per Share
40.9539.1532.7930.1625.6935.38
Tangible Book Value
183.85166.23135.7123.12105.18148.05
Tangible Book Value Per Share
40.9537.1430.7428.1023.6633.34
SEC Filings: 10-K · 10-Q