Franklin Financial Services Corporation (FRAF)

FRAF Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	203.61	23.14	64.9	175.15	57.15
Investment Securities	191.28	242.56	284.34	332.43	329.38
Mortgage-Backed Securities	318.99	236.6	216.89	208.36	80.69
Total Investments	510.27	479.16	501.22	540.78	410.07
Gross Loans	1,398	1,257	1,051	998.81	1,011
Allowance for Loan Losses	-17.65	-16.05	-14.18	-15.07	-16.79
Other Adjustments to Gross Loans	-	-	-	-	-1.34
Net Loans	1,380	1,241	1,037	983.75	992.92
Property, Plant & Equipment	33.15	33.22	36.04	23.95	18.38
Goodwill	9.02	9.02	9.02	9.02	9.02
Loans Held for Sale	2.47	0.21	0.28	2.83	9.45
Long-Term Deferred Tax Assets	10.83	11.8	15.63	3.31	2.4
Other Long-Term Assets	39.3	36.18	35.63	35.02	35.67
Total Assets	2,198	1,836	1,700	1,774	1,535
Interest Bearing Deposits	1,448	1,221	1,243	1,271	1,087
Institutional Deposits	77.4	44.4	8.8	15.2	8.8
Non-Interest Bearing Deposits	290.35	273.05	299.23	298.4	259.06
Total Deposits	1,816	1,538	1,551	1,584	1,355
Short-Term Borrowings	200	130	0	0.02	0.04
Current Portion of Leases	0.68	-	-	-	-
Long-Term Debt	19.7	19.66	19.62	19.59	19.56
Long-Term Leases	3.58	4.82	6.14	4.86	5.33
Other Long-Term Liabilities	13.52	11.45	8.16	7.92	10.36
Total Liabilities	2,053	1,704	1,585	1,617	1,390
Common Stock	4.71	4.71	4.71	4.71	4.71
Additional Paid-In Capital	43.79	43.65	43.54	43.09	42.59
Retained Earnings	139.46	133.99	125.89	116.61	102.52
Treasury Stock	-7.74	-9.27	-8.65	-6.8	-7.83
Comprehensive Income & Other	-35.51	-40.94	-51.29	-0.55	3.19
Shareholders' Equity	144.72	132.14	114.2	157.07	145.18
Total Liabilities & Equity	2,198	1,836	1,700	1,774	1,535
Total Debt	223.96	154.48	25.77	24.47	24.93
Net Cash (Debt)	-18.85	-125.11	53.1	161.18	44.96
Net Cash Growth	-	-	-67.05%	258.49%	-41.83%
Net Cash Per Share	-4.27	-28.56	11.95	36.30	10.30
Filing Date Shares Outstanding	4.44	4.38	4.4	4.45	4.4
Total Common Shares Outstanding	4.43	4.37	4.39	4.44	4.39
Book Value Per Share	32.69	30.23	26.01	35.36	33.07
Tangible Book Value	135.7	123.12	105.18	148.05	136.16
Tangible Book Value Per Share	30.65	28.17	23.96	33.33	31.02

Updated Mar 14, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q