Franklin Financial Services Corporation (FRAF)

NASDAQ: FRAF · Real-Time Price · USD

Compare

48.10

+1.11 (2.37%)

At close: Feb 6, 2026, 4:00 PM EST

48.06

-0.04 (-0.09%)

After-hours: Feb 6, 2026, 5:37 PM EST

FRAF Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	-	203.61	23.14	64.9	175.15
Investment Securities	-	191.28	242.56	284.34	332.43
Mortgage-Backed Securities	-	318.99	236.6	216.89	208.36
Total Investments	-	510.27	479.16	501.22	540.78
Gross Loans	-	1,398	1,257	1,051	998.81
Allowance for Loan Losses	-	-17.65	-16.05	-14.18	-15.07
Net Loans	-	1,380	1,241	1,037	983.75
Property, Plant & Equipment	-	33.15	33.22	36.04	23.95
Goodwill	-	9.02	9.02	9.02	9.02
Loans Held for Sale	-	2.47	0.21	0.28	2.83
Long-Term Deferred Tax Assets	-	10.83	11.8	15.63	3.31
Other Long-Term Assets	-	39.3	36.18	35.63	35.02
Total Assets	-	2,198	1,836	1,700	1,774
Interest Bearing Deposits	-	1,448	1,221	1,243	1,271
Institutional Deposits	-	77.4	44.4	8.8	15.2
Non-Interest Bearing Deposits	-	290.35	273.05	299.23	298.4
Total Deposits	-	1,816	1,538	1,551	1,584
Short-Term Borrowings	-	200	130	0	0.02
Current Portion of Leases	-	0.68	-	-	-
Long-Term Debt	-	19.7	19.66	19.62	19.59
Long-Term Leases	-	3.58	4.82	6.14	4.86
Other Long-Term Liabilities	-	13.52	11.45	8.16	7.92
Total Liabilities	-	2,053	1,704	1,585	1,617
Common Stock	-	4.71	4.71	4.71	4.71
Additional Paid-In Capital	-	43.79	43.65	43.54	43.09
Retained Earnings	-	139.46	133.99	125.89	116.61
Treasury Stock	-	-7.74	-9.27	-8.65	-6.8
Comprehensive Income & Other	-	-35.51	-40.94	-51.29	-0.55
Shareholders' Equity	166.34	144.72	132.14	114.2	157.07
Total Liabilities & Equity	-	2,198	1,836	1,700	1,774
Total Debt	215.24	223.96	154.48	25.77	24.47
Net Cash (Debt)	-188.3	-18.85	-125.11	53.1	161.18
Net Cash Growth	-	-	-	-67.05%	258.49%
Net Cash Per Share	-42.05	-4.27	-28.56	11.95	36.30
Filing Date Shares Outstanding	4.43	4.44	4.38	4.4	4.45
Total Common Shares Outstanding	4.43	4.43	4.37	4.39	4.44
Book Value Per Share	37.15	32.69	30.23	26.01	35.36
Tangible Book Value	157.33	135.7	123.12	105.18	148.05
Tangible Book Value Per Share	35.13	30.65	28.17	23.96	33.33

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q