Franklin Financial Services Corporation (FRAF)

FRAF Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	207.79	203.61	23.14	64.9	175.15	57.15
Securities and Investments	490.15	517.38	475.31	487.89	530.79	397.8
Other Earning Assets	1.49	2.47	0.21	0.28	2.83	9.45
Gross Loans	1,519	1,398	1,257	1,051	998.81	1,010
Allowance for Loan Losses	-19.12	-17.65	-16.05	-14.18	-15.07	-16.79
Net Loans	1,500	1,380	1,241	1,037	983.75	992.92
Net Property, Plant & Equipment	32.38	33.15	33.22	36.04	23.95	18.38
Goodwill	9.02	9.02	9.02	9.02	9.02	9.02
Long-Term Investments	1	1.5	6.23	13.98	10.49	12.74
Other Non-Earning Assets	44.89	50.13	47.98	50.61	37.84	37.6
Total Assets	2,287	2,198	1,836	1,700	1,774	1,535
Interest-bearing deposits	1,599	1,525	1,265	1,252	1,286	1,096
Noninterest-bearing deposits	294.03	290.35	273.05	299.23	298.4	259.06
Total Deposits	1,893	1,816	1,538	1,551	1,584	1,355
Short-Term Interbank Borrowing and Repurchase Agreements	200	200	40	-	-	-
Short-Term Borrowings	-	-	90	-	-	-
Long-Term Debt	19.72	19.7	19.66	19.62	19.59	19.56
Other Liabilities	16.19	17.78	16.26	14.31	12.79	15.73
Total Liabilities	2,129	2,053	1,704	1,585	1,617	1,390
Common Stock	4.71	4.71	4.71	4.71	4.71	4.71
Treasury Stock	-6.73	-7.74	-9.27	-8.65	-6.8	-7.83
Additional Paid-in Capital	43.76	43.79	43.65	43.54	43.09	42.59
Accumulated Other Comprehensive Income	-30.78	-35.51	-40.94	-51.29	-0.55	3.19
Retained Earnings	146.4	139.46	133.99	125.89	116.61	102.52
Shareholders' Equity	157.36	144.72	132.14	114.2	157.07	145.18
Total Liabilities & Equity	2,287	2,198	1,836	1,700	1,774	1,535
Total Debt	19.72	19.7	19.66	19.62	19.59	19.56
Net Cash (Debt)	-19.72	-19.7	-19.66	-19.62	-19.59	-19.56
Net Cash Per Share	-4.47	-4.46	-4.49	-4.42	-4.41	-4.48
Book Value	157.36	144.72	132.14	114.2	157.07	145.18
Book Value Per Share	35.69	32.79	30.16	25.69	35.38	33.25
Tangible Book Value	148.35	135.7	123.12	105.18	148.05	136.16
Tangible Book Value Per Share	33.65	30.74	28.10	23.66	33.34	31.19

Updated Jul 22, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q