Franklin Financial Services Corporation (FRAF)

FRAF Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	11.66	11.1	13.6	14.94	19.62	12.8
Depreciation & Amortization	2.09	2.09	2.02	1.44	1.2	1.33
Other Amortization	0.04	0.04	0.04	0.04	0.03	0.01
Gain (Loss) on Sale of Assets	-	-	-	-	-1.73	-
Gain (Loss) on Sale of Investments	4.02	4.06	1.1	0.14	-0.24	0.04
Provision for Credit Losses	2.31	1.98	2.72	0.65	-2.1	4.63
Net Decrease (Increase) in Loans Originated / Sold - Operating	-0.89	-1.69	0.27	3.31	9.05	-5.87
Change in Other Net Operating Assets	2.31	1.69	2.93	-0.31	1.81	-4.45
Other Operating Activities	-0.47	-0.55	1.14	1.17	-0.21	-4.25
Operating Cash Flow	23.27	21.76	26.57	25.24	26.35	6.44
Operating Cash Flow Growth	-11.00%	-18.11%	5.23%	-4.19%	309.46%	-66.07%
Capital Expenditures	-1.95	-2.57	-0.5	-12.22	-8.81	-0.48
Investment in Securities	-24.98	-34.31	29.9	-30.14	-142.09	-203.01
Net Decrease (Increase) in Loans Originated / Sold - Investing	-179.17	-141.65	-205.94	-52.55	12.55	-76.52
Other Investing Activities	1.53	-5.84	-1.73	-0.15	4.42	2.7
Investing Cash Flow	-204.57	-184.37	-178.27	-95.06	-133.94	-277.31
Long-Term Debt Issued	-	200	130	-	-	19.54
Total Debt Issued	-	200	130	-	-	19.54
Long-Term Debt Repaid	-	-130	-	-	-	-
Total Debt Repaid	-80	-130	-	-	-	-
Net Debt Issued (Repaid)	-80	70	130	-	-	19.54
Issuance of Common Stock	2	1.87	1.4	1.46	2.52	1.87
Repurchase of Common Stock	-0.93	-0.83	-2.39	-3.33	-1.19	-1.17
Common Dividends Paid	-5.65	-5.63	-5.6	-5.66	-5.52	-5.23
Net Increase (Decrease) in Deposit Accounts	308.27	277.67	-13.47	-32.91	229.79	229.18
Financing Cash Flow	223.68	343.08	109.94	-40.44	225.59	244.2
Net Cash Flow	42.39	180.47	-41.76	-110.25	118	-26.68
Free Cash Flow	21.32	19.19	26.07	13.03	17.54	5.95
Free Cash Flow Growth	-14.38%	-26.39%	100.11%	-25.74%	194.77%	-65.63%
Free Cash Flow Margin	29.90%	27.72%	39.64%	19.68%	26.59%	11.35%
Free Cash Flow Per Share	4.81	4.35	5.95	2.93	3.95	1.36
Cash Interest Paid	45.35	43.11	19.46	4.75	3	4.23
Cash Income Tax Paid	1.86	1.86	1.34	0.09	3.05	4.37

Updated Mar 14, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q