Franklin Financial Services Corporation (FRAF)

FRAF Statistics

Total Valuation

FRAF has a market cap or net worth of $212.76 million. The enterprise value is $401.06 million.

Market Cap	212.76M
Enterprise Value	401.06M

Important Dates

The last earnings date was Tuesday, January 27, 2026, after market close.

Earnings Date	Jan 27, 2026
Ex-Dividend Date	Feb 6, 2026

Share Statistics

FRAF has 4.43 million shares outstanding. The number of shares has increased by 1.45% in one year.

Current Share Class	4.43M
Shares Outstanding	4.43M
Shares Change (YoY)	+1.45%
Shares Change (QoQ)	-0.48%
Owned by Insiders (%)	6.80%
Owned by Institutions (%)	28.55%
Float	3.79M

Valuation Ratios

The trailing PE ratio is 10.14.

PE Ratio	10.14
Forward PE	n/a
PS Ratio	2.50
Forward PS	n/a
PB Ratio	1.29
P/TBV Ratio	1.35
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	18.89
EV / Sales	4.67
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 13.65%.

Return on Equity (ROE)	13.65%
Return on Assets (ROA)	n/a
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	1.89%
Revenue Per Employee	$280,794
Profits Per Employee	$69,366
Employee Count	306
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, FRAF has paid $5.04 million in taxes.

Income Tax	5.04M
Effective Tax Rate	19.19%

Stock Price Statistics

The stock price has increased by +32.66% in the last 52 weeks. The beta is -0.08, so FRAF's price volatility has been lower than the market average.

Beta (5Y)	-0.08
52-Week Price Change	+32.66%
50-Day Moving Average	51.92
200-Day Moving Average	44.64
Relative Strength Index (RSI)	42.27
Average Volume (20 Days)	67,219

Short Selling Information

The latest short interest is 62,541, so 1.41% of the outstanding shares have been sold short.

Short Interest	62,541
Short Previous Month	64,511
Short % of Shares Out	1.41%
Short % of Float	1.65%
Short Ratio (days to cover)	0.79

Income Statement

In the last 12 months, FRAF had revenue of $85.92 million and earned $21.23 million in profits. Earnings per share was $4.74.

Revenue	85.92M
Gross Profit	85.92M
Operating Income	26.27M
Pretax Income	26.27M
Net Income	21.23M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$4.74

Balance Sheet

The company has $26.94 million in cash and $215.24 million in debt, with a net cash position of -$188.30 million or -$42.53 per share.

Cash & Cash Equivalents	26.94M
Total Debt	215.24M
Net Cash	-188.30M
Net Cash Per Share	-$42.53
Equity (Book Value)	166.34M
Book Value Per Share	37.15
Working Capital	n/a

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	30.57%
Pretax Margin	30.57%
Profit Margin	24.70%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $1.32, which amounts to a dividend yield of 2.75%.

Dividend Per Share	$1.32
Dividend Yield	2.75%
Dividend Growth (YoY)	3.13%
Years of Dividend Growth	1
Payout Ratio	27.85%
Buyback Yield	-1.45%
Shareholder Yield	1.30%
Earnings Yield	9.98%
FCF Yield	n/a

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on June 29, 2004. It was a forward split with a ratio of 1.25:1.

Last Split Date	Jun 29, 2004
Split Type	Forward
Split Ratio	1.25:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	1