Franklin Financial Services Corporation (FRAF)
NASDAQ: FRAF · Real-Time Price · USD
56.21
-0.75 (-1.31%)
Apr 10, 2026, 3:29 PM EDT - Market open

FRAF Statistics

Total Valuation

FRAF has a market cap or net worth of $252.47 million. The enterprise value is $348.16 million.

Market Cap252.47M
Enterprise Value 348.16M

Important Dates

The next estimated earnings date is Tuesday, April 28, 2026, before market open.

Earnings Date Apr 28, 2026
Ex-Dividend Date Feb 6, 2026

Share Statistics

FRAF has 4.49 million shares outstanding. The number of shares has increased by 1.41% in one year.

Current Share Class 4.49M
Shares Outstanding 4.49M
Shares Change (YoY) +1.41%
Shares Change (QoQ) -0.44%
Owned by Insiders (%) 6.96%
Owned by Institutions (%) 35.87%
Float 4.18M

Valuation Ratios

The trailing PE ratio is 11.85 and the forward PE ratio is 10.01.

PE Ratio 11.85
Forward PE 10.01
PS Ratio 2.98
Forward PS 2.60
PB Ratio 1.46
P/TBV Ratio 1.54
P/FCF Ratio 10.41
P/OCF Ratio 10.05
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 16.40
EV / Sales 4.05
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF 14.17

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 8.74
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 13.27%.

Return on Equity (ROE) 13.27%
Return on Assets (ROA) 0.96%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 2.00%
Revenue Per Employee $280,794
Profits Per Employee $69,366
Employee Count306
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, FRAF has paid $5.04 million in taxes.

Income Tax 5.04M
Effective Tax Rate 19.19%

Stock Price Statistics

The stock price has increased by +70.77% in the last 52 weeks. The beta is -0.10, so FRAF's price volatility has been lower than the market average.

Beta (5Y) -0.10
52-Week Price Change +70.77%
50-Day Moving Average 50.57
200-Day Moving Average 47.37
Relative Strength Index (RSI) 73.40
Average Volume (20 Days) 27,420

Short Selling Information

The latest short interest is 82,298, so 1.83% of the outstanding shares have been sold short.

Short Interest 82,298
Short Previous Month 78,143
Short % of Shares Out 1.83%
Short % of Float 1.97%
Short Ratio (days to cover) 3.74

Income Statement

In the last 12 months, FRAF had revenue of $85.92 million and earned $21.23 million in profits. Earnings per share was $4.74.

Revenue85.92M
Gross Profit 85.92M
Operating Income 28.25M
Pretax Income 26.27M
Net Income 21.23M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $4.74
Full Income Statement

Balance Sheet

The company has $122.34 million in cash and $214.69 million in debt, with a net cash position of -$92.34 million or -$20.56 per share.

Cash & Cash Equivalents 122.34M
Total Debt 214.69M
Net Cash -92.34M
Net Cash Per Share -$20.56
Equity (Book Value) 175.24M
Book Value Per Share 39.11
Working Capital -1.89B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $25.44 million and capital expenditures -$866,000, giving a free cash flow of $24.58 million.

Operating Cash Flow 25.44M
Capital Expenditures -866,000
Depreciation & Amortization n/a
Net Borrowing -9.00M
Free Cash Flow 24.58M
FCF Per Share $5.47
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 32.87%
Pretax Margin 30.57%
Profit Margin 24.70%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 28.60%

Dividends & Yields

This stock pays an annual dividend of $1.32, which amounts to a dividend yield of 2.35%.

Dividend Per Share $1.32
Dividend Yield 2.35%
Dividend Growth (YoY) 3.13%
Years of Dividend Growth 1
Payout Ratio 27.85%
Buyback Yield -1.41%
Shareholder Yield 0.91%
Earnings Yield 8.30%
FCF Yield 9.61%
Dividend Details

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on June 29, 2004. It was a forward split with a ratio of 1.25:1.

Last Split Date Jun 29, 2004
Split Type Forward
Split Ratio 1.25:1

Scores

Altman Z-Score n/a
Piotroski F-Score 4