Franklin Financial Services Corporation (FRAF)
NASDAQ: FRAF · Real-Time Price · USD
48.31
-0.77 (-1.57%)
Mar 20, 2026, 10:11 AM EDT - Market open

FRAF Statistics

Total Valuation

FRAF has a market cap or net worth of $216.57 million. The enterprise value is $312.36 million.

Market Cap216.57M
Enterprise Value 312.36M

Important Dates

The next estimated earnings date is Tuesday, April 28, 2026, before market open.

Earnings Date Apr 28, 2026
Ex-Dividend Date Feb 6, 2026

Share Statistics

FRAF has 4.48 million shares outstanding. The number of shares has increased by 1.41% in one year.

Current Share Class 4.48M
Shares Outstanding 4.48M
Shares Change (YoY) +1.41%
Shares Change (QoQ) -0.44%
Owned by Insiders (%) 6.97%
Owned by Institutions (%) 35.96%
Float 4.17M

Valuation Ratios

The trailing PE ratio is 10.35 and the forward PE ratio is 8.75.

PE Ratio 10.35
Forward PE 8.75
PS Ratio 2.56
Forward PS n/a
PB Ratio 1.26
P/TBV Ratio 1.32
P/FCF Ratio 8.95
P/OCF Ratio 8.65
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 14.72
EV / Sales 3.64
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF 12.71

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 8.74
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 13.27%.

Return on Equity (ROE) 13.27%
Return on Assets (ROA) 0.96%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 1.83%
Revenue Per Employee $280,794
Profits Per Employee $69,366
Employee Count306
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, FRAF has paid $5.04 million in taxes.

Income Tax 5.04M
Effective Tax Rate 19.19%

Stock Price Statistics

The stock price has increased by +34.45% in the last 52 weeks. The beta is -0.12, so FRAF's price volatility has been lower than the market average.

Beta (5Y) -0.12
52-Week Price Change +34.45%
50-Day Moving Average 50.37
200-Day Moving Average 46.31
Relative Strength Index (RSI) 43.47
Average Volume (20 Days) 22,908

Short Selling Information

The latest short interest is 78,143, so 1.74% of the outstanding shares have been sold short.

Short Interest 78,143
Short Previous Month 74,498
Short % of Shares Out 1.74%
Short % of Float 1.87%
Short Ratio (days to cover) 2.09

Income Statement

In the last 12 months, FRAF had revenue of $85.92 million and earned $21.23 million in profits. Earnings per share was $4.74.

Revenue85.92M
Gross Profit 85.92M
Operating Income 28.25M
Pretax Income 26.27M
Net Income 21.23M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $4.74
Full Income Statement

Balance Sheet

The company has $122.34 million in cash and $214.69 million in debt, with a net cash position of -$92.34 million or -$20.60 per share.

Cash & Cash Equivalents 122.34M
Total Debt 214.69M
Net Cash -92.34M
Net Cash Per Share -$20.60
Equity (Book Value) 175.24M
Book Value Per Share 39.11
Working Capital -1.89B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $25.44 million and capital expenditures -$866,000, giving a free cash flow of $24.58 million.

Operating Cash Flow 25.44M
Capital Expenditures -866,000
Depreciation & Amortization n/a
Net Borrowing -9.00M
Free Cash Flow 24.58M
FCF Per Share $5.48
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 32.87%
Pretax Margin 30.57%
Profit Margin 24.70%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 28.60%

Dividends & Yields

This stock pays an annual dividend of $1.32, which amounts to a dividend yield of 2.69%.

Dividend Per Share $1.32
Dividend Yield 2.69%
Dividend Growth (YoY) 3.13%
Years of Dividend Growth 1
Payout Ratio 27.85%
Buyback Yield -1.41%
Shareholder Yield 1.28%
Earnings Yield 9.65%
FCF Yield 11.17%
Dividend Details

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on June 29, 2004. It was a forward split with a ratio of 1.25:1.

Last Split Date Jun 29, 2004
Split Type Forward
Split Ratio 1.25:1

Scores

Altman Z-Score n/a
Piotroski F-Score 4