FS Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	132.51	-1.94	-1.94	-1.94	104.28	86.65
Net Interest Income Growth	5.62%	-	-	-	20.35%	16.90%
Non-Interest Income	23.53	22.28	21.56	20.49	18.11	37.51
Non-Interest Income Growth	12.74%	3.35%	5.20%	13.15%	-51.73%	-32.24%
Revenues Before Loan Losses	156.04	20.34	19.61	18.55	122.39	124.16
Provision for Credit Losses	11.1	9.55	5.51	4.77	6.22	0.5
Revenue	144.93	10.79	14.1	13.77	116.17	123.66
Revenue Growth	3.76%	-23.50%	2.39%	-88.14%	-6.06%	6.20%
Compensation Expenses	59.58	57.78	55.09	53.62	47.63	49.72
Selling, General & Admin	33.99	35.76	34.19	30.23	26.02	24.45
Other Non-Interest Expenses	7.01	8.47	8.29	9.89	5.53	2.07
Total Non-Interest Expense	103.08	102.02	97.57	93.75	79.18	76.24
Pretax Income	41.85	41.12	41.58	45.27	36.99	47.42
Provision for Income Taxes	8.49	7.77	6.56	9.22	7.34	10.01
Net Income	33.36	33.35	35.02	36.05	29.65	37.41
Net Income to Common	33.36	33.35	35.02	36.05	29.65	37.41
Net Income Growth	-0.16%	-4.79%	-2.85%	21.60%	-20.75%	-4.72%
Shares Outstanding (Basic)	7	8	8	8	8	8
Shares Outstanding (Diluted)	8	8	8	8	8	8
Shares Change	-3.48%	-3.16%	1.52%	-1.25%	-6.47%	-2.38%
EPS (Basic)	4.42	4.35	4.48	4.63	3.75	4.48
EPS (Diluted)	4.34	4.29	4.36	4.56	3.75	4.48
EPS Growth	3.09%	-1.61%	-4.39%	21.60%	-16.30%	-2.18%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Free Cash Flow	-	51.94	49.19	76	183.35	107.03
Free Cash Flow Growth	-	5.59%	-35.28%	-58.55%	71.31%	-
Free Cash Flow Per Share	-	6.80	6.23	9.77	23.29	12.71
Dividends Per Share	1.140	1.120	1.060	1.000	0.800	0.560
Dividend Growth	3.64%	5.66%	6.00%	25.00%	42.86%	33.33%
Profit Margin	23.02%	309.07%	248.34%	261.75%	25.52%	30.25%
FCF Margin	-	481.41%	348.78%	551.75%	157.82%	86.55%
Effective Tax Rate	20.28%	18.91%	15.77%	20.36%	19.84%	21.11%

SEC Filings: 10-K · 10-Q