First United Corporation (FUNC)

First United Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	94.49	90.33	81.76	69.57	54.45	52.95
Interest Income on Investments	10.52	10.52	10.24	11.59	7.97	5.3
Total Interest Income	105.01	100.85	91.99	81.16	62.42	58.26
Interest Paid on Deposits	25.54	27.52	25.83	19.2	3.23	3.47
Interest Paid on Borrowings	5.21	5.21	6.19	5.09	1.56	2.24
Total Interest Expense	30.75	32.74	32.02	24.29	4.79	5.71
Net Interest Income	74.26	68.11	59.98	56.87	57.63	52.54
Net Interest Income Growth	12.81%	13.56%	5.46%	-1.32%	9.69%	8.23%
Trust Income	9.82	9.82	9.09	8.28	8.24	8.65
Gain (Loss) on Sale of Assets	-0.15	-0.23	-	-0.03	0.03	0.02
Gain (Loss) on Sale of Investments	-0.19	0.1	-	-4.21	0.09	0.1
Other Non-Interest Income	9.26	8.09	8.1	7.85	7.65	8.84
Total Non-Interest Income	21.54	20.57	19.83	14.47	18.05	19.37
Non-Interest Income Growth	5.63%	3.75%	37.02%	-19.84%	-6.83%	4.29%
Revenues Before Loan Losses	95.8	88.68	79.8	71.34	75.68	71.92
Provision for Loan Losses	4.31	2.74	2.93	1.62	-0.63	-0.82
Revenue	91.49	85.94	76.87	69.72	76.31	72.73
Revenue Growth	9.36%	11.80%	10.26%	-8.64%	4.92%	17.84%
Salaries and Employee Benefits	30.77	28.53	27.39	27.08	23.57	21.59
Federal Deposit Insurance	1.11	1.05	1.07	0.99	0.64	0.77
Selling, General & Administrative	19.3	16.5	15.58	16.47	14.26	15.79
Other Non-Interest Expense	4.86	5.09	5.33	5.79	4.08	4.93
Total Non-Interest Expense	58.14	53.41	49.64	50.24	43.13	42.13
EBT Excluding Unusual Items	33.35	32.53	27.23	19.48	33.18	30.6
Legal Settlements	-	-	-	-	-	-3.3
Other Unusual Items	-	-	-	-	-	-2.37
Pretax Income	33.35	32.53	27.23	19.48	33.18	26.31
Income Tax Expense	8.06	8.02	6.66	4.42	8.13	6.54
Net Income	25.29	24.52	20.57	15.06	25.05	19.77
Net Income to Common	25.29	24.52	20.57	15.06	25.05	19.77
Net Income Growth	1.46%	19.18%	36.58%	-39.88%	26.70%	42.84%
Basic Shares Outstanding	6	6	7	7	7	7
Diluted Shares Outstanding	6	7	7	7	7	7
Shares Change	-0.18%	-0.55%	-2.40%	0.60%	-0.83%	-4.22%
EPS (Basic)	3.91	3.78	3.15	2.25	3.77	2.95
EPS (Diluted)	3.90	3.77	3.15	2.25	3.76	2.95
EPS Growth	1.50%	19.68%	40.00%	-40.16%	27.62%	49.56%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Dividend Per Share	1.060	0.960	0.840	0.780	0.600	0.580
Dividend Growth	15.22%	14.29%	7.69%	30.00%	3.45%	11.54%
Effective Tax Rate	24.17%	24.65%	24.46%	22.67%	24.51%	24.86%

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Oct 30, 2026

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