German American Bancorp, Inc. (GABC)
NASDAQ: GABC · Real-Time Price · USD
37.61
-0.81 (-2.11%)
Aug 1, 2025, 4:00 PM - Market closed
German American Bancorp Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2016 - 2020 |
---|---|---|---|---|---|---|---|
Period Ending | Jun '25 Jun 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2016 - 2020 |
Interest Income on Loans | 294.69 | 240.24 | 212.52 | 169.16 | 139.15 | 151.66 | Upgrade |
Interest Income on Investments | 59.17 | 50.8 | 44.14 | 49.77 | 31.23 | 22.71 | Upgrade |
Total Interest Income | 353.86 | 291.04 | 256.66 | 218.93 | 170.38 | 174.37 | Upgrade |
Interest Paid on Deposits | 103.91 | 90.62 | 56.92 | 13.51 | 4.96 | 13.7 | Upgrade |
Interest Paid on Borrowings | 10.6 | 9.83 | 9.31 | 4.83 | 4.59 | 5.43 | Upgrade |
Total Interest Expense | 114.51 | 100.45 | 66.22 | 18.34 | 9.55 | 19.13 | Upgrade |
Net Interest Income | 239.35 | 190.59 | 190.43 | 200.58 | 160.83 | 155.24 | Upgrade |
Net Interest Income Growth (YoY) | 29.99% | 0.08% | -5.06% | 24.72% | 3.60% | 6.90% | Upgrade |
Trust Income | 14.42 | 14.42 | 11.71 | 10.08 | 10.32 | 8.01 | Upgrade |
Gain (Loss) on Sale of Assets | 38.32 | 38.32 | - | - | 1.4 | - | Upgrade |
Gain (Loss) on Sale of Investments | 0.07 | -34.79 | 0.04 | 0.56 | 2.25 | 4.08 | Upgrade |
Other Non-Interest Income | -9.15 | 28.99 | 34.61 | 33.22 | 29.5 | 25.15 | Upgrade |
Total Non-Interest Income | 59.49 | 62.66 | 60.26 | 59.13 | 59.46 | 54.47 | Upgrade |
Non-Interest Income Growth (YoY) | -8.68% | 3.98% | 1.91% | -0.55% | 9.16% | 19.72% | Upgrade |
Revenues Before Loan Losses | 298.84 | 253.25 | 250.69 | 259.72 | 220.29 | 209.72 | Upgrade |
Provision for Loan Losses | 17.75 | 2.78 | 2.55 | 6.35 | -6.5 | 17.55 | Upgrade |
281.09 | 250.48 | 248.14 | 253.37 | 226.79 | 192.17 | Upgrade | |
Revenue Growth (YoY) | 13.87% | 0.94% | -2.06% | 11.72% | 18.02% | 3.65% | Upgrade |
Salaries and Employee Benefits | 90.83 | 78.28 | 80.12 | 79.66 | 66.1 | 66.03 | Upgrade |
Occupancy Expenses | 14.94 | 14.94 | 14.47 | 14.92 | - | - | Upgrade |
Federal Deposit Insurance | 2.91 | 2.91 | 2.83 | 1.86 | 1.42 | 0.74 | Upgrade |
Amortization of Goodwill & Intangibles | 2.03 | 2.03 | 2.84 | 3.71 | 2.73 | 3.54 | Upgrade |
Selling, General & Administrative | 31.06 | 28.3 | 24.67 | 22.34 | 34.12 | 30.59 | Upgrade |
Other Non-Interest Expense | 32.5 | 19.91 | 19.57 | 19.58 | 19.64 | 16.23 | Upgrade |
Total Non-Interest Expense | 174.26 | 146.38 | 144.5 | 142.07 | 124.01 | 117.12 | Upgrade |
EBT Excluding Unusual Items | 106.83 | 104.1 | 103.65 | 111.3 | 102.79 | 75.04 | Upgrade |
Pretax Income | 106.83 | 104.1 | 103.65 | 99.18 | 102.79 | 75.04 | Upgrade |
Income Tax Expense | 20.69 | 20.29 | 17.76 | 17.35 | 18.65 | 12.83 | Upgrade |
Net Income | 86.14 | 83.81 | 85.89 | 81.83 | 84.14 | 62.21 | Upgrade |
Net Income to Common | 86.14 | 83.81 | 85.89 | 81.83 | 84.14 | 62.21 | Upgrade |
Net Income Growth | 4.40% | -2.42% | 4.96% | -2.75% | 35.25% | 5.04% | Upgrade |
Basic Shares Outstanding | 33 | 30 | 30 | 29 | 27 | 27 | Upgrade |
Diluted Shares Outstanding | 33 | 30 | 30 | 29 | 27 | 27 | Upgrade |
Shares Change (YoY) | 11.03% | 0.33% | 0.32% | 11.03% | -0.01% | 2.77% | Upgrade |
EPS (Basic) | 2.62 | 2.83 | 2.91 | 2.78 | 3.17 | 2.34 | Upgrade |
EPS (Diluted) | 2.62 | 2.83 | 2.91 | 2.78 | 3.17 | 2.34 | Upgrade |
EPS Growth | -5.97% | -2.74% | 4.63% | -12.40% | 35.47% | 2.18% | Upgrade |
Dividend Per Share | 1.140 | 1.100 | 1.020 | 0.940 | 0.860 | 0.780 | Upgrade |
Dividend Growth | 7.55% | 7.84% | 8.51% | 9.30% | 10.26% | 11.43% | Upgrade |
Effective Tax Rate | 19.37% | 19.49% | 17.13% | 17.50% | 18.14% | 17.10% | Upgrade |
Updated Jul 28, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.