German American Bancorp Statistics
Total Valuation
GABC has a market cap or net worth of $1.61 billion. The enterprise value is $1.69 billion.
Important Dates
The next estimated earnings date is Monday, April 27, 2026, after market close.
| Earnings Date | Apr 27, 2026 |
| Ex-Dividend Date | Feb 10, 2026 |
Share Statistics
GABC has 37.58 million shares outstanding. The number of shares has increased by 24.08% in one year.
| Current Share Class | 37.58M |
| Shares Outstanding | 37.58M |
| Shares Change (YoY) | +24.08% |
| Shares Change (QoQ) | +0.00% |
| Owned by Insiders (%) | 3.96% |
| Owned by Institutions (%) | 52.44% |
| Float | 35.96M |
Valuation Ratios
The trailing PE ratio is 13.96 and the forward PE ratio is 11.36.
| PE Ratio | 13.96 |
| Forward PE | 11.36 |
| PS Ratio | 4.72 |
| Forward PS | 4.04 |
| PB Ratio | 1.38 |
| P/TBV Ratio | 2.15 |
| P/FCF Ratio | 10.49 |
| P/OCF Ratio | 10.14 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 14.96 |
| EV / Sales | 4.93 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 10.94 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.25 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 12.00%.
| Return on Equity (ROE) | 12.00% |
| Return on Assets (ROA) | 1.53% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 6.64% |
| Revenue Per Employee | $347,580 |
| Profits Per Employee | $114,466 |
| Employee Count | 984 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, GABC has paid $27.44 million in taxes.
| Income Tax | 27.44M |
| Effective Tax Rate | 19.59% |
Stock Price Statistics
The stock price has increased by +22.97% in the last 52 weeks. The beta is 0.58, so GABC's price volatility has been lower than the market average.
| Beta (5Y) | 0.58 |
| 52-Week Price Change | +22.97% |
| 50-Day Moving Average | 41.87 |
| 200-Day Moving Average | 40.32 |
| Relative Strength Index (RSI) | 64.42 |
| Average Volume (20 Days) | 214,913 |
Short Selling Information
The latest short interest is 1.22 million, so 3.24% of the outstanding shares have been sold short.
| Short Interest | 1.22M |
| Short Previous Month | 1.15M |
| Short % of Shares Out | 3.24% |
| Short % of Float | 3.39% |
| Short Ratio (days to cover) | 11.77 |
Income Statement
In the last 12 months, GABC had revenue of $342.02 million and earned $112.64 million in profits. Earnings per share was $3.06.
| Revenue | 342.02M |
| Gross Profit | 342.02M |
| Operating Income | 154.02M |
| Pretax Income | 140.07M |
| Net Income | 112.64M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $3.06 |
Full Income StatementBalance Sheet
The company has $123.03 million in cash and $192.66 million in debt, with a net cash position of -$69.63 million or -$1.85 per share.
| Cash & Cash Equivalents | 123.03M |
| Total Debt | 192.66M |
| Net Cash | -69.63M |
| Net Cash Per Share | -$1.85 |
| Equity (Book Value) | 1.16B |
| Book Value Per Share | 31.00 |
| Working Capital | -6.91B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $159.32 million and capital expenditures -$5.32 million, giving a free cash flow of $154.00 million.
| Operating Cash Flow | 159.32M |
| Capital Expenditures | -5.32M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -56.42M |
| Free Cash Flow | 154.00M |
| FCF Per Share | $4.10 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 45.03% |
| Pretax Margin | 40.95% |
| Profit Margin | 32.93% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 45.03% |
Dividends & Yields
This stock pays an annual dividend of $1.24, which amounts to a dividend yield of 2.90%.
| Dividend Per Share | $1.24 |
| Dividend Yield | 2.90% |
| Dividend Growth (YoY) | 7.27% |
| Years of Dividend Growth | 13 |
| Payout Ratio | 38.56% |
| Buyback Yield | -24.08% |
| Shareholder Yield | -21.17% |
| Earnings Yield | 6.97% |
| FCF Yield | 9.53% |
Dividend DetailsAnalyst Forecast
The average price target for GABC is $46.50, which is 8.24% higher than the current price. The consensus rating is "Buy".
| Price Target | $46.50 |
| Price Target Difference | 8.24% |
| Analyst Consensus | Buy |
| Analyst Count | 2 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on April 24, 2017. It was a forward split with a ratio of 1.5:1.
| Last Split Date | Apr 24, 2017 |
| Split Type | Forward |
| Split Ratio | 1.5:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
