German American Bancorp Statistics
Total Valuation
GABC has a market cap or net worth of $1.04 billion. The enterprise value is $1.11 billion.
| Market Cap | 1.04B |
| Enterprise Value | 1.11B |
Important Dates
The next estimated earnings date is Monday, July 29, 2024.
| Earnings Date | Jul 29, 2024 |
| Ex-Dividend Date | May 9, 2024 |
Share Statistics
GABC has 29.67 million shares outstanding. The number of shares has increased by 0.31% in one year.
| Shares Outstanding | 29.67M |
| Shares Change (YoY) | +0.31% |
| Shares Change (QoQ) | +0.03% |
| Owned by Insiders (%) | 5.60% |
| Owned by Institutions (%) | 49.20% |
| Float | 28.07M |
Valuation Ratios
The trailing PE ratio is 12.33 and the forward PE ratio is 12.53. GABC's PEG ratio is 2.43.
| PE Ratio | 12.33 |
| Forward PE | 12.53 |
| PS Ratio | 4.24 |
| Forward PS | 4.04 |
| PB Ratio | 1.59 |
| P/FCF Ratio | 10.58 |
| PEG Ratio | 2.43 |
Enterprise Valuation
The stock's EV/EBITDA ratio is 9.97, with an EV/FCF ratio of 11.28.
| EV / Earnings | 13.17 |
| EV / Sales | 4.52 |
| EV / EBITDA | 9.97 |
| EV / EBIT | 10.90 |
| EV / FCF | 11.28 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.29 |
| Debt / EBITDA | 1.73 |
| Debt / FCF | 1.95 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 13.70% and return on invested capital (ROIC) is 9.93%.
| Return on Equity (ROE) | 13.70% |
| Return on Assets (ROA) | 1.40% |
| Return on Capital (ROIC) | 9.93% |
| Revenue Per Employee | $291,886 |
| Profits Per Employee | $100,123 |
| Employee Count | 840 |
| Asset Turnover | 0.04 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, GABC has paid $17.46 million in taxes.
| Income Tax | 17.46M |
| Effective Tax Rate | 17.19% |
Stock Price Statistics
The stock price has increased by +27.49% in the last 52 weeks. The beta is 0.62, so GABC's price volatility has been lower than the market average.
| Beta (5Y) | 0.62 |
| 52-Week Price Change | +27.49% |
| 50-Day Moving Average | 32.70 |
| 200-Day Moving Average | 31.20 |
| Relative Strength Index (RSI) | 67.69 |
| Average Volume (20 Days) | 119,796 |
Short Selling Information
The latest short interest is 1.08 million, so 3.63% of the outstanding shares have been sold short.
| Short Interest | 1.08M |
| Short Previous Month | 1.11M |
| Short % of Shares Out | 3.63% |
| Short % of Float | 3.83% |
| Short Ratio (days to cover) | 12.32 |
Income Statement
In the last 12 months, GABC had revenue of $245.18 million and earned $84.10 million in profits. Earnings per share was $2.84.
| Revenue | 245.18M |
| Gross Profit | 245.18M |
| Operating Income | 101.57M |
| Pretax Income | 101.57M |
| Net Income | 84.10M |
| EBITDA | 111.04M |
| EBIT | 101.57M |
| Earnings Per Share (EPS) | $2.84 |
Balance Sheet
The company has $123.47 million in cash and $191.81 million in debt, giving a net cash position of -$68.34 million or -$2.30 per share.
| Cash & Cash Equivalents | 123.47M |
| Total Debt | 191.81M |
| Net Cash | -68.34M |
| Net Cash Per Share | -$2.30 |
| Equity (Book Value) | 655.25M |
| Book Value Per Share | 22.09 |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $99.62 million and capital expenditures -$1.44 million, giving a free cash flow of $98.18 million.
| Operating Cash Flow | 99.62M |
| Capital Expenditures | -1.44M |
| Free Cash Flow | 98.18M |
| FCF Per Share | $3.32 |
Margins
Gross margin is 100.00%, with operating and profit margins of 41.42% and 34.30%.
| Gross Margin | 100.00% |
| Operating Margin | 41.42% |
| Pretax Margin | 41.42% |
| Profit Margin | 34.30% |
| EBITDA Margin | 45.29% |
| EBIT Margin | 41.42% |
| FCF Margin | 40.04% |
Dividends & Yields
This stock pays an annual dividend of $1.08, which amounts to a dividend yield of 3.08%.
| Dividend Per Share | $1.08 |
| Dividend Yield | 3.08% |
| Dividend Growth (YoY) | 8.33% |
| Years of Dividend Growth | 11 |
| Payout Ratio | 38.03% |
| Buyback Yield | -0.31% |
| Shareholder Yield | 2.77% |
| Earnings Yield | 8.10% |
| FCF Yield | 9.45% |
Analyst Forecast
The average price target for GABC is $37.50, which is 7.08% higher than the current price. The consensus rating is "Buy".
| Price Target | $37.50 |
| Price Target Difference | 7.08% |
| Analyst Consensus | Buy |
| Analyst Count | 2 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on April 24, 2017. It was a forward split with a ratio of 3:2.
| Last Split Date | Apr 24, 2017 |
| Split Type | Forward |
| Split Ratio | 3:2 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |