Horace Mann Educators Corporation (HMN)
NYSE: HMN · Real-Time Price · USD
51.88
+0.34 (0.66%)
Aug 13, 2026, 4:00 PM EDT - Market closed
Horace Mann Educators Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Premiums Earned | 1,257 | 1,228 | 1,146 | 1,057 | 1,028 | 888.8 |
Investment Income | 468.8 | 464.3 | 445.7 | 444.8 | 400.9 | 422.5 |
Net Gains on Investments | -6.1 | -13 | -17.3 | -24 | -56.5 | -11 |
Total Other Revenues | 26 | 21.7 | 20.8 | 14 | 9.5 | 29 |
| 1,746 | 1,701 | 1,595 | 1,492 | 1,382 | 1,329 | |
Revenue Growth | 5.88% | 6.66% | 6.92% | 7.98% | 3.93% | 1.44% |
Insurance Benefits & Claims | 927.3 | 928.4 | 960.9 | 974.8 | 920.4 | 750.7 |
Policy Amortization Costs | 129.3 | 124.5 | 111.1 | 101.2 | 88.2 | 90.6 |
Other Operating Expenses | 435.1 | 410.9 | 360 | 332.9 | 337.1 | 264 |
Operating Income | 254.4 | 237.6 | 163.2 | 83 | 35.9 | 224 |
Interest Expense | -38 | -36.4 | -34.6 | -29.7 | -19.4 | -13.9 |
Total Non-Operating Income (Expense) | -38 | -36.4 | -34.6 | -29.7 | -19.4 | -13.9 |
Pretax Income | 216.4 | 201.2 | 128.6 | 53.3 | 16.5 | 210.1 |
Provision for Income Taxes | 39.1 | 39.1 | 25.8 | 8.3 | -3.3 | 39.7 |
Net Income | 177.3 | 162.1 | 102.8 | 45 | 19.8 | 170.4 |
Net Income to Common | 177.3 | 162.1 | 102.8 | 45 | 19.8 | 170.4 |
Net Income Growth | 26.55% | 57.68% | 128.44% | 127.27% | -88.38% | 27.83% |
Shares Outstanding (Basic) | 41 | 41 | 41 | 41 | 42 | 42 |
Shares Outstanding (Diluted) | 41 | 42 | 42 | 41 | 42 | 42 |
Shares Change | -0.30% | 0.24% | 0.24% | -0.96% | -0.95% | 0.48% |
EPS (Basic) | 4.33 | 3.93 | 2.49 | 1.09 | 0.48 | 4.06 |
EPS (Diluted) | 4.28 | 3.90 | 2.48 | 1.09 | 0.47 | 4.04 |
EPS Growth | 26.63% | 57.26% | 127.52% | 131.91% | -88.37% | 27.45% |
Free Cash Flow | 566.1 | 553.2 | 452.1 | 302.1 | 171.5 | 204.9 |
Free Cash Flow Growth | -7.12% | 22.36% | 49.65% | 76.15% | -16.30% | -21.13% |
Free Cash Flow Per Share | 13.67 | 13.30 | 10.89 | 7.30 | 4.10 | 4.86 |
Dividends Per Share | 1.420 | 1.400 | 1.360 | 1.320 | 1.280 | 1.240 |
Dividend Growth | 2.90% | 2.94% | 3.03% | 3.13% | 3.23% | 3.33% |
Operating Margin | 14.57% | 13.96% | 10.23% | 5.56% | 2.60% | 16.85% |
Profit Margin | 10.15% | 9.53% | 6.44% | 3.02% | 1.43% | 12.82% |
FCF Margin | 32.42% | 32.51% | 28.34% | 20.25% | 12.41% | 15.41% |
EBITDA | 281.3 | 264.7 | 189.6 | 109.2 | 63.5 | 242.4 |
EBITDA Margin | 16.11% | 15.56% | 11.89% | 7.32% | 4.60% | 18.24% |
EBIT | 254.4 | 237.6 | 163.2 | 83 | 35.9 | 224 |
EBIT Margin | 14.57% | 13.96% | 10.23% | 5.56% | 2.60% | 16.85% |
Effective Tax Rate | 18.07% | 19.43% | 20.06% | 15.57% | -20.00% | 18.90% |