IFS Income Statement

Financials in millions PEN. Fiscal year is January - December.

Millions PEN. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Jan '22 Jan 1, 2022
Interest Income on Loans	7,008	6,888	7,029	7,120	5,871	4,606
Interest Paid on Deposits	2,253	2,259	2,480	2,592	1,662	1,058
Net Interest Income	4,756	4,629	4,549	4,528	4,210	3,548
Net Interest Income Growth	3.44%	1.76%	0.46%	7.56%	18.66%	2.16%
Gain (Loss) on Sale of Assets	41.33	41.33	12.25	34.07	30.96	11.85
Gain (Loss) on Sale of Investments	166.98	200.33	61.01	14.11	-112.78	344.62
Gain (Loss) on Sale of Equity Investments	12.28	7.61	7.45	-	18.69	33.38
Other Non-Interest Income	1,836	1,756	1,576	1,495	1,458	1,076
Total Non-Interest Income	2,056	2,005	1,657	1,543	1,395	1,466
Non-Interest Income Growth	-1.30%	20.99%	7.37%	10.62%	-4.86%	23.97%
Revenues Before Loan Losses	6,812	6,634	6,206	6,071	5,605	5,014
Provision for Loan Losses	944.09	1,137	1,720	1,982	830.55	381.58
Revenue	5,868	5,498	4,486	4,090	4,774	4,632
Revenue Growth	10.03%	22.55%	9.69%	-14.34%	3.06%	104.83%
Salaries and Employee Benefits	1,205	1,116	955.25	897.28	870.48	807.38
Occupancy Expenses	452.57	450.27	413.06	379.04	336.23	279.69
Selling, General & Administrative	1,423	1,354	1,254	1,212	1,115	921.05
Other Non-Interest Expense	229.52	202.58	292.16	250.31	323.86	333.59
Total Non-Interest Expense	3,310	3,122	2,914	2,738	2,646	2,342
EBT Excluding Unusual Items	2,558	2,376	1,572	1,351	2,128	2,291
Asset Writedown	109.92	97.94	49.86	3.66	12.88	11.6
Pretax Income	2,668	2,473	1,622	1,355	2,141	2,302
Income Tax Expense	563.44	530.25	314.37	275.6	462.54	502.11
Earnings From Continuing Operations	2,105	1,943	1,307	1,079	1,678	1,800
Minority Interest in Earnings	-12.37	-10.73	-7.38	-6.55	-10.09	-10.02
Net Income	2,092	1,932	1,300	1,073	1,668	1,790
Net Income to Common	2,092	1,932	1,300	1,073	1,668	1,790
Net Income Growth	10.35%	48.64%	21.19%	-35.69%	-6.82%	367.09%
Basic Shares Outstanding	111	112	114	115	115	115
Diluted Shares Outstanding	111	112	114	115	115	115
Shares Change	-2.29%	-2.25%	-0.63%	-0.35%	-0.00%	-0.02%
EPS (Basic)	18.88	17.30	11.38	9.33	14.45	15.51
EPS (Diluted)	18.88	17.30	11.38	9.33	14.45	15.51
EPS Growth	12.93%	52.07%	21.96%	-35.46%	-6.82%	367.20%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Jan '22 Jan 1, 2022
Dividend Per Share	6.056	6.056	3.772	3.713	4.495	6.985
Dividend Growth	60.56%	60.56%	1.57%	-17.38%	-35.66%	150.94%
Effective Tax Rate	21.12%	21.44%	19.38%	20.34%	21.61%	21.81%

SEC Filings: 10-K · 10-Q