First Internet Bancorp (INBK)
NASDAQ: INBK · Real-Time Price · USD
29.06
-0.22 (-0.75%)
At close: Aug 14, 2026, 4:00 PM EDT
29.08
+0.02 (0.07%)
After-hours: Aug 14, 2026, 4:10 PM EDT
First Internet Bancorp Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 252.03 | 259.84 | 233.84 | 192.34 | 140.6 | 123.47 |
Interest Income on Investments | 62.86 | 60.32 | 58.04 | 47.11 | 16.31 | 10.42 |
Total Interest Income | 314.89 | 320.16 | 291.89 | 239.44 | 156.91 | 133.88 |
Interest Paid on Deposits | 174.65 | 188.39 | 183.15 | 143.36 | 41.83 | 29.82 |
Interest Paid on Borrowings | 15.53 | 18.01 | 21.36 | 21.18 | 17.98 | 17.51 |
Total Interest Expense | 190.18 | 206.4 | 204.51 | 164.54 | 59.82 | 47.33 |
Net Interest Income | 124.71 | 113.76 | 87.38 | 74.9 | 97.09 | 86.56 |
Net Interest Income Growth | 26.74% | 30.19% | 16.65% | -22.85% | 12.17% | 34.11% |
Mortgage Banking Activities | - | - | - | 0.08 | 5.46 | 15.05 |
Gain (Loss) on Sale of Assets | - | - | - | - | - | 2.52 |
Other Non-Interest Income | 13.5 | 11.03 | 14.02 | 5.52 | 4.42 | 3.67 |
Total Non-Interest Income | 6.93 | 2.71 | 47.35 | 26.13 | 21.26 | 32.84 |
Non-Interest Income Growth | -84.23% | -94.27% | 81.23% | 22.90% | -35.28% | -9.61% |
Revenues Before Loan Losses | 131.64 | 116.47 | 134.72 | 101.03 | 118.35 | 119.4 |
Provision for Loan Losses | 76.49 | 72.31 | 17.07 | 16.65 | 4.98 | 1.03 |
| 55.15 | 44.16 | 117.65 | 84.38 | 113.37 | 118.37 | |
Revenue Growth | -48.08% | -62.47% | 39.44% | -25.58% | -4.22% | 29.29% |
Salaries and Employee Benefits | 51.74 | 49.81 | 49.94 | 44.06 | 39.52 | 35.83 |
Occupancy Expenses | 14.67 | 13.67 | 11.9 | 10.6 | 10.69 | 7.06 |
Federal Deposit Insurance | 6.25 | 6.11 | 5 | 3.88 | 1.15 | 1.21 |
Selling, General & Administrative | 12.09 | 10.68 | 10.6 | 9.28 | 12.4 | 11.36 |
Other Non-Interest Expense | 16.07 | 14.76 | 12.67 | 11.61 | 9.51 | 6.34 |
Total Non-Interest Expense | 100.82 | 95.03 | 90.11 | 79.44 | 73.27 | 61.8 |
EBT Excluding Unusual Items | -45.67 | -50.87 | 27.54 | 4.94 | 40.1 | 56.57 |
Pretax Income | -45.67 | -50.87 | 27.54 | 4.94 | 40.1 | 56.57 |
Income Tax Expense | -14.24 | -15.7 | 2.27 | -3.48 | 4.56 | 8.46 |
Net Income | -31.43 | -35.17 | 25.28 | 8.42 | 35.54 | 48.11 |
Net Income to Common | -31.43 | -35.17 | 25.28 | 8.42 | 35.54 | 48.11 |
Net Income Growth | - | - | 200.30% | -76.32% | -26.13% | 63.36% |
Basic Shares Outstanding | 9 | 9 | 9 | 9 | 10 | 10 |
Diluted Shares Outstanding | 9 | 9 | 9 | 9 | 10 | 10 |
Shares Change | -0.49% | -0.41% | -1.05% | -7.67% | -3.82% | 1.36% |
EPS (Basic) | -3.60 | -4.03 | 2.91 | 0.95 | 3.73 | 4.85 |
EPS (Diluted) | -3.60 | -4.03 | 2.88 | 0.95 | 3.70 | 4.82 |
EPS Growth | - | - | 203.16% | -74.32% | -23.24% | 61.20% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share | 0.240 | 0.240 | 0.240 | 0.240 | 0.240 | 0.240 |
Dividend Growth | 0% | 0% | 0% | 0% | 0% | 0% |
Effective Tax Rate | - | - | 8.23% | - | 11.37% | 14.95% |