Midland States Bancorp, Inc. (MSBI)

NASDAQ: MSBI · Real-Time Price · USD

33.49

-0.27 (-0.80%)

At close: Aug 7, 2026, 4:00 PM EDT

33.47

-0.02 (-0.06%)

After-hours: Aug 7, 2026, 7:34 PM EDT

Midland States Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	236.83	236.8	236.35	248.82	256.7	207.68
Net Interest Income Growth	-2.28%	0.19%	-5.01%	-3.07%	23.60%	4.29%
Non-Interest Income	92.77	88.18	138.74	114.78	149.87	69.9
Non-Interest Income Growth	20.60%	-36.44%	20.87%	-23.41%	114.41%	14.12%
Revenues Before Loan Losses	329.6	324.98	375.09	363.61	406.56	277.57
Provision for Credit Losses	43.45	59.85	120.33	82.56	76.76	3.39
Revenue	286.15	265.14	254.76	281.05	329.8	274.18
Revenue Growth	41.09%	4.08%	-9.35%	-14.78%	20.29%	26.92%
Compensation Expenses	105.81	104.4	93.64	93.44	90.31	86.89
Selling, General & Admin	82.68	82.01	82.15	82.39	82.47	62.03
Other Non-Interest Expenses	26.57	193.59	32.06	17.26	25.64	26.15
Total Non-Interest Expense	228.19	380	207.86	193.08	198.41	175.07
Pretax Income	57.96	-114.87	46.9	87.96	131.39	99.11
Provision for Income Taxes	14.94	9.41	8.86	26.81	31.15	17.8
Net Income	43.02	-124.28	38.04	61.16	100.24	81.32
Net Income Attributable to Preferred Dividends	8.91	8.91	8.91	8.91	3.17	-
Net Income to Common	34.11	-133.19	29.13	52.24	97.07	81.32
Net Income Growth	-	-	-44.24%	-46.18%	19.37%	260.82%
Shares Outstanding (Basic)	22	22	22	22	22	22
Shares Outstanding (Diluted)	22	22	22	22	22	23
Shares Change	-1.10%	0.44%	-1.75%	-1.21%	-0.67%	-3.42%
EPS (Basic)	1.56	-6.12	1.32	2.33	4.29	3.58
EPS (Diluted)	1.56	-6.12	1.32	2.33	4.28	3.57
EPS Growth	-	-	-43.35%	-45.56%	19.89%	275.79%
Free Cash Flow	116.36	120.33	169.65	144.63	282.35	331.72
Free Cash Flow Growth	-33.99%	-29.07%	17.30%	-48.78%	-14.88%	-33.20%
Free Cash Flow Per Share	5.41	5.51	7.80	6.54	12.61	14.71
Dividends Per Share	1.280	1.260	1.240	1.200	1.160	1.120
Dividend Growth	3.23%	1.61%	3.33%	3.45%	3.57%	4.67%
Profit Margin	15.03%	-46.87%	14.93%	21.76%	30.39%	29.66%
FCF Margin	40.66%	45.39%	66.59%	51.46%	85.61%	120.99%
Effective Tax Rate	25.78%	-8.19%	18.88%	30.48%	23.71%	17.95%

SEC Filings: 10-K · 10-Q