Navient Corporation (NAVI)
NASDAQ: NAVI · Real-Time Price · USD
9.56
+0.28 (3.02%)
Sep 2, 2026, 4:00 PM EDT - Market closed
Navient Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest and Dividend Income | 2,904 | 3,108 | 3,809 | 4,419 | 3,223 | 2,648 |
Total Interest Expense | 2,384 | 2,619 | 3,203 | 3,546 | 1,972 | 1,286 |
Net Interest Income | 520 | 489 | 606 | 873 | 1,251 | 1,362 |
Gain (Loss) on Sale of Loans & Receivables | - | - | - | - | - | 78 |
Other Revenue | 36 | 70 | 301 | 342 | 409 | 603 |
Revenue Before Loan Losses | 601 | 610 | 961 | 1,279 | 1,737 | 2,211 |
Provision for Loan Losses | 267 | 280 | 113 | 123 | 79 | -61 |
| 334 | 330 | 848 | 1,156 | 1,658 | 2,272 | |
Revenue Growth | -42.81% | -61.09% | -26.64% | -30.28% | -27.02% | 48.21% |
Salaries & Employee Benefits | 124 | 149 | 316 | 401 | 444 | 569 |
Other Operating Expenses | 241 | 272 | 364 | 399 | 332 | 638 |
Total Operating Expenses | 370 | 424 | 688 | 810 | 795 | 1,237 |
Operating Income | -36 | -94 | 160 | 346 | 863 | 1,035 |
EBT Excluding Unusual Items | -36 | -94 | 160 | 346 | 863 | 1,035 |
Restructuring Charges | -16 | -17 | -39 | -25 | -36 | -26 |
Impairment of Goodwill | - | - | -137 | - | - | - |
Other Unusual Items | - | - | - | -8 | - | -73 |
Pretax Income | -52 | -111 | 174 | 313 | 827 | 936 |
Income Tax Expense | -3 | -31 | 43 | 85 | 182 | 219 |
Earnings From Continuing Ops. | -49 | -80 | 131 | 228 | 645 | 717 |
Net Income | -49 | -80 | 131 | 228 | 645 | 717 |
Net Income to Common | -49 | -80 | 131 | 228 | 645 | 717 |
Net Income Growth | - | - | -42.54% | -64.65% | -10.04% | 74.03% |
Shares Outstanding (Basic) | 96 | 99 | 109 | 122 | 142 | 170 |
Shares Outstanding (Diluted) | 96 | 99 | 111 | 123 | 144 | 172 |
Shares Change | -9.48% | -10.81% | -9.76% | -14.58% | -16.28% | -11.79% |
EPS (Basic) | -0.51 | -0.81 | 1.20 | 1.87 | 4.54 | 4.22 |
EPS (Diluted) | -0.52 | -0.81 | 1.18 | 1.85 | 4.49 | 4.18 |
EPS Growth | - | - | -36.22% | -58.80% | 7.42% | 97.17% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share | 0.640 | 0.640 | 0.640 | 0.640 | 0.640 | 0.640 |
Dividend Growth | 0% | 0% | 0% | 0% | 0% | 0% |
Operating Margin | -10.78% | -28.48% | 18.87% | 29.93% | 52.05% | 45.55% |
Profit Margin | -14.67% | -24.24% | 15.45% | 19.72% | 38.90% | 31.56% |
Effective Tax Rate | - | - | 24.71% | 27.16% | 22.01% | 23.40% |