NBT Bancorp Inc. (NBTB)
NASDAQ: NBTB · Real-Time Price · USD
42.53
+0.17 (0.40%)
Apr 25, 2025, 4:00 PM EDT - Market closed

NBT Bancorp Income Statement

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
TTM FY 2024 FY 2023 FY 2022 FY 2021 FY 2020 2015 - 2019
Period Ending
Mar '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 2015 - 2019
Interest Income on Loans
557.75552.85462.67332.77302.18307.86
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Interest Income on Investments
61.3958.8260.1251.337.740.42
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Total Interest Income
619.14611.67522.79384.07339.88348.28
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Interest Paid on Deposits
185.2186.95104.649.9210.7122.07
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Interest Paid on Borrowings
21.7724.639.9311.968.0710.53
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Total Interest Expense
206.97211.55144.5721.8818.7932.6
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Net Interest Income
412.17400.12378.22362.19321.09315.68
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Net Interest Income Growth (YoY)
8.95%5.79%4.43%12.80%1.71%1.32%
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Trust Income
42.8941.6434.7633.3133.7229.25
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Gain (Loss) on Sale of Investments
0.52.79-14.07-1.130.57-0.39
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Other Non-Interest Income
118.28115.31101.31108.77110.16104.22
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Total Non-Interest Income
178.88176.82137.43155.58157.79146.28
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Non-Interest Income Growth (YoY)
18.14%28.67%-11.67%-1.40%7.87%1.56%
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Revenues Before Loan Losses
591.06576.95515.65517.77478.88461.95
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Provision for Loan Losses
21.5819.6125.2717.15-8.2651.13
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Revenue
569.47557.34490.37500.62487.14410.82
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Revenue Growth (YoY)
13.26%13.66%-2.05%2.77%18.58%-4.50%
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Salaries and Employee Benefits
231.49226.5189.15183.3168.17157.35
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Federal Deposit Insurance
6.776.776.263.23.042.69
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Amortization of Goodwill & Intangibles
8.398.444.732.262.813.4
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Selling, General & Administrative
108106.4899.2592.390.0186.14
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Other Non-Interest Expense
26.1225.6624.9319.820.3424.86
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Total Non-Interest Expense
383.26376.35326.94303.5287.28277.73
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EBT Excluding Unusual Items
186.22180.99163.44197.12199.86133.09
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Pretax Income
183.47179.46153.46196.16199.86133.09
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Income Tax Expense
39.938.8234.6844.1644.9728.7
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Net Income
143.56140.64118.78152154.89104.39
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Net Income to Common
143.56140.64118.78152154.89104.39
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Net Income Growth
20.70%18.40%-21.85%-1.87%48.37%-13.74%
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Basic Shares Outstanding
474745434344
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Diluted Shares Outstanding
474745434444
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Shares Change (YoY)
3.55%5.95%3.68%-1.23%-0.61%-0.31%
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EPS (Basic)
3.042.982.673.543.572.39
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EPS (Diluted)
3.032.972.653.523.542.37
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EPS Growth
17.05%12.07%-24.72%-0.56%49.37%-13.50%
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Dividend Per Share
1.3401.3201.2401.1601.1001.080
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Dividend Growth
6.35%6.45%6.90%5.46%1.85%2.86%
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Effective Tax Rate
21.75%21.63%22.60%22.51%22.50%21.56%
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Updated Feb 28, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.
SEC Filings: 10-K · 10-Q