NBT Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Year	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013 - 1995
Cash & Equivalents	173.81	166.49	157.78	160	170.6	175.55	156.85	147.79	130.59	139.64	Upgrade
Cash & Cash Equivalents	173.81	166.49	157.78	160	170.6	175.55	156.85	147.79	130.59	139.64	Upgrade
Cash Growth	4.40%	5.52%	-1.39%	-6.21%	-2.82%	11.92%	6.13%	13.17%	-6.48%	-11.41%	Upgrade
Property, Plant & Equipment	80.68	69.05	72.09	74.21	75.63	78.97	81.31	84.19	88.83	89.26	Upgrade
Goodwill and Intangibles	402.29	288.55	289.47	292.28	286.79	290.37	281.46	281.25	283.22	283.95	Upgrade
Total Assets	13,309	11,739	12,012	10,933	9,716	9,556	9,137	8,867	8,263	7,807	Upgrade
Total Liabilities	11,883	10,566	10,762	9,745	8,596	8,538	8,179	7,954	7,381	6,943	Upgrade
Total Debt	637.39	787.95	311.48	406.73	820.68	1,047	909.19	886.99	674.12	548.94	Upgrade
Debt Growth	-19.11%	152.97%	-23.42%	-50.44%	-21.59%	15.12%	2.50%	31.58%	22.80%	-36.62%	Upgrade
Retained Earnings	1,022	958.43	856.2	749.06	696.21	621.2	543.71	501.76	462.23	423.96	Upgrade
Comprehensive Income	-160.93	-190.03	-23.34	0.42	-19.03	-43.17	-22.08	-21.52	-22.42	-17.03	Upgrade
Shareholders' Equity	1,426	1,174	1,250	1,188	1,120	1,018	958.18	913.32	882	864.18	Upgrade
Net Cash / Debt	-463.58	-621.46	-153.7	-246.74	-650.09	-871.07	-752.34	-739.2	-543.53	-409.31	Upgrade
Book Value Per Share	30.28	27.39	28.85	27.22	25.59	23.31	22.01	21.16	20.37	19.76	Upgrade

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).