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NBT Bancorp Inc. (NBTB)
NASDAQ: NBTB · Real-Time Price · USD
53.56
-0.01 (-0.02%)
At close: Aug 14, 2026, 4:00 PM EDT
53.47
-0.09 (-0.17%)
After-hours: Aug 14, 2026, 7:34 PM EDT

NBT Bancorp Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Market Capitalization
2,7832,1722,2531,9731,8611,670
Market Cap Growth
23.93%-3.59%14.16%6.05%11.44%19.24%
Last Close Price
53.5640.8345.4638.6438.6833.34

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
13.1312.8416.0216.6112.2410.78
PS Ratio
3.843.274.044.023.723.43
PB Ratio
1.431.151.481.381.591.34
P/FCF Ratio
11.339.9212.7413.3210.5611.03
P/OCF Ratio
10.649.2411.9512.5310.1610.49

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.280.230.360.530.790.32
Debt / FCF Ratio
2.211.963.115.145.282.64
Net Debt / Equity Ratio
0.09-0.070.110.320.53-0.74
Net Debt / FCF Ratio
0.72-0.580.913.113.50-6.14
Return on Equity (ROE)
11.42%9.89%9.53%9.14%12.54%12.71%
Return on Assets (ROA)
1.33%1.14%1.04%0.95%1.28%1.35%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
7.70%7.79%6.24%6.02%8.17%9.28%
FCF Yield
8.83%10.08%7.85%7.51%9.47%9.07%
Dividend Yield
2.99%3.48%2.90%3.21%3.00%3.30%
Payout Ratio
39.21%42.90%44.27%47.05%32.74%30.82%
Buyback Yield / Dilution
-8.56%-7.26%-5.95%-3.68%1.23%0.61%
Total Shareholder Return
-5.57%-3.78%-3.04%-0.47%4.23%3.91%
SEC Filings: 10-K · 10-Q