Skip to main content
logo
NBT Bancorp Inc. (NBTB)
NASDAQ: NBTB · Real-Time Price · USD
51.51
+0.06 (0.12%)
At close: Sep 18, 2026, 4:00 PM EDT
51.51
0.00 (0.00%)
After-hours: Sep 18, 2026, 7:30 PM EDT

NBT Bancorp Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Market Capitalization
2,6762,1722,2531,9731,8611,670
Market Cap Growth
19.44%-3.59%14.16%6.05%11.44%19.24%
Last Close Price
51.5140.5145.1138.3438.3833.08

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
12.6212.8416.0216.6112.2410.78
PS Ratio
3.703.274.044.023.723.43
PB Ratio
1.381.151.481.381.591.34
P/FCF Ratio
10.909.9212.7413.3210.5611.03
P/OCF Ratio
10.239.2411.9512.5310.1610.49

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.280.230.360.530.790.32
Debt / FCF Ratio
2.211.963.115.145.282.64
Net Debt / Equity Ratio
0.09-0.070.110.320.53-0.74
Net Debt / FCF Ratio
0.72-0.580.913.113.50-6.14
Return on Equity (ROE)
11.42%9.89%9.53%9.14%12.54%12.71%
Return on Assets (ROA)
1.33%1.14%1.04%0.95%1.28%1.35%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
8.00%7.79%6.24%6.02%8.17%9.28%
FCF Yield
9.18%10.08%7.85%7.51%9.47%9.07%
Dividend Yield
3.11%3.50%2.93%3.23%3.02%3.33%
Payout Ratio
39.21%42.90%44.27%47.05%32.74%30.82%
Buyback Yield / Dilution
-8.56%-7.26%-5.95%-3.68%1.23%0.61%
Total Shareholder Return
-5.45%-3.75%-3.02%-0.45%4.25%3.94%
SEC Filings: 10-K · 10-Q