NBT Bancorp Inc. (NBTB)
NASDAQ: NBTB · Real-Time Price · USD
48.18
+0.51 (1.07%)
At close: Jun 12, 2026, 4:00 PM EDT
48.18
0.00 (0.00%)
After-hours: Jun 12, 2026, 4:10 PM EDT
NBT Bancorp Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 183.63 | 169.24 | 140.64 | 118.78 | 152 | 154.89 |
Depreciation & Amortization | 36.67 | 35.03 | 30 | 25.01 | 22.52 | 25.71 |
Provision for Credit Losses | 30.28 | 32.25 | 19.61 | 25.27 | 17.15 | -8.26 |
Stock-Based Compensation | 6.48 | 5.28 | 5.99 | 5.1 | 4.53 | 4.41 |
Net Change in Loans Held-for-Sale | 13.59 | 8.15 | -5.97 | -1.99 | 0.2 | 0.46 |
Other Adjustments | -13.4 | 9.86 | -2.45 | 13.19 | -25.1 | -6.05 |
Changes in Other Operating Activities | -34.57 | -24.59 | 0.75 | -27.91 | 11.93 | -11.98 |
Operating Cash Flow | 246.25 | 235.22 | 188.57 | 157.46 | 183.22 | 159.19 |
Operating Cash Flow Growth | 27.05% | 24.74% | 19.76% | -14.06% | 15.10% | 9.58% |
Net Change in Loans Held-for-Investment | 79.44 | 17.14 | -337.66 | -338.11 | -659.95 | -9.31 |
Net Change in Securities and Investments | 41.32 | 119.06 | -61.75 | 253.95 | -239.33 | -496.97 |
Payments for Business Acquisitions | 39.01 | 37.94 | -1.38 | 44.56 | -2.62 | -1.55 |
Capital Expenditures | -17.02 | -16.3 | -11.74 | -9.25 | -7.01 | -7.74 |
Sale of Property, Plant & Equipment | 0.7 | 0.35 | 0.08 | 0.27 | 0.43 | 1.29 |
Other Investing Activities | 5.62 | 10.88 | 13.3 | 4.36 | -17.74 | -33.33 |
Investing Cash Flow | 276.55 | 169.07 | -399.16 | -44.23 | -926.22 | -547.61 |
Net Change in Deposits | 170.41 | 88.38 | 577.77 | 164.09 | -738.54 | 1,153 |
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements | -10.79 | -57.87 | -223.71 | -231.74 | 487.22 | -70.59 |
Long-Term Debt Issued | - | - | - | 25 | 1.52 | - |
Long-Term Debt Repaid | -1.65 | -144.66 | -0.15 | -0.12 | -12.7 | -25.1 |
Net Long-Term Debt Issued (Repaid) | -1.65 | -144.66 | -0.15 | 24.88 | -11.18 | -25.1 |
Issuance of Common Stock | - | 0.12 | 0.06 | 0.09 | - | 0.11 |
Repurchase of Common Stock | -25.12 | -14.6 | -2.24 | -6.82 | -16.46 | -24.65 |
Net Common Stock Issued (Repurchased) | -25.12 | -14.48 | -2.18 | -6.73 | -16.46 | -24.53 |
Common Dividends Paid | -75.77 | -72.59 | -62.26 | -55.89 | -49.77 | -47.74 |
Financing Cash Flow | -60.81 | -201.23 | 289.46 | -105.39 | -328.73 | 984.81 |
Net Cash Flow | 461.99 | 203.06 | 78.87 | 7.84 | -1,072 | 596.39 |
Free Cash Flow | 229.23 | 218.92 | 176.83 | 148.2 | 176.21 | 151.45 |
Free Cash Flow Growth | 4.71% | 23.80% | 19.31% | -15.90% | 16.36% | 10.45% |
FCF Margin | 32.91% | 31.41% | 30.65% | 28.48% | 35.20% | 31.09% |
Free Cash Flow Per Share | 4.40 | 4.30 | 3.73 | 3.31 | 4.08 | 3.46 |
Levered Free Cash Flow | 167.06 | 18.71 | 159.49 | 131.51 | 168.26 | 135.78 |
Unlevered Free Cash Flow | -14.92 | -5.86 | 19 | -12.15 | 27.44 | 5.99 |