NBT Bancorp Inc. (NBTB)
NASDAQ: NBTB · Real-Time Price · USD
53.56
-0.01 (-0.02%)
At close: Aug 14, 2026, 4:00 PM EDT
53.47
-0.09 (-0.17%)
After-hours: Aug 14, 2026, 7:34 PM EDT
NBT Bancorp Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 214.15 | 169.24 | 140.64 | 118.78 | 152 | 154.89 |
Depreciation & Amortization | 36.17 | 33.53 | 27.5 | 22.27 | 19.06 | 19.88 |
Other Amortization | - | 0.2 | 0.44 | 0.44 | 0.44 | 0.44 |
Gain (Loss) on Sale of Assets | -0.08 | -0.06 | -0 | -0.07 | -0.26 | 0.18 |
Gain (Loss) on Sale of Investments | 0.04 | 1.35 | -0.29 | 16.8 | 4.59 | 5.27 |
Provision for Credit Losses | 18.58 | 32.25 | 19.61 | 25.27 | 17.15 | -8.26 |
Net Decrease (Increase) in Loans Originated / Sold - Operating | 3.75 | 8.15 | -5.97 | -1.99 | 0.2 | 0.46 |
Change in Other Net Operating Assets | -28.15 | -24.59 | 0.75 | -27.91 | 11.93 | -11.98 |
Other Operating Activities | 11.59 | 11.18 | 0.4 | -0.79 | -26 | -5.35 |
Operating Cash Flow | 261.66 | 235.22 | 188.57 | 157.46 | 183.22 | 159.19 |
Operating Cash Flow Growth | 37.87% | 24.74% | 19.76% | -14.06% | 15.10% | 9.58% |
Capital Expenditures | -16.05 | -16.3 | -11.74 | -9.25 | -7.01 | -7.74 |
Cash Acquisitions | -1.14 | 37.94 | -1.38 | 44.56 | -2.62 | -1.55 |
Investment in Securities | -204.59 | 119.06 | -61.75 | 253.95 | -239.33 | -496.97 |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -267.47 | 17.14 | -337.66 | -338.11 | -659.95 | -9.31 |
Other Investing Activities | 5.08 | 11.23 | 13.38 | 4.62 | -17.32 | -32.04 |
Investing Cash Flow | -484.18 | 169.07 | -399.16 | -44.23 | -926.22 | -547.61 |
Short-Term Debt Issued | - | - | - | - | 487.22 | - |
Long-Term Debt Issued | - | - | - | 25 | 1.52 | - |
Total Debt Issued | 168.37 | - | - | 25 | 488.74 | - |
Short-Term Debt Repaid | - | -57.87 | -223.71 | -231.74 | - | -70.59 |
Long-Term Debt Repaid | - | -144.66 | -0.15 | -0.12 | -12.7 | -25.1 |
Total Debt Repaid | -109.54 | -202.54 | -223.86 | -231.86 | -12.7 | -95.69 |
Net Debt Issued (Repaid) | 58.83 | -202.54 | -223.86 | -206.86 | 476.04 | -95.69 |
Issuance of Common Stock | 0.12 | 0.12 | 0.06 | 0.09 | - | 0.11 |
Repurchase of Common Stock | -28.23 | -14.6 | -2.24 | -6.82 | -16.46 | -24.65 |
Common Dividends Paid | -77.18 | -72.59 | -62.26 | -55.89 | -49.77 | -47.74 |
Net Increase (Decrease) in Deposit Accounts | 22.07 | 88.38 | 577.77 | 164.09 | -738.54 | 1,153 |
Financing Cash Flow | -24.39 | -201.23 | 289.46 | -105.39 | -328.73 | 984.81 |
Net Cash Flow | -246.91 | 203.06 | 78.87 | 7.84 | -1,072 | 596.39 |
Free Cash Flow | 245.61 | 218.92 | 176.83 | 148.2 | 176.21 | 151.45 |
Free Cash Flow Growth | 39.70% | 23.80% | 19.31% | -15.90% | 16.36% | 10.45% |
Free Cash Flow Margin | 33.93% | 32.93% | 31.73% | 30.22% | 35.20% | 31.09% |
Free Cash Flow Per Share | 4.68 | 4.30 | 3.73 | 3.31 | 4.08 | 3.46 |
Cash Interest Paid | 216.15 | 215.59 | 215.15 | 130.18 | 20.61 | 20.29 |
Cash Income Tax Paid | 28.2 | 24.57 | 23.32 | 27.64 | 62.8 | 46.1 |