NBT Bancorp Inc. (NBTB)

NBT Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Year	2023	2022	2021	2020	2019
Net Income	118.78	152	154.89	104.39	121.02
Depreciation & Amortization	22.27	19.06	19.88	20.55	20.32
Share-Based Compensation	4.81	4.24	4.03	4.4	3.8
Other Operating Activities	11.6	7.93	-19.61	15.94	8.33
Operating Cash Flow	157.46	183.22	159.19	145.27	153.46
Operating Cash Flow Growth	-14.06%	15.10%	9.58%	-5.34%	3.85%
Capital Expenditures	-9.25	-7.01	-7.74	-8.16	-6.65
Acquisitions	44.56	-2.62	-1.55	-6.76	0
Change in Investments	-83.3	-918.46	-502.73	-698.73	-58.78
Other Investing Activities	3.77	1.87	-35.59	1.06	1.09
Investing Cash Flow	-44.23	-926.22	-547.61	-712.59	-64.34
Dividends Paid	-55.89	-49.77	-47.74	-47.21	-46.01
Share Issuance / Repurchase	-4.85	-14.71	-21.6	-7.8	0.73
Debt Issued / Paid	-206.86	476.04	-95.69	-414.18	-225.93
Other Financing Activities	162.21	-740.29	1,150	1,492	217.99
Financing Cash Flow	-105.39	-328.73	984.81	1,023	-53.23
Net Cash Flow	7.84	-1,071.72	596.39	455.84	35.89
Free Cash Flow	148.2	176.21	151.45	137.12	146.82
Free Cash Flow Growth	-15.90%	16.36%	10.45%	-6.61%	4.59%
Free Cash Flow Margin	29.93%	35.20%	31.09%	33.38%	34.13%
Free Cash Flow Per Share	3.15	4.11	3.49	3.14	3.35

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).