NBT Bancorp Inc. (NBTB)
NASDAQ: NBTB · Real-Time Price · USD
40.77
+0.30 (0.74%)
Nov 3, 2025, 4:00 PM EST - Market closed
NBT Bancorp Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|
Period Ending | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
Net Income | 140.64 | 118.78 | 152 | 154.89 | 104.39 | Upgrade |
Depreciation & Amortization | 27.5 | 22.27 | 19.06 | 19.88 | 20.55 | Upgrade |
Other Amortization | 0.44 | 0.44 | 0.44 | 0.44 | 0.23 | Upgrade |
Gain (Loss) on Sale of Assets | -0 | -0.07 | -0.26 | 0.18 | -0.1 | Upgrade |
Gain (Loss) on Sale of Investments | -0.29 | 16.8 | 4.59 | 5.27 | 4.76 | Upgrade |
Provision for Credit Losses | 19.61 | 25.27 | 17.15 | -8.26 | 51.13 | Upgrade |
Net Decrease (Increase) in Loans Originated / Sold - Operating | -5.97 | -1.99 | 0.2 | 0.46 | 10.43 | Upgrade |
Change in Other Net Operating Assets | 0.75 | -27.91 | 11.93 | -11.98 | -47.07 | Upgrade |
Other Operating Activities | 0.4 | -0.79 | -26 | -5.35 | -1.46 | Upgrade |
Operating Cash Flow | 188.57 | 157.46 | 183.22 | 159.19 | 145.27 | Upgrade |
Operating Cash Flow Growth | 19.76% | -14.06% | 15.10% | 9.58% | -5.34% | Upgrade |
Capital Expenditures | -11.74 | -9.25 | -7.01 | -7.74 | -8.16 | Upgrade |
Cash Acquisitions | -1.38 | 44.56 | -2.62 | -1.55 | -6.76 | Upgrade |
Investment in Securities | -61.75 | 253.95 | -239.33 | -496.97 | -338.34 | Upgrade |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -337.66 | -338.11 | -659.95 | -9.31 | -378.77 | Upgrade |
Other Investing Activities | 13.38 | 4.62 | -17.32 | -33.33 | 18.32 | Upgrade |
Investing Cash Flow | -399.16 | -44.23 | -926.22 | -547.61 | -712.59 | Upgrade |
Short-Term Debt Issued | - | - | 487.22 | - | - | Upgrade |
Long-Term Debt Issued | - | 25 | 1.52 | - | 100 | Upgrade |
Total Debt Issued | - | 25 | 488.74 | - | 100 | Upgrade |
Short-Term Debt Repaid | -223.71 | -231.74 | - | -70.59 | -486.89 | Upgrade |
Long-Term Debt Repaid | -0.15 | -0.12 | -12.7 | -25.1 | -25.11 | Upgrade |
Total Debt Repaid | -223.86 | -231.86 | -12.7 | -95.69 | -512 | Upgrade |
Net Debt Issued (Repaid) | -223.86 | -206.86 | 476.04 | -95.69 | -412 | Upgrade |
Issuance of Common Stock | 0.06 | 0.09 | - | 0.11 | 0.18 | Upgrade |
Repurchase of Common Stock | -2.24 | -6.82 | -16.46 | -24.65 | -9.52 | Upgrade |
Common Dividends Paid | -62.26 | -55.89 | -49.77 | -47.74 | -47.21 | Upgrade |
Net Increase (Decrease) in Deposit Accounts | 577.77 | 164.09 | -738.54 | 1,153 | 1,494 | Upgrade |
Other Financing Activities | - | - | - | - | -2.18 | Upgrade |
Financing Cash Flow | 289.46 | -105.39 | -328.73 | 984.81 | 1,023 | Upgrade |
Net Cash Flow | 78.87 | 7.84 | -1,072 | 596.39 | 455.84 | Upgrade |
Free Cash Flow | 176.83 | 148.2 | 176.21 | 151.45 | 137.12 | Upgrade |
Free Cash Flow Growth | 19.31% | -15.90% | 16.36% | 10.45% | -6.61% | Upgrade |
Free Cash Flow Margin | 31.73% | 30.22% | 35.20% | 31.09% | 33.38% | Upgrade |
Free Cash Flow Per Share | 3.73 | 3.31 | 4.08 | 3.46 | 3.12 | Upgrade |
Cash Interest Paid | 215.15 | 130.18 | 20.61 | 20.29 | 31.69 | Upgrade |
Cash Income Tax Paid | 23.32 | 27.64 | 62.8 | 46.1 | 45.79 | Upgrade |
Updated Oct 27, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.