NBT Bancorp Statistics
Total Valuation
NBT Bancorp has a market cap or net worth of $2.01 billion. The enterprise value is $2.07 billion.
Important Dates
The last earnings date was Thursday, April 24, 2025, after market close.
Earnings Date | Apr 24, 2025 |
Ex-Dividend Date | Mar 3, 2025 |
Share Statistics
NBT Bancorp has 47.26 million shares outstanding. The number of shares has increased by 3.55% in one year.
Current Share Class | 47.26M |
Shares Outstanding | 47.26M |
Shares Change (YoY) | +3.55% |
Shares Change (QoQ) | -0.06% |
Owned by Insiders (%) | 1.98% |
Owned by Institutions (%) | 66.79% |
Float | 46.30M |
Valuation Ratios
The trailing PE ratio is 14.06 and the forward PE ratio is 11.53.
PE Ratio | 14.06 |
Forward PE | 11.53 |
PS Ratio | 3.53 |
Forward PS | 2.93 |
PB Ratio | 1.28 |
P/TBV Ratio | 1.72 |
P/FCF Ratio | n/a |
P/OCF Ratio | n/a |
PEG Ratio | n/a |
Financial Ratio History Enterprise Valuation
EV / Earnings | 14.43 |
EV / Sales | 3.64 |
EV / EBITDA | n/a |
EV / EBIT | n/a |
EV / FCF | n/a |
Financial Position
Current Ratio | n/a |
Quick Ratio | n/a |
Debt / Equity | n/a |
Debt / EBITDA | n/a |
Debt / FCF | n/a |
Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 9.55%.
Return on Equity (ROE) | 9.55% |
Return on Assets (ROA) | 1.05% |
Return on Invested Capital (ROIC) | n/a |
Return on Capital Employed (ROCE) | n/a |
Revenue Per Employee | $273,391 |
Profits Per Employee | $68,921 |
Employee Count | 2,083 |
Asset Turnover | n/a |
Inventory Turnover | n/a |
Taxes
In the past 12 months, NBT Bancorp has paid $39.90 million in taxes.
Income Tax | 39.90M |
Effective Tax Rate | 21.75% |
Stock Price Statistics
The stock price has increased by +18.47% in the last 52 weeks. The beta is 0.53, so NBT Bancorp's price volatility has been lower than the market average.
Beta (5Y) | 0.53 |
52-Week Price Change | +18.47% |
50-Day Moving Average | 43.32 |
200-Day Moving Average | 46.01 |
Relative Strength Index (RSI) | 57.19 |
Average Volume (20 Days) | 287,261 |
Short Selling Information
The latest short interest is 1.96 million, so 4.15% of the outstanding shares have been sold short.
Short Interest | 1.96M |
Short Previous Month | 1.72M |
Short % of Shares Out | 4.15% |
Short % of Float | 4.24% |
Short Ratio (days to cover) | 6.73 |
Income Statement
In the last 12 months, NBT Bancorp had revenue of $569.47 million and earned $143.56 million in profits. Earnings per share was $3.03.
Revenue | 569.47M |
Gross Profit | 569.47M |
Operating Income | 203.87M |
Pretax Income | 156.62M |
Net Income | 143.56M |
EBITDA | n/a |
EBIT | n/a |
Earnings Per Share (EPS) | $3.03 |
Full Income Statement Balance Sheet
The company has $254.08 million in cash and $312.98 million in debt, giving a net cash position of -$58.89 million or -$1.25 per share.
Cash & Cash Equivalents | 254.08M |
Total Debt | 312.98M |
Net Cash | -58.89M |
Net Cash Per Share | -$1.25 |
Equity (Book Value) | 1.57B |
Book Value Per Share | 33.24 |
Working Capital | -11.53B |
Full Balance Sheet Cash Flow
Operating Cash Flow | n/a |
Capital Expenditures | n/a |
Free Cash Flow | n/a |
FCF Per Share | n/a |
Full Cash Flow Statement Margins
Gross Margin | n/a |
Operating Margin | 35.80% |
Pretax Margin | 32.22% |
Profit Margin | 25.21% |
EBITDA Margin | n/a |
EBIT Margin | n/a |
FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of $1.36, which amounts to a dividend yield of 3.20%.
Dividend Per Share | $1.36 |
Dividend Yield | 3.20% |
Dividend Growth (YoY) | 6.35% |
Years of Dividend Growth | 10 |
Payout Ratio | 44.89% |
Buyback Yield | -3.55% |
Shareholder Yield | -0.36% |
Earnings Yield | 7.13% |
FCF Yield | n/a |
Dividend Details Analyst Forecast
The average price target for NBT Bancorp is $54.67, which is 28.55% higher than the current price. The consensus rating is "Hold".
Price Target | $54.67 |
Price Target Difference | 28.55% |
Analyst Consensus | Hold |
Analyst Count | 3 |
Revenue Growth Forecast (5Y) | n/a |
EPS Growth Forecast (5Y) | n/a |
Stock Forecasts Stock Splits
The last stock split was on November 29, 1999. It was a forward split with a ratio of 1.05:1.
Last Split Date | Nov 29, 1999 |
Split Type | Forward |
Split Ratio | 1.05:1 |
Scores
Altman Z-Score | n/a |
Piotroski F-Score | 2 |