NBT Bancorp Statistics
Total Valuation
NBT Bancorp has a market cap or net worth of $2.13 billion. The enterprise value is $2.49 billion.
| Market Cap | 2.13B |
| Enterprise Value | 2.49B |
Important Dates
The next confirmed earnings date is Monday, July 22, 2024, after market close.
| Earnings Date | Jul 22, 2024 |
| Ex-Dividend Date | Jun 3, 2024 |
Share Statistics
NBT Bancorp has 47.15 million shares outstanding. The number of shares has increased by 9.91% in one year.
| Shares Outstanding | 47.15M |
| Shares Change (YoY) | +9.91% |
| Shares Change (QoQ) | +0.14% |
| Owned by Insiders (%) | 3.32% |
| Owned by Institutions (%) | 61.49% |
| Float | 45.58M |
Valuation Ratios
The trailing PE ratio is 17.46 and the forward PE ratio is 14.97. NBT Bancorp's PEG ratio is 3.82.
| PE Ratio | 17.46 |
| Forward PE | 14.97 |
| PS Ratio | 4.20 |
| Forward PS | 3.69 |
| PB Ratio | 1.48 |
| P/FCF Ratio | 13.16 |
| PEG Ratio | 3.82 |
Enterprise Valuation
The stock's EV/EBITDA ratio is 13.99, with an EV/FCF ratio of 15.35.
| EV / Earnings | 20.92 |
| EV / Sales | 4.90 |
| EV / EBITDA | 13.99 |
| EV / EBIT | 16.21 |
| EV / FCF | 15.35 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.36 |
| Debt / EBITDA | 2.91 |
| Debt / FCF | 3.20 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 8.70% and return on invested capital (ROIC) is 6.07%.
| Return on Equity (ROE) | 8.70% |
| Return on Assets (ROA) | 0.90% |
| Return on Capital (ROIC) | 6.07% |
| Revenue Per Employee | $249,530 |
| Profits Per Employee | $58,479 |
| Employee Count | 2,034 |
| Asset Turnover | 0.04 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, NBT Bancorp has paid $34.48 million in taxes.
| Income Tax | 34.48M |
| Effective Tax Rate | 22.47% |
Stock Price Statistics
The stock price has increased by +27.27% in the last 52 weeks. The beta is 0.51, so NBT Bancorp's price volatility has been lower than the market average.
| Beta (5Y) | 0.51 |
| 52-Week Price Change | +27.27% |
| 50-Day Moving Average | 38.03 |
| 200-Day Moving Average | 36.53 |
| Relative Strength Index (RSI) | 79.16 |
| Average Volume (20 Days) | 285,358 |
Short Selling Information
The latest short interest is 1.13 million, so 2.40% of the outstanding shares have been sold short.
| Short Interest | 1.13M |
| Short Previous Month | 1.06M |
| Short % of Shares Out | 2.40% |
| Short % of Float | 2.48% |
| Short Ratio (days to cover) | 5.60 |
Income Statement
In the last 12 months, NBT Bancorp had revenue of $507.54 million and earned $118.95 million in profits. Earnings per share was $2.59.
| Revenue | 507.54M |
| Gross Profit | 507.54M |
| Operating Income | 153.43M |
| Pretax Income | 153.43M |
| Net Income | 118.95M |
| EBITDA | 177.83M |
| EBIT | 153.43M |
| Earnings Per Share (EPS) | $2.59 |
Balance Sheet
The company has $162.46 million in cash and $518.19 million in debt, giving a net cash position of -$355.73 million or -$7.54 per share.
| Cash & Cash Equivalents | 162.46M |
| Total Debt | 518.19M |
| Net Cash | -355.73M |
| Net Cash Per Share | -$7.54 |
| Equity (Book Value) | 1.44B |
| Book Value Per Share | 30.57 |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $172.36 million and capital expenditures -$10.29 million, giving a free cash flow of $162.07 million.
| Operating Cash Flow | 172.36M |
| Capital Expenditures | -10.29M |
| Free Cash Flow | 162.07M |
| FCF Per Share | $3.44 |
Margins
Gross margin is 100.00%, with operating and profit margins of 30.23% and 23.44%.
| Gross Margin | 100.00% |
| Operating Margin | 30.23% |
| Pretax Margin | 30.23% |
| Profit Margin | 23.44% |
| EBITDA Margin | 35.04% |
| EBIT Margin | 30.23% |
| FCF Margin | 31.93% |
Dividends & Yields
This stock pays an annual dividend of $1.28, which amounts to a dividend yield of 2.83%.
| Dividend Per Share | $1.28 |
| Dividend Yield | 2.83% |
| Dividend Growth (YoY) | 6.67% |
| Years of Dividend Growth | 11 |
| Payout Ratio | 49.42% |
| Buyback Yield | -9.91% |
| Shareholder Yield | -7.08% |
| Earnings Yield | 5.58% |
| FCF Yield | 7.60% |
Analyst Forecast
The average price target for NBT Bancorp is $41.33, which is -8.60% lower than the current price. The consensus rating is "Buy".
| Price Target | $41.33 |
| Price Target Difference | -8.60% |
| Analyst Consensus | Buy |
| Analyst Count | 6 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on November 29, 1999. It was a forward split with a ratio of 105:100.
| Last Split Date | Nov 29, 1999 |
| Split Type | Forward |
| Split Ratio | 105:100 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |