nCino, Inc. (NCNO)
NASDAQ: NCNO · Real-Time Price · USD
18.68
-0.67 (-3.46%)
Oct 2, 2026, 4:00 PM EDT - Market closed
nCino Financials Overview
Financials in millions USD. Fiscal year is February - January.
Millions USD. Fiscal year is Feb - Jan.
| Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 31, 2026 | Jan '26 Jan 31, 2026 | Jan '25 Jan 31, 2025 | Jan '24 Jan 31, 2024 | Jan '23 Jan 31, 2023 | Jan '22 Jan 31, 2022 |
Revenue Revenue Growth | 622.24 | 594.78 | 540.66 | 476.54 | 408.32 | 273.87 |
Revenue Growth | 8.57% | 10.01% | 13.45% | 16.71% | 49.09% | 34.05% |
Gross Profit Gross Profit Growth | 387.3 | 361.38 | 324.79 | 285.24 | 239.04 | 162.45 |
Operating Income Operating Income Growth | 50.88 | 16.8 | -9.37 | -34.36 | -83.06 | -51.03 |
Net Income Net Income Growth | 33.6 | 5.18 | -37.88 | -42.35 | -102.72 | -49.45 |
Earnings Per Share EPS Growth | 0.31 | 0.05 | -0.33 | -0.38 | -0.93 | -0.51 |
EPS Growth | - | - | - | - | - | - |
| Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 31, 2026 | Jan '26 Jan 31, 2026 | Jan '25 Jan 31, 2025 | Jan '24 Jan 31, 2024 | Jan '23 Jan 31, 2023 | Jan '22 Jan 31, 2022 |
Subscription Subscription Growth | 551.19 | 523.13 | 469.17 | 409.48 | 344.75 | 224.85 |
Professional Services and Other Professional Services and Other Growth | 71.06 | 71.65 | 71.49 | 67.06 | 63.56 | 49.01 |
Revenue (Total) Revenue (Total) Growth | 622.24 | 594.78 | 540.66 | 476.54 | 408.32 | 273.87 |
| Fiscal Year | Current | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 31, 2026 | Jan '26 Jan 31, 2026 | Jan '25 Jan 31, 2025 | Jan '24 Jan 31, 2024 | Jan '23 Jan 31, 2023 | Jan '22 Jan 31, 2022 |
Cash & Investments Cash & Investments Growth | 83.29 | 88.37 | 120.93 | 112.09 | 82.04 | 88.01 |
Total Debt Total Debt Growth | 338.63 | 278.7 | 236.82 | 74.23 | 96.54 | 48.85 |
Net Cash (Debt) Net Cash Growth | -255.34 | -190.32 | -115.9 | 37.86 | -14.5 | 39.17 |
Net Cash Growth | - | - | - | - | - | -88.97% |
Net Cash Per Share Net Cash Per Share Growth | -2.33 | -1.66 | -1.01 | 0.34 | -0.13 | 0.40 |
| Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 31, 2026 | Jan '26 Jan 31, 2026 | Jan '25 Jan 31, 2025 | Jan '24 Jan 31, 2024 | Jan '23 Jan 31, 2023 | Jan '22 Jan 31, 2022 |
Operating Cash Flow Operating Cash Flow Growth | 133.61 | 90.07 | 55.2 | 57.29 | -15.38 | -19.23 |
Capital Expenditures CapEx Growth | -1.44 | -7.5 | -2.27 | -3.87 | -18.9 | -5.46 |
Free Cash Flow Free Cash Flow Growth | 132.17 | 82.56 | 52.93 | 53.41 | -34.28 | -24.69 |
Free Cash Flow Growth | 121.14% | 55.98% | -0.90% | - | - | - |
| Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 31, 2026 | Jan '26 Jan 31, 2026 | Jan '25 Jan 31, 2025 | Jan '24 Jan 31, 2024 | Jan '23 Jan 31, 2023 | Jan '22 Jan 31, 2022 |
Gross Margin | 62.24% | 60.76% | 60.07% | 59.86% | 58.54% | 59.32% |
Operating Margin | 8.18% | 2.83% | -1.73% | -7.21% | -20.34% | -18.63% |
Pretax Margin | 5.35% | 1.13% | -6.58% | -8.80% | -23.95% | -27.00% |
Profit Margin | 5.40% | 0.87% | -7.01% | -8.89% | -25.16% | -18.05% |
FCF Margin | 21.24% | 13.88% | 9.79% | 11.21% | -8.40% | -9.02% |
| Fiscal Year | Current | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Oct '26 Oct 5, 2026 | Jan '26 Jan 31, 2026 | Jan '25 Jan 31, 2025 | Jan '24 Jan 31, 2024 | Jan '23 Jan 31, 2023 | Jan '22 Jan 31, 2022 |
PE Ratio | 60.54 | 472.69 | - | - | - | - |
Forward PE | 13.05 | 22.29 | 40.55 | 60.82 | 146.97 | - |
P/FCF Ratio | 14.94 | 29.66 | 74.40 | 66.68 | - | - |
PS Ratio | 3.17 | 4.12 | 7.28 | 7.47 | 7.78 | 18.36 |