nCino, Inc. (NCNO)

nCino Cash Flow Statement

Financials in millions USD. Fiscal year is February - January.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct 31, 2025	Jan 31, 2025	Jan 31, 2024	Jan 31, 2023	Jan 31, 2022	Jan 31, 2021
Net Income	-21.77	-37.88	-42.35	-102.72	-49.45	-40.54
Depreciation & Amortization	42.21	36.35	45.26	34.65	10.01	7.43
Other Amortization	14.59	12.13	10.12	8.64	5.78	4.68
Loss (Gain) From Sale of Assets	0.46	0.04	0.15	-	-	-
Loss (Gain) From Sale of Investments	-1.65	-	-0.26	-	-	-
Stock-Based Compensation	71.26	71.59	58.04	50.23	28.48	25.21
Provision & Write-off of Bad Debts	0.21	0.09	1.08	0.81	0.09	0.1
Other Operating Activities	-2.25	6.52	2.86	7.02	-19.89	-1.52
Change in Accounts Receivable	-18.49	-31.39	-14.33	-26.8	-13.51	-11.41
Change in Accounts Payable	-1.14	-0.19	0.53	0.04	4.43	1.3
Change in Unearned Revenue	9.35	13.81	15.9	33.53	24.32	30.33
Change in Other Net Operating Assets	-32.77	-20.69	-18.54	-21.65	-8.82	-5.62
Operating Cash Flow	67.11	55.2	57.29	-15.38	-19.23	9.22
Operating Cash Flow Growth	-8.53%	-3.64%	-	-	-	-
Capital Expenditures	-7.39	-2.27	-3.87	-18.9	-5.46	-4.34
Sale of Property, Plant & Equipment	-	-	0.04	-	-	-
Cash Acquisitions	-176.34	-216.91	-	0.68	-268.99	-
Investment in Securities	3.68	-	-2.5	-2.5	-4.03	-
Investing Cash Flow	-180.04	-219.18	-6.33	-20.73	-278.49	-4.34
Long-Term Debt Issued	-	241	-	50	-	-
Long-Term Debt Repaid	-	-76.3	-31.23	-21.12	-0.32	-0.04
Net Debt Issued (Repaid)	35.87	164.7	-31.23	28.88	-0.32	-0.04
Issuance of Common Stock	6.54	7.26	9.13	8.2	16.45	277.12
Other Financing Activities	-0.1	-1.48	0.98	-0.37	-0.21	-2.96
Financing Cash Flow	-57.78	170.48	-21.11	36.71	15.92	274.12
Foreign Exchange Rate Adjustments	0.34	-2.68	0.18	-1.59	-1.23	1.24
Net Cash Flow	-170.37	3.82	30.03	-0.98	-283.03	280.24
Free Cash Flow	59.72	52.93	53.41	-34.28	-24.69	4.88
Free Cash Flow Growth	-15.91%	-0.90%	-	-	-	-
Free Cash Flow Margin	10.18%	9.79%	11.21%	-8.40%	-9.02%	2.39%
Free Cash Flow Per Share	0.52	0.46	0.47	-0.31	-0.26	0.06
Cash Interest Paid	16.22	8.75	4.32	2.62	1.51	0.13
Cash Income Tax Paid	4.3	3.57	3.17	0.66	1	0.63
Levered Free Cash Flow	116.01	101.01	82.15	22.78	36.11	28.35
Unlevered Free Cash Flow	126.37	106.36	84.55	24.35	37.06	28.43
Change in Working Capital	-43.06	-38.46	-16.44	-14.88	6.43	14.59

Updated Oct 31, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q