NMI Holdings, Inc. (NMIH)

NASDAQ: NMIH · Real-Time Price · USD
39.64
+0.44 (1.12%)
At close: Sep 3, 2025, 4:00 PM
39.61
-0.03 (-0.08%)
After-hours: Sep 3, 2025, 6:25 PM EDT
1.12%
Market Cap3.07B
Revenue (ttm)679.62M
Net Income (ttm)377.69M
Shares Out 77.57M
EPS (ttm)4.71
PE Ratio8.41
Forward PE8.02
Dividendn/a
Ex-Dividend Daten/a
Volume319,906
Open39.37
Previous Close39.20
Day's Range39.11 - 39.69
52-Week Range31.90 - 43.20
Beta0.57
AnalystsBuy
Price Target42.33 (+6.79%)
Earnings DateJul 29, 2025

About NMIH

NMI Holdings, Inc. provides private mortgage guaranty insurance services in the United States. The company offers primary mortgage insurance services; and outsourced loan review services to mortgage loan originators. It serves national and regional mortgage banks, money center banks, credit unions, community banks, builder-owned mortgage lenders, internet-sourced lenders, and other non-bank lenders. The company was incorporated in 2011 and is headquartered in Emeryville, California. [Read more]

Sector Financials
IPO Date Nov 8, 2013
Employees 230
Stock Exchange NASDAQ
Ticker Symbol NMIH
Full Company Profile

Financial Performance

In 2024, NMI Holdings's revenue was $650.97 million, an increase of 12.43% compared to the previous year's $579.00 million. Earnings were $360.11 million, an increase of 11.80%.

Financial Statements

Analyst Summary

According to 6 analysts, the average rating for NMIH stock is "Buy." The 12-month stock price target is $42.33, which is an increase of 6.79% from the latest price.

Price Target
$42.33
(6.79% upside)
Analyst Consensus: Buy
Stock Forecasts

News

NMI Holdings Is Overlooked And Overly Cheap

NMIH is significantly undervalued, trading at a 13% earnings yield—triple the S&P 500—and offers a 40% upside to fair value. The company operates in a niche, low-volatility sector, with strong credit ...

22 days ago - Seeking Alpha

NMI Holdings, Inc. (NMIH) Q2 2025 Earnings Call Transcript

NMI Holdings, Inc. (NASDAQ:NMIH) Q2 2025 Earnings Conference Call July 29, 2025 5:00 PM ET Company Participants Adam S. Pollitzer - President, CEO & Director Aurora Jean Swithenbank - Executive VP & ...

5 weeks ago - Seeking Alpha

NMI Holdings, Inc. Reports Second Quarter 2025 Financial Results

EMERYVILLE, Calif., July 29, 2025 (GLOBE NEWSWIRE) -- NMI Holdings, Inc. (Nasdaq: NMIH) today reported net income of $96.2 million, or $1.21 per diluted share, for the second quarter ended June 30, 20...

5 weeks ago - GlobeNewsWire

NMI Holdings, Inc. to Announce Second Quarter 2025 Financial Results on July 29, 2025

EMERYVILLE, Calif., July 14, 2025 (GLOBE NEWSWIRE) -- NMI Holdings, Inc., (NASDAQ: NMIH), the parent company of National Mortgage Insurance Corporation (National MI), today announced that it will repo...

7 weeks ago - GlobeNewsWire

NMI Holdings, Inc. (NMIH) Q1 2025 Earnings Call Transcript

NMI Holdings, Inc. (NASDAQ:NMIH) Q1 2025 Earnings Conference Call April 29, 2025 5:00 PM ET Company Participants John Swenson - Vice President of Investor Relations, and Treasury Brad Shuster - Execu...

4 months ago - Seeking Alpha

NMI Holdings, Inc. Reports Record First Quarter 2025 Financial Results

EMERYVILLE, Calif., April 29, 2025 (GLOBE NEWSWIRE) -- NMI Holdings, Inc. (Nasdaq: NMIH) today reported net income of $102.6 million, or $1.28 per diluted share, for the first quarter ended March 31, ...

4 months ago - GlobeNewsWire

NMI Holdings, Inc. to Announce First Quarter 2025 Financial Results on April 29, 2025

EMERYVILLE, Calif., April 11, 2025 (GLOBE NEWSWIRE) -- NMI Holdings, Inc., (NASDAQ: NMIH), the parent company of National Mortgage Insurance Corporation (National MI), today announced that it will rep...

5 months ago - GlobeNewsWire

NMI Holdings, Inc. (NMIH) Q4 2024 Earnings Call Transcript

NMI Holdings, Inc. (NASDAQ:NMIH) Q4 2024 Earnings Conference Call February 6, 2025 5:00 PM ET Company Participants John Swenson - Vice President of Investor Relations, and Treasury Brad Shuster - Exe...

7 months ago - Seeking Alpha

NMI Holdings, Inc. Reports Fourth Quarter and Full Year 2024 Financial Results; Announces Additional $250 Million Share Repurchase Authorization

EMERYVILLE, Calif., Feb. 06, 2025 (GLOBE NEWSWIRE) -- NMI Holdings, Inc. (Nasdaq: NMIH) today reported net income of $86.2 million, or $1.07 per diluted share, for the fourth quarter ended December 31...

7 months ago - GlobeNewsWire

NMI Holdings, Inc. to Announce Fourth Quarter and Full Year 2024 Financial Results on February 6, 2025

EMERYVILLE, Calif., Jan. 23, 2025 (GLOBE NEWSWIRE) -- NMI Holdings, Inc. (NASDAQ: NMIH), the parent company of National Mortgage Insurance Corporation (National MI), today announced that it will repor...

7 months ago - GlobeNewsWire

Undercovered Dozen: Lincoln National, Whitecap Resources, NMI Holdings, Healwell AI +

The 'Undercovered' Dozen series highlights lesser-covered stocks, providing investment ideas and encouraging discussions on their potential. Arcus Biosciences is seen as a "Strong Buy" due to its prom...

Other symbols: LNC
8 months ago - Seeking Alpha

NMI Holdings: Excellent Relative Value, Buy

I recommend National Mortgage Insurance over fintech Upstart due to stark valuation disparities reminiscent of past market bubbles. National Mortgage boasts a 13% earnings yield and a P/E ratio of 7.8...

8 months ago - Seeking Alpha

NMI Holdings, Inc. Elevates Mohammad Yousaf to Chief of Operations and Technology

EMERYVILLE, Calif., Dec. 17, 2024 (GLOBE NEWSWIRE) -- NMI Holdings, Inc., (NASDAQ: NMIH) announced today that Mohammad Yousaf, currently the company's Executive Vice President, Operations and Informat...

9 months ago - GlobeNewsWire

NMI Holdings, Inc. (NMIH) Q3 2024 Earnings Call Transcript

NMI Holdings, Inc. (NMIH) Q3 2024 Earnings Call Transcript

10 months ago - Seeking Alpha

NMI Holdings, Inc. Reports Third Quarter 2024 Financial Results; Announces New Reinsurance Agreements

EMERYVILLE, Calif., Nov. 06, 2024 (GLOBE NEWSWIRE) -- NMI Holdings, Inc. (Nasdaq: NMIH) today reported net income of $92.8 million, or $1.15 per diluted share, for the third quarter ended September 30...

10 months ago - GlobeNewsWire

How NMI Holdings' Superior Credit Quality Drives Growth

NMIH's Insurance-in-Force reached $203.5 billion in Q2 2024, reflecting a 6% year-over-year increase. The company's average borrower FICO score stood at 757 in Q2 2024, well above the national average...

11 months ago - Seeking Alpha

NMI Holdings, Inc. to Announce Third Quarter 2024 Financial Results on November 6, 2024; Reminder to Register for Annual Investor Day to be Held on November 21, 2024

EMERYVILLE, Calif., Oct. 16, 2024 (GLOBE NEWSWIRE) -- NMI Holdings, Inc. (NASDAQ: NMIH), the parent company of National Mortgage Insurance Corporation (National MI), today announced that it will repor...

11 months ago - GlobeNewsWire

NMI Holdings, Inc. To Host Investor Day On November 21, 2024

EMERYVILLE, Calif., Sept. 03, 2024 (GLOBE NEWSWIRE) -- NMI Holdings, Inc., (NASDAQ:NMIH), the parent company of National Mortgage Insurance Corporation (National MI), today announced that it will host...

1 year ago - GlobeNewsWire

NMI Holdings, Inc. Provides Guidance on Capital Position Under Revised Private Mortgage Insurer Eligibility Requirements

EMERYVILLE, Calif., Aug. 21, 2024 (GLOBE NEWSWIRE) -- NMI Holdings, Inc., (Nasdaq:NMIH), the parent company of National Mortgage Insurance Corporation (National MI), today provided guidance on its cap...

1 year ago - GlobeNewsWire

NMI Holdings, Inc. (NMIH) Q2 2024 Earnings Call Transcript

NMI Holdings, Inc. (NASDAQ:NMIH) Q2 2024 Earnings Conference Call July 30, 2024 5:00 PM ET Company Participants John Swenson - VP of IR & Treasury Bradley Shuster - Executive Chairman Adam Pollitzer ...

1 year ago - Seeking Alpha

NMI Holdings, Inc. Reports Record Second Quarter 2024 Financial Results

EMERYVILLE, Calif., July 30, 2024 (GLOBE NEWSWIRE) -- NMI Holdings, Inc. (Nasdaq: NMIH) today reported net income of $92.1 million, or $1.13 per diluted share, for the second quarter ended June 30, 20...

1 year ago - GlobeNewsWire

NMI Holdings, Inc. to Announce Second Quarter 2024 Financial Results on July 30, 2024

EMERYVILLE, Calif., July 09, 2024 (GLOBE NEWSWIRE) -- NMI Holdings, Inc., (NASDAQ: NMIH), the parent company of National Mortgage Insurance Corporation (National MI), today announced that it will repo...

1 year ago - GlobeNewsWire

National MI Certified as a Great Place to Work for Ninth Consecutive Year

EMERYVILLE, Calif., June 24, 2024 (GLOBE NEWSWIRE) -- National Mortgage Insurance Corporation (National MI), the primary operating subsidiary of NMI Holdings, Inc. (NASDAQ: NMIH), announced today that...

1 year ago - GlobeNewsWire

NMI Holdings, Inc. Prices $425 Million Senior Unsecured Notes Offering and Enters Into New $250 Million Unsecured Revolving Credit Facility

EMERYVILLE, Calif., May 07, 2024 (GLOBE NEWSWIRE) -- NMI Holdings, Inc. (Nasdaq: NMIH) (the “Company”) announced today that it has priced its public offering (the “Offering”) of $425 million aggregate...

1 year ago - GlobeNewsWire

NMI Holdings, Inc. (NMIH) Q1 2024 Earnings Call Transcript

NMI Holdings, Inc. (NASDAQ:NMIH) Q1 2024 Earnings Conference Call April 30, 2024 5:00 PM ET Company Participants John Swenson - Vice President of Investor Relations & Treasury Bradley Shuster - Execu...

1 year ago - Seeking Alpha