Neptune Insurance Holdings Inc. (NP)

NYSE: NP · Real-Time Price · USD

29.18

+0.37 (1.28%)

Oct 30, 2026, 4:00 PM EDT - Market closed

NP Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023
Cash & Equivalents	17.43	8.04	7.09	8.13
Cash & Short-Term Investments	17.43	8.04	7.09	8.13
Cash Growth	43.05%	13.28%	-12.78%	-
Accounts Receivable	4.91	4.08	2.61	0.94
Other Receivables	1.43	1.15	-	0.46
Receivables	6.34	5.23	2.61	1.4
Prepaid Expenses	0.83	1.31	0.45	0.66
Restricted Cash	60.51	32.51	20.97	16.19
Other Current Assets	6.11	5.38	4.1	3.47
Total Current Assets	91.22	52.46	35.23	29.86
Goodwill	3.79	3.79	3.79	3.79
Other Intangible Assets	6.71	6.5	6.23	5.55
Long-Term Deferred Tax Assets	0.73	0.8	2.8	2.19
Long-Term Deferred Charges	1.48	1.75	0.1	0.28
Total Assets	103.92	65.3	48.15	41.67

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023
Accounts Payable	27.38	10.14	7.17	5.29
Accrued Expenses	6.52	4.77	3	2.17
Current Portion of Long-Term Debt	-	-	8.55	1.9
Current Income Taxes Payable	-	-	4.78	0.09
Current Unearned Revenue	38.69	18.94	11.81	8.4
Other Current Liabilities	27.93	18.95	13.26	11.26
Total Current Liabilities	100.52	52.79	48.57	29.11
Long-Term Debt	215	240	125.1	172.96
Total Liabilities	315.52	292.79	173.67	202.07

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023
Common Stock	0	0	0	-
Additional Paid-In Capital	262.35	286.86	0.34	0.04
Retained Earnings	-473.95	-514.35	-366.33	-387.64
Total Common Equity	-211.6	-227.49	-365.99	-387.6
Shareholders' Equity	-211.6	-227.49	-125.52	-160.4
Total Liabilities & Equity	103.92	65.3	48.15	41.67

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023
Total Debt	215	240	133.65	174.86
Net Cash (Debt)	-197.57	-231.96	-126.56	-166.73
Net Cash Growth	-	-	-	-
Net Cash Per Share	-1.37	-2.22	-1.36	-1.78
Filing Date Shares Outstanding	138.17	138.15	93.35	93.52
Total Common Shares Outstanding	138.17	138.15	93.35	93.52
Working Capital	-9.3	-0.33	-13.34	0.75
Book Value Per Share	-1.53	-1.65	-3.92	-4.14
Tangible Book Value	-222.1	-237.78	-376.01	-396.94
Tangible Book Value Per Share	-1.61	-1.72	-4.03	-4.24

SEC Filings: 10-K · 10-Q