Neptune Insurance Holdings Inc. (NP)

NP Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023
Net Income	37.41	34.59	17.89
Depreciation & Amortization	3.71	3.03	2.18
Stock-Based Compensation	11.42	0.3	0.04
Other Adjustments	2.63	5.72	-0.41
Changes in Receivables	-1.47	-1.67	-0.49
Changes in Accounts Payable	4.24	2.3	2.07
Changes in Accrued Expenses	0.51	0.41	-1.58
Changes in Income Taxes Payable	-5.93	5.15	-0.47
Changes in Other Operating Activities	-0.86	0.1	-0.59
Operating Cash Flow	51.67	49.93	18.65
Operating Cash Flow Growth	3.49%	167.74%	-
Purchases of Intangible Assets	-3.98	-3.71	-4.03
Investing Cash Flow	-3.98	-3.71	-4.03
Short-Term Debt Issued	251	-	-
Short-Term Debt Repaid	-11	-	-
Net Short-Term Debt Issued (Repaid)	240	-	-
Long-Term Debt Issued	301	171	190
Long-Term Debt Repaid	-436	-214.53	-81.35
Net Long-Term Debt Issued (Repaid)	-135	-43.53	108.65
Issuance of Common Stock	24.19	-	10
Repurchase of Common Stock	-	-	-10
Net Common Stock Issued (Repurchased)	24.19	-	0
Issuance of Preferred Stock	-	-	219.06
Net Preferred Stock Issued (Repurchased)	-	-	219.06
Common Dividends Paid	-175	-	-339.02
Other Financing Activities	10.6	1.06	1.44
Financing Cash Flow	-35.21	-42.47	-9.87
Net Cash Flow	12.48	3.75	4.75
Free Cash Flow	51.67	49.93	18.65
Free Cash Flow Growth	3.49%	167.74%	-
FCF Margin	32.38%	41.85%	21.97%
Free Cash Flow Per Share	0.49	0.53	0.20
Levered Free Cash Flow	79.48	-17.82	120.02
Unlevered Free Cash Flow	72.63	79.44	47.05

Updated Apr 29, 2026. Data Source: Fiscal.ai. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q