Neptune Insurance Holdings Inc. (NP)

NYSE: NP · Real-Time Price · USD

32.02

-0.81 (-2.47%)

Aug 7, 2026, 4:00 PM EDT - Market closed

NP Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Operating Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023
Net Income	39	37.41	34.59	17.89
Depreciation & Amortization	3.95	3.71	3.03	2.18
Stock-Based Compensation	25.06	11.42	0.3	0.04
Other Adjustments	2.2	2.63	5.72	-0.41
Changes in Receivables	-0.69	-1.47	-1.67	-0.49
Changes in Accounts Payable	3.71	4.24	2.3	2.07
Changes in Accrued Expenses	-1.18	0.51	0.41	-1.58
Changes in Income Taxes Payable	0.2	-5.93	5.15	-0.47
Changes in Other Operating Activities	-0.13	-0.86	0.1	-0.59
Operating Cash Flow	72.11	51.67	49.93	18.65
Operating Cash Flow Growth	44.43%	3.49%	167.74%	-

Investing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023
Purchases of Intangible Assets	-4.2	-3.98	-3.71	-4.03
Investing Cash Flow	-4.26	-3.98	-3.71	-4.03

Financing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023
Short-Term Debt Issued	275	251	-	-
Short-Term Debt Repaid	-35	-11	-	-
Net Short-Term Debt Issued (Repaid)	240	240	-	-
Long-Term Debt Issued	-	301	171	190
Long-Term Debt Repaid	-294	-436	-214.53	-81.35
Net Long-Term Debt Issued (Repaid)	-294	-135	-43.53	108.65
Issuance of Common Stock	17.55	24.19	-	10
Repurchase of Common Stock	-	-	-	-10
Net Common Stock Issued (Repurchased)	17.55	24.19	-	0
Issuance of Preferred Stock	-	-	-	219.06
Net Preferred Stock Issued (Repurchased)	-	-	-	219.06
Common Dividends Paid	-	-175	-	-339.02
Other Financing Activities	10.59	10.6	1.06	1.44
Financing Cash Flow	-49.25	-35.21	-42.47	-9.87

Net Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023
Net Cash Flow	18.59	12.48	3.75	4.75

Free Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023
Free Cash Flow	72.11	51.67	49.93	18.65
Free Cash Flow Growth	44.43%	3.49%	167.74%	-
FCF Margin	39.66%	32.38%	41.85%	21.97%
Free Cash Flow Per Share	0.54	0.49	0.53	0.20
Levered Free Cash Flow	-14.51	79.48	-17.82	120.02
Unlevered Free Cash Flow	56.46	51.17	62.04	35.68

SEC Filings: 10-K · 10-Q