Neptune Insurance Holdings Inc. (NP)

NP Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023
Cash & Equivalents	8.04	7.09	8.13
Cash & Short-Term Investments	8.04	7.09	8.13
Cash Growth	13.28%	-12.78%	-
Accounts Receivable	4.08	2.61	0.94
Other Receivables	1.15	-	0.46
Receivables	5.23	2.61	1.4
Prepaid Expenses	1.31	0.45	0.66
Restricted Cash	32.51	20.97	16.19
Other Current Assets	5.38	4.1	3.47
Total Current Assets	52.46	35.23	29.86
Goodwill	3.79	3.79	3.79
Other Intangible Assets	6.5	6.23	5.55
Long-Term Deferred Tax Assets	0.8	2.8	2.19
Long-Term Deferred Charges	1.75	0.1	0.28
Total Assets	65.3	48.15	41.67
Accounts Payable	10.14	7.17	5.29
Accrued Expenses	4.77	3	2.17
Current Portion of Long-Term Debt	-	8.55	1.9
Current Income Taxes Payable	-	4.78	0.09
Current Unearned Revenue	18.94	11.81	8.4
Other Current Liabilities	18.95	13.26	11.26
Total Current Liabilities	52.79	48.57	29.11
Long-Term Debt	240	125.1	172.96
Total Liabilities	292.79	173.67	202.07
Common Stock	0	0	-
Additional Paid-In Capital	286.86	0.34	0.04
Retained Earnings	-514.35	-366.33	-387.64
Total Common Equity	-227.49	-365.99	-387.6
Shareholders' Equity	-227.49	-125.52	-160.4
Total Liabilities & Equity	65.3	48.15	41.67
Total Debt	240	133.65	174.86
Net Cash (Debt)	-231.96	-126.56	-166.73
Net Cash Per Share	-2.22	-1.36	-1.78
Filing Date Shares Outstanding	138.15	93.35	93.52
Total Common Shares Outstanding	138.15	93.35	93.52
Working Capital	-0.33	-13.34	0.75
Book Value Per Share	-1.65	-3.92	-4.14
Tangible Book Value	-237.78	-376.01	-396.94
Tangible Book Value Per Share	-1.72	-4.03	-4.24

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q