Neptune Insurance Holdings Inc. (NP)

NP Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023
Net Income	37.41	34.59	17.89
Depreciation & Amortization	0.07	0.07	0.07
Other Amortization	4.27	3.86	3.34
Stock-Based Compensation	11.42	0.3	0.04
Other Operating Activities	2	4.81	-1.64
Change in Accounts Receivable	-1.47	-1.67	-0.49
Change in Accounts Payable	2.98	1.87	1.56
Change in Income Taxes	-5.93	5.15	-0.47
Change in Other Net Operating Assets	0.91	0.94	-1.65
Operating Cash Flow	51.67	49.93	18.65
Operating Cash Flow Growth	3.49%	167.74%	-
Sale (Purchase) of Intangibles	-3.98	-3.71	-4.03
Investing Cash Flow	-3.98	-3.71	-4.03
Long-Term Debt Issued	552	171	190
Long-Term Debt Repaid	-447	-214.53	-81.35
Net Debt Issued (Repaid)	105	-43.53	108.65
Issuance of Common Stock	24.19	-	10
Repurchase of Common Stock	-	-	-10
Common Dividends Paid	-175	-	-339.02
Other Financing Activities	10.6	1.06	1.44
Financing Cash Flow	-35.21	-42.47	-9.87
Net Cash Flow	12.48	3.75	4.75
Cash Interest Paid	17.13	17.07	20.1
Cash Income Tax Paid	20.15	7.31	8.6
Levered Free Cash Flow	46.79	38.75	-
Unlevered Free Cash Flow	57.56	48.79	-
Change in Working Capital	-3.51	6.29	-1.05

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q