Neptune Insurance Holdings Inc. (NP)

NP Statistics

Total Valuation

NP has a market cap or net worth of $3.02 billion. The enterprise value is $3.25 billion.

Market Cap	3.02B
Enterprise Value	3.25B

Important Dates

The next estimated earnings date is Wednesday, April 29, 2026, before market open.

Earnings Date	Apr 29, 2026
Ex-Dividend Date	n/a

Share Statistics

NP has 138.15 million shares outstanding. The number of shares has increased by 11.95% in one year.

Current Share Class	94.72M
Shares Outstanding	138.15M
Shares Change (YoY)	+11.95%
Shares Change (QoQ)	+51.83%
Owned by Insiders (%)	38.40%
Owned by Institutions (%)	16.83%
Float	43.23M

Valuation Ratios

PE Ratio	n/a
Forward PE	42.71
PS Ratio	18.94
Forward PS	15.56
PB Ratio	n/a
P/TBV Ratio	n/a
P/FCF Ratio	n/a
P/OCF Ratio	58.48
PEG Ratio	2.01

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	20.39
EV / EBITDA	40.70
EV / EBIT	40.73
EV / FCF	n/a

Financial Position

The company has a current ratio of 0.99

Current Ratio	0.99
Quick Ratio	0.25
Debt / Equity	n/a
Debt / EBITDA	3.00
Debt / FCF	n/a
Interest Coverage	4.38

Financial Efficiency

Return on Equity (ROE)	n/a
Return on Assets (ROA)	88.00%
Return on Invested Capital (ROIC)	2,021.48%
Return on Capital Employed (ROCE)	638.64%
Weighted Average Cost of Capital (WACC)	n/a
Revenue Per Employee	$2.57M
Profits Per Employee	-$438,629
Employee Count	62
Asset Turnover	2.81
Inventory Turnover	n/a

Taxes

In the past 12 months, NP has paid $16.22 million in taxes.

Income Tax	16.22M
Effective Tax Rate	30.25%

Stock Price Statistics

Beta (5Y)	n/a
52-Week Price Change	n/a
50-Day Moving Average	23.33
200-Day Moving Average	n/a
Relative Strength Index (RSI)	52.63
Average Volume (20 Days)	447,742

Short Selling Information

The latest short interest is 1.47 million, so 1.06% of the outstanding shares have been sold short.

Short Interest	1.47M
Short Previous Month	998,312
Short % of Shares Out	1.06%
Short % of Float	3.39%
Short Ratio (days to cover)	3.14

Income Statement

In the last 12 months, NP had revenue of $159.55 million and -$27.20 million in losses. Loss per share was -$0.26.

Revenue	159.55M
Gross Profit	93.60M
Operating Income	79.87M
Pretax Income	53.64M
Net Income	-27.20M
EBITDA	79.94M
EBIT	79.87M
Loss Per Share	-$0.26

Balance Sheet

The company has $8.04 million in cash and $240.00 million in debt, with a net cash position of -$231.96 million or -$1.68 per share.

Cash & Cash Equivalents	8.04M
Total Debt	240.00M
Net Cash	-231.96M
Net Cash Per Share	-$1.68
Equity (Book Value)	-227.49M
Book Value Per Share	-1.65
Working Capital	-331,000

Cash Flow

Operating Cash Flow	51.67M
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross margin is 58.67%, with operating and profit margins of 50.06% and 23.45%.

Gross Margin	58.67%
Operating Margin	50.06%
Pretax Margin	33.62%
Profit Margin	23.45%
EBITDA Margin	50.10%
EBIT Margin	50.06%
FCF Margin	n/a

Dividends & Yields

NP does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-11.95%
Shareholder Yield	-11.95%
Earnings Yield	-0.90%
FCF Yield	n/a

Analyst Forecast

The average price target for NP is $27.04, which is 23.64% higher than the current price. The consensus rating is "Buy".

Price Target	$27.04
Price Target Difference	23.64%
Analyst Consensus	Buy
Analyst Count	12
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

NP has an Altman Z-Score of 2.89 and a Piotroski F-Score of 5. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score	2.89
Piotroski F-Score	5