Neptune Insurance Holdings Inc. (NP)

NP Statistics

Total Valuation

NP has a market cap or net worth of $3.71 billion. The enterprise value is $3.99 billion.

Market Cap	3.71B
Enterprise Value	3.99B

Important Dates

The next estimated earnings date is Wednesday, November 12, 2025, before market open.

Earnings Date	Nov 12, 2025
Ex-Dividend Date	n/a

Share Statistics

NP has 138.04 million shares outstanding.

Current Share Class	94.60M
Shares Outstanding	138.04M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	1.33%
Float	52.72M

Valuation Ratios

PE Ratio	n/a
Forward PE	65.17
PS Ratio	18.34
Forward PS	n/a
PB Ratio	n/a
P/TBV Ratio	n/a
P/FCF Ratio	n/a
P/OCF Ratio	70.46
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	29.17
EV / EBITDA	52.79
EV / EBIT	53.10
EV / FCF	n/a

Financial Position

The company has a current ratio of 0.82

Current Ratio	0.82
Quick Ratio	0.19
Debt / Equity	n/a
Debt / EBITDA	3.87
Debt / FCF	n/a
Interest Coverage	4.96

Financial Efficiency

Return on Equity (ROE)	n/a
Return on Assets (ROA)	n/a
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	-5,289.86%
Revenue Per Employee	$2.40M
Profits Per Employee	-$487,105
Employee Count	57
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, NP has paid $15.57 million in taxes.

Income Tax	15.57M
Effective Tax Rate	25.59%

Stock Price Statistics

Beta (5Y)	n/a
52-Week Price Change	n/a
50-Day Moving Average	n/a
200-Day Moving Average	n/a
Relative Strength Index (RSI)	57.71
Average Volume (20 Days)	256,242

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, NP had revenue of $136.74 million and -$27.77 million in losses. Loss per share was -$0.30.

Revenue	136.74M
Gross Profit	95.91M
Operating Income	75.12M
Pretax Income	60.83M
Net Income	-27.77M
EBITDA	75.55M
EBIT	75.12M
Loss Per Share	-$0.30

Balance Sheet

The company has $11.70 million in cash and $292.40 million in debt, giving a net cash position of -$280.70 million or -$2.03 per share.

Cash & Cash Equivalents	11.70M
Total Debt	292.40M
Net Cash	-280.70M
Net Cash Per Share	-$2.03
Equity (Book Value)	-278.77M
Book Value Per Share	-5.64
Working Capital	-14.48M

Cash Flow

Operating Cash Flow	52.62M
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross margin is 70.14%, with operating and profit margins of 54.93% and 33.10%.

Gross Margin	70.14%
Operating Margin	54.93%
Pretax Margin	44.49%
Profit Margin	33.10%
EBITDA Margin	55.25%
EBIT Margin	54.93%
FCF Margin	n/a

Dividends & Yields

NP does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	-0.75%
FCF Yield	n/a

Analyst Forecast

The average price target for NP is $27.92, which is 3.95% higher than the current price. The consensus rating is "Buy".

Price Target	$27.92
Price Target Difference	3.95%
Analyst Consensus	Buy
Analyst Count	12
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

NP has an Altman Z-Score of -4.57 and a Piotroski F-Score of 2. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score	-4.57
Piotroski F-Score	2