Neptune Insurance Holdings Inc. (NP)

NP Statistics

Total Valuation

NP has a market cap or net worth of $3.30 billion. The enterprise value is $3.55 billion.

Market Cap	3.30B
Enterprise Value	3.55B

Important Dates

The next estimated earnings date is Wednesday, January 21, 2026, before market open.

Earnings Date	Jan 21, 2026
Ex-Dividend Date	n/a

Share Statistics

NP has 138.04 million shares outstanding. The number of shares has increased by 928.46% in one year.

Current Share Class	94.60M
Shares Outstanding	138.04M
Shares Change (YoY)	+928.46%
Shares Change (QoQ)	+4.19%
Owned by Insiders (%)	38.41%
Owned by Institutions (%)	1.36%
Float	43.13M

Valuation Ratios

PE Ratio	n/a
Forward PE	51.13
PS Ratio	15.23
Forward PS	81.53
PB Ratio	n/a
P/TBV Ratio	n/a
P/FCF Ratio	n/a
P/OCF Ratio	61.52
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	24.08
EV / EBITDA	41.70
EV / EBIT	42.00
EV / FCF	n/a

Financial Position

The company has a current ratio of 0.90

Current Ratio	0.90
Quick Ratio	0.29
Debt / Equity	n/a
Debt / EBITDA	3.09
Debt / FCF	n/a
Interest Coverage	5.00

Financial Efficiency

Return on Equity (ROE)	n/a
Return on Assets (ROA)	n/a
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	1,878.69%
Revenue Per Employee	$2.58M
Profits Per Employee	-$453,316
Employee Count	57
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, NP has paid $15.32 million in taxes.

Income Tax	15.32M
Effective Tax Rate	25.53%

Stock Price Statistics

Beta (5Y)	n/a
52-Week Price Change	n/a
50-Day Moving Average	n/a
200-Day Moving Average	n/a
Relative Strength Index (RSI)	43.63
Average Volume (20 Days)	250,082

Short Selling Information

The latest short interest is 497,058, so 0.36% of the outstanding shares have been sold short.

Short Interest	497,058
Short Previous Month	n/a
Short % of Shares Out	0.36%
Short % of Float	1.15%
Short Ratio (days to cover)	0.45

Income Statement

In the last 12 months, NP had revenue of $147.29 million and -$25.84 million in losses. Loss per share was -$0.27.

Revenue	147.29M
Gross Profit	96.87M
Operating Income	84.45M
Pretax Income	60.00M
Net Income	-25.84M
EBITDA	85.05M
EBIT	84.45M
Loss Per Share	-$0.27

Balance Sheet

The company has $12.18 million in cash and $262.64 million in debt, giving a net cash position of -$250.46 million or -$1.81 per share.

Cash & Cash Equivalents	12.18M
Total Debt	262.64M
Net Cash	-250.46M
Net Cash Per Share	-$1.81
Equity (Book Value)	-258.67M
Book Value Per Share	-5.30
Working Capital	-8.82M

Cash Flow

Operating Cash Flow	53.58M
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross margin is 65.77%, with operating and profit margins of 57.34% and 30.34%.

Gross Margin	65.77%
Operating Margin	57.34%
Pretax Margin	40.74%
Profit Margin	30.34%
EBITDA Margin	57.74%
EBIT Margin	57.33%
FCF Margin	n/a

Dividends & Yields

NP does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-928.46%
Shareholder Yield	-928.46%
Earnings Yield	-0.78%
FCF Yield	n/a

Analyst Forecast

The average price target for NP is $28.38, which is 18.75% higher than the current price. The consensus rating is "Buy".

Price Target	$28.38
Price Target Difference	18.75%
Analyst Consensus	Buy
Analyst Count	12
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

NP has an Altman Z-Score of -3.47 and a Piotroski F-Score of 3. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score	-3.47
Piotroski F-Score	3