Norwood Financial Corp. (NWFL)

Norwood Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Year Ending	TTM	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Revenue	64.28	64.64	77.43	69.47	52.81	44.13
Revenue Growth (YoY)	-15.42%	-16.51%	11.45%	31.56%	19.65%	4.64%
Gross Profit	64.28	64.64	77.43	69.47	52.81	44.13
Selling, General & Admin	36.5	35.84	34.19	32.02	27.15	23.21
Other Operating Expenses	8.3	7.65	6.85	6.6	7.29	4.1
Operating Expenses	44.79	43.5	41.04	38.61	34.44	27.31
Operating Income	19.48	21.15	36.39	30.86	18.37	16.82
Pretax Income	19.48	21.15	36.39	30.86	18.37	16.82
Income Tax	4.08	4.39	7.15	5.95	3.29	2.61
Net Income	15.41	16.76	29.23	24.92	15.08	14.22
Net Income Growth	-44.74%	-42.67%	17.33%	65.22%	6.09%	4.13%
Shares Outstanding (Basic)	8	8	8	8	8	6
Shares Change	-0.87%	-0.83%	-0.49%	-0.30%	30.16%	0.51%
EPS (Basic)	1.92	2.08	3.59	3.05	2.09	2.27
EPS (Diluted)	1.91	2.07	3.58	3.04	2.09	2.25
EPS Growth	-44.15%	-42.18%	17.76%	45.45%	-7.11%	3.69%
Free Cash Flow	22.1	28.41	28.58	28.1	13.06	17.06
Free Cash Flow Per Share	2.72	3.52	3.51	3.44	1.59	2.71
Dividend Per Share	1.170	1.160	1.120	1.040	1.000	0.960
Dividend Growth	3.54%	3.57%	7.69%	4.00%	4.17%	9.09%
Gross Margin	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Operating Margin	30.31%	32.71%	46.99%	44.42%	34.78%	38.12%
Profit Margin	23.97%	25.93%	37.75%	35.86%	28.56%	32.21%
Free Cash Flow Margin	34.38%	43.95%	36.91%	40.44%	24.73%	38.66%
Effective Tax Rate	20.91%	20.75%	19.66%	19.26%	17.89%	15.50%
EBITDA	20.92	22.61	37.96	32.46	19.8	17.93
EBITDA Margin	32.55%	34.97%	49.02%	46.73%	37.50%	40.62%
Depreciation & Amortization	1.44	1.46	1.57	1.6	1.44	1.11
EBIT	19.48	21.15	36.39	30.86	18.37	16.82
EBIT Margin	30.31%	32.71%	46.99%	44.42%	34.78%	38.12%

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).