Norwood Financial Corp. (NWFL)
NASDAQ: NWFL · Real-Time Price · USD
35.68
-0.19 (-0.53%)
Nov 6, 2026, 4:00 PM EST - Market closed

Norwood Financial Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Nov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
387259250264271212
Market Cap Growth
56.46%3.28%-5.26%-2.43%27.97%-0.98%
Last Close Price
35.6826.9124.8228.7328.0520.92

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Nov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
11.619.31-15.779.268.49
PS Ratio
3.623.005.184.093.503.05
PB Ratio
1.371.071.171.461.621.03
P/FCF Ratio
12.938.8412.729.309.477.57
P/OCF Ratio
11.737.6110.978.868.817.25

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Nov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.420.321.031.120.830.47
Debt / FCF Ratio
-2.6811.187.164.863.42
Net Debt / Equity Ratio
0.160.140.690.750.63-0.54
Net Debt / FCF Ratio
-1.137.444.793.69-3.98
Return on Equity (ROE)
12.45%12.18%-0.08%9.63%15.70%12.46%
Return on Assets (ROA)
1.20%1.17%-0.01%0.79%1.42%1.27%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Nov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
8.61%10.74%-0.06%6.34%10.80%11.77%
FCF Yield
7.73%11.31%7.86%10.75%10.55%13.21%
Dividend Yield
3.59%4.47%4.46%3.57%3.39%4.09%
Payout Ratio
41.65%41.39%-56.19%31.33%34.27%
Buyback Yield / Dilution
-17.69%-14.11%-0.11%1.14%0.27%-13.40%
Total Shareholder Return
-14.10%-9.64%4.35%4.71%3.66%-9.31%
SEC Filings: 10-K · 10-Q