Norwood Financial Corp. (NWFL)
NASDAQ: NWFL · Real-Time Price · USD
30.23
-0.49 (-1.60%)
At close: May 29, 2026, 4:00 PM EDT
30.27
+0.04 (0.13%)
After-hours: May 29, 2026, 5:41 PM EDT
Norwood Financial Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 25.71 | 27.76 | -0.16 | 16.76 | 29.23 | 24.92 |
Depreciation & Amortization | 1.74 | 1.47 | 1.38 | 1.46 | 1.57 | 1.6 |
Provision for Credit Losses | 2.38 | 1.77 | 2.67 | 5.55 | 0.9 | 4.2 |
Stock-Based Compensation | 0.81 | 0.78 | 0.72 | 0.83 | 0.64 | 0.55 |
Net Change in Loans Held-for-Sale | 0.36 | 0.33 | 0.2 | 0.06 | 0 | 0.18 |
Other Adjustments | -1.11 | -1.38 | 19.8 | 1.26 | 0.03 | -3.45 |
Changes in Accrued Interest and Accounts Receivable | -0.75 | -0.78 | -0.34 | -1.21 | -1.03 | 0.34 |
Changes in Accounts Payable | -5.14 | -0.48 | 2.11 | 7.86 | 1.45 | -0.4 |
Changes in Other Operating Activities | 6.87 | 4.51 | -3.56 | -2.74 | -2.07 | 1.26 |
Operating Cash Flow | 30.87 | 33.97 | 22.81 | 29.82 | 30.73 | 29.2 |
Operating Cash Flow Growth | 11.62% | 48.93% | -23.53% | -2.96% | 5.26% | 111.63% |
Net Change in Loans Held-for-Investment | -125.35 | -137.05 | -112.95 | -136.25 | -119 | 57.94 |
Net Change in Securities and Investments | 4.99 | 11.16 | -0.07 | 22.49 | -86.43 | -188.6 |
Payments for Business Acquisitions | 57.02 | - | - | - | - | - |
Capital Expenditures | -4.24 | -4.72 | -3.13 | -1.41 | -2.15 | -1.26 |
Sale of Property, Plant & Equipment | - | - | - | 0 | - | 0.16 |
Other Investing Activities | 1.11 | 1.66 | 0.95 | -1.4 | -0.42 | 0.8 |
Investing Cash Flow | -65.92 | -128.95 | -115.21 | -116.57 | -207.99 | -130.96 |
Net Change in Deposits | 145.65 | 219.48 | 64 | 67.43 | -29.07 | 221.15 |
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements | - | -98.36 | 38.99 | -19.14 | 32.39 | -2.48 |
Long-Term Debt Issued | 0.18 | 40.02 | 60 | 155 | 40 | - |
Long-Term Debt Repaid | -72.14 | -82.39 | -82.44 | -70.76 | -30 | -12.46 |
Net Long-Term Debt Issued (Repaid) | -71.97 | -42.37 | -22.44 | 84.24 | 10 | -12.46 |
Issuance of Common Stock | 0.55 | 0.18 | 28.49 | 0.99 | 0.79 | 0.52 |
Repurchase of Common Stock | -0.01 | -0.36 | -0.7 | -3.1 | -2.52 | -1.44 |
Net Common Stock Issued (Repurchased) | 0.54 | -0.18 | 27.78 | -2.11 | -1.73 | -0.92 |
Common Dividends Paid | -12.12 | -11.49 | -9.72 | -9.42 | -9.16 | -8.54 |
Financing Cash Flow | 62.22 | 67.08 | 98.62 | 121 | 2.45 | 196.75 |
Net Cash Flow | 27.17 | -27.9 | 6.22 | 34.25 | -174.82 | 94.99 |
Free Cash Flow | 26.62 | 29.25 | 19.68 | 28.41 | 28.58 | 27.94 |
Free Cash Flow Growth | -8.97% | 48.61% | -30.73% | -0.59% | 2.29% | 114.13% |
FCF Margin | 353.23% | 33.94% | 40.69% | 43.95% | 36.49% | 40.22% |
Free Cash Flow Per Share | 2.75 | 3.17 | 2.43 | 3.51 | 3.50 | 3.41 |
Levered Free Cash Flow | -47.78 | -14.62 | -26.15 | 104.95 | 37.01 | 14.01 |
Unlevered Free Cash Flow | -1.52 | 0 | -3.55 | 3.96 | -2.23 | 1.55 |