Norwood Financial Corp. (NWFL)

NASDAQ: NWFL · Real-Time Price · USD

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31.64

+0.16 (0.51%)

At close: Feb 4, 2026, 4:00 PM EST

31.62

-0.02 (-0.06%)

After-hours: Feb 4, 2026, 4:10 PM EST

Norwood Financial Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	44.44	72.34	66.12	31.87	206.68
Investment Securities	408.78	118.24	199.08	188.03	181.23
Trading Asset Securities	-	1.19	1.23	1.46	0.24
Mortgage-Backed Securities	-	279.61	207.18	230.9	225.55
Total Investments	408.78	399.04	407.48	420.39	407.02
Gross Loans	1,853	1,714	1,604	1,474	1,356
Allowance for Loan Losses	-19.88	-19.84	-18.97	-17	-16.44
Other Adjustments to Gross Loans	-	-0.44	-0.26	-0.48	-1.11
Net Loans	1,834	1,694	1,585	1,457	1,338
Property, Plant & Equipment	22.97	23.43	21.74	22.03	21.8
Goodwill	29.27	29.27	29.27	29.27	29.27
Other Intangible Assets	0.1	0.15	0.22	0.31	0.41
Accrued Interest Receivable	9.25	8.47	8.12	6.92	5.89
Long-Term Deferred Tax Assets	14.65	17.7	21.35	23.55	8.79
Other Real Estate Owned & Foreclosed	0.77	-	0.1	0.35	1.74
Other Long-Term Assets	61.07	73.28	62.02	55.45	48.42
Total Assets	2,425	2,317	2,201	2,047	2,069
Interest Bearing Deposits	1,659	1,205	1,126	1,080	1,059
Institutional Deposits	-	272.97	269.5	213.62	257.24
Non-Interest Bearing Deposits	419.6	381.48	399.55	434.53	440.65
Total Deposits	2,079	1,859	1,795	1,728	1,757
Short-Term Borrowings	14.71	133.07	104.08	133.22	60.82
Current Portion of Long-Term Debt	-	32.66	-	-	2.98
Current Portion of Leases	-	0.76	-	-	-
Accrued Interest Payable	12.14	12.62	10.51	2.65	1.2
Long-Term Debt	59.42	1.19	1.23	1.46	0.24
Federal Home Loan Bank Debt, Long-Term	-	49.14	94.24	-	27.02
Long-Term Leases	-	3.14	4.01	4.2	4.58
Pension & Post-Retirement Benefits	-	3.67	3.7	3.52	3.48
Other Long-Term Liabilities	17.77	8.56	7.09	7.21	6.13
Total Liabilities	2,183	2,104	2,020	1,880	1,863
Common Stock	0.95	0.95	0.83	0.83	0.83
Additional Paid-In Capital	127.43	98.51	97.7	96.9	96.44
Retained Earnings	141.13	152.96	135.28	130.02	110.02
Treasury Stock	-6.01	-5.8	-5.4	-3.31	-1.77
Comprehensive Income & Other	-21.34	-33.12	-47.35	-57.35	-0.26
Shareholders' Equity	242.16	213.51	181.07	167.09	205.26
Total Liabilities & Equity	2,425	2,317	2,201	2,047	2,069
Total Debt	74.13	219.95	203.55	138.87	95.63
Net Cash (Debt)	-29.7	-146.41	-136.21	-105.54	111.28
Net Cash Growth	-	-	-	-	11651.21%
Net Cash Per Share	-3.22	-18.09	-16.85	-12.91	13.57
Filing Date Shares Outstanding	9.25	9.21	8.06	8.14	8.17
Total Common Shares Outstanding	9.25	9.22	8.06	8.12	8.17
Book Value Per Share	26.19	23.16	22.45	20.57	25.13
Tangible Book Value	212.79	184.09	151.58	137.51	175.59
Tangible Book Value Per Share	23.01	19.97	18.80	16.93	21.49

Updated Jan 22, 2026. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q