Norwood Financial Corp. (NWFL)
NASDAQ: NWFL · Real-Time Price · USD
27.95
-0.50 (-1.76%)
Mar 18, 2026, 4:00 PM EDT - Market closed

Norwood Financial Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Income
27.76-0.1616.7629.2324.92
Depreciation & Amortization
1.471.381.461.571.6
Provision for Credit Losses
1.772.675.550.94.2
Stock-Based Compensation
0.780.720.830.640.55
Net Change in Loans Held-for-Sale
0.330.20.0600.18
Other Adjustments
-1.3819.81.260.03-3.45
Changes in Accrued Interest and Accounts Receivable
-0.78-0.34-1.21-1.030.34
Changes in Accounts Payable
-0.482.117.861.45-0.4
Changes in Other Operating Activities
4.51-3.56-2.74-2.071.26
Operating Cash Flow
33.9722.8129.8230.7329.2
Operating Cash Flow Growth
48.93%-23.53%-2.96%5.26%111.63%
Net Change in Loans Held-for-Investment
-137.05-112.95-136.25-11957.94
Net Change in Securities and Investments
11.16-0.0722.49-86.43-188.6
Capital Expenditures
-4.72-3.13-1.41-2.15-1.26
Sale of Property, Plant & Equipment
--0-0.16
Other Investing Activities
1.660.95-1.4-0.420.8
Investing Cash Flow
-128.95-115.21-116.57-207.99-130.96
Net Change in Deposits
219.486467.43-29.07221.15
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements
-98.3638.99-19.1432.39-2.48
Long-Term Debt Issued
40.026015540-
Long-Term Debt Repaid
-82.39-82.44-70.76-30-12.46
Net Long-Term Debt Issued (Repaid)
-42.37-22.4484.2410-12.46
Issuance of Common Stock
0.1828.490.990.790.52
Repurchase of Common Stock
-0.36-0.7-3.1-2.52-1.44
Net Common Stock Issued (Repurchased)
-0.1827.78-2.11-1.73-0.92
Common Dividends Paid
-11.49-9.72-9.42-9.16-8.54
Financing Cash Flow
67.0898.621212.45196.75
Net Cash Flow
-27.96.2234.25-174.8294.99
Free Cash Flow
29.2519.6828.4128.5827.94
Free Cash Flow Growth
48.61%-30.73%-0.59%2.29%114.13%
FCF Margin
33.94%40.69%43.95%36.91%40.22%
Free Cash Flow Per Share
3.172.433.513.503.41
Levered Free Cash Flow
-14.62-26.15104.9537.0114.01
Unlevered Free Cash Flow
0-3.553.96-2.231.55
Updated Jan 22, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.
SEC Filings: 10-K · 10-Q