Norwood Financial Corp. (NWFL)

Norwood Financial Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Year Ending	Current	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	218	266	272	213	215	245
Market Cap Growth	-8.31%	-2.40%	28.04%	-0.99%	-12.44%	18.48%
Enterprise Value	317	398	373	97	209	348
PE Ratio	14.11	15.85	9.31	8.53	14.23	17.24
PS Ratio	3.39	4.11	3.51	3.06	4.06	5.55
PB Ratio	1.20	1.47	1.63	1.03	1.10	1.78
P/FCF Ratio	9.88	9.35	9.52	7.56	16.44	14.37
P/OCF Ratio	9.10	8.90	8.85	7.28	15.56	13.29
EV/Sales Ratio	4.94	6.15	4.82	1.39	3.95	7.89
EV/EBITDA Ratio	15.18	17.60	9.84	2.98	10.54	19.43
EV/EBIT Ratio	16.29	18.81	10.26	3.13	11.36	20.71
EV/FCF Ratio	14.37	14.00	13.07	3.44	15.98	20.42
Debt / Equity Ratio	1.17	1.10	0.80	0.44	0.54	0.86
Debt / EBITDA Ratio	10.10	8.77	3.51	2.80	5.34	6.62
Debt / FCF Ratio	9.56	6.98	4.66	3.23	8.10	6.96
Asset Turnover	0.03	0.03	0.04	0.03	0.03	0.04
Return on Equity (ROE)	8.80%	9.60%	17.00%	12.40%	9.00%	10.70%
Return on Assets (ROA)	0.70%	0.80%	1.40%	1.20%	1.00%	1.20%
Return on Capital (ROIC)	3.93%	4.42%	9.73%	8.41%	5.02%	5.55%
Earnings Yield	7.06%	6.31%	10.74%	11.72%	7.03%	5.80%
FCF Yield	10.13%	10.70%	10.50%	13.22%	6.08%	6.96%
Dividend Yield	4.36%	3.50%	3.30%	4.00%	3.80%	2.50%
Payout Ratio	62.83%	55.80%	31.20%	34.10%	47.80%	42.30%
Buyback Yield / Dilution	0.87%	0.83%	0.49%	0.30%	-30.16%	-0.51%
Total Shareholder Return	5.22%	4.33%	3.79%	4.30%	-26.36%	1.99%

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).